备考复习2022年银行招聘之银行招聘综合知识题库综合试卷B卷（含答案）

备考复习备考复习 20222022 年银行招聘之银行招聘综合知识题库年银行招聘之银行招聘综合知识题库综合试卷综合试卷 B B 卷（含答案）卷（含答案）单选题（共单选题（共 8080 题）题）1、He was no longer a（an）（）who failed in big events,like the 2008 Beijing Olympics,where he finished an unimpressive 11th.A.anything B.nothing C.anybody D.nobody【答案】D 2、承担法律责任的主要形式是（）。A.民事制裁 B.刑事制裁 C.行政制裁 D.法律制裁【答案】D 3、办理个人存取款业务的金融机构对一日一次性从储蓄账户（含银行卡）提取现金（）(不含）以上的，储蓄机构柜台人员必须要求取款人提供有效身份证件，并经储蓄机构负责人审 核身份证件姓名与存单(存折、银行卡)姓名一致后予以支付。提现 20 万元(含）以上的，应要求 取款人至少提前一天预约。A.3 万元 B.5 万元 C.8 万元 D.10 万元【答案】B 4、资料：When we see well，we do not think about our eyes very often.It is only when we cannot see perfectly that we realize how important our eyes are.A.even if we can see well B.only when we cannot see perfectly C.only when we realize how important our eyes are D.only when we can see well【答案】A 5、下列各项属于长期负债的有（）。A.应收账款 B.应付账款 C.其他应付款 D.应付债券【答案】D 6、国务院办公厅日前印发（）。进一步落实全国中医药大会部署，遵循中医药发展规律，认真总结中医药防治新冠肺炎经验做法，破解存在的问题，更好发挥中医药特色和比较优势，推动中医药和西医药相互补充、协调发展。A.关于加快中医药产业发展的若干政策措施 B.关于加快中医药事业发展的若干政策措施 C.关于加快中医药特色发展的若干政策措施 D.关于加快中医药传承发展的若干政策措施【答案】C 7、Passage 7 A.No particular reasons B.For a better reputation C.For the social equality D.As the law said【答案】C 8、商鞅变法的措施中对秦国建立中央集权制度影响最大的是（）。A.废井田、开阡陌 B.废除特权 C.奖励耕战 D.建立县制【答案】D 9、Highly emotional,lacking in self-confidence,he knocked about in_jobs as a young man before settling on the study of art.A.various B.overall C.modified D.peculiar【答案】A 10、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a sharing economy based on cloud services.Enterprises will be able to use a set of big data analysis tools developed by Tencent,helping them gain a better understanding of their clients and improve their products.A.Tencent is offering cloud services as a separate business B.Smaller companies fail to build their own data center C.Cloud services slightly increased the operating costs D.Cloud technology is widely used in every Chinese enterprise【答案】B 11、下列不属于期货交易的主要特征的是（）。A.期货交易以在期货交易所内买卖期货合约的方式进行 B.期货合约是由期货交易所制定的标准化合约 C.实物交割率高 D.实行保证金制度【答案】C 12、Passage 1 A.0.5%B.0.9%C.3.5%D.3.1%【答案】A 13、某商场进货一批家用小电器，每件的利润率是 50%（利润率=利润/售价100%），促销当天卖出了全部的 1/3，得利润 1500 元，后续一周卖出余下的1/5，得利润 600 元，已知剩下的商品数量是 120 个，则这批家用小电器的售价是（）元。A.20 B.30 C.40 D.10【答案】C 14、Just because Im（）to him,my boss thinks he can order me around without showing me any respect.A.redundant B.versatile C.trivial D.subordinate【答案】D 15、公共物品消费的性质是（）。A.非竞争性和非排他性 B.非竞争性和排他性 C.竞争性和非排他性 D.竞争性和排他性【答案】A 16、Passage 4 A.the money paid by the insurers B.the cost of administering insurance C.the money paid by the insured D.the amount of each premium【答案】C 17、下列不属于银行认可的个人汽车贷款担保措施的是（）。A.信用担保 B.质押 C.第三方保证 D.房地产抵押【答案】A 18、边际报酬递减规律指以下哪一种现象?（）A.资源是稀缺的，但某些资源比其它资源更稀缺 B.一国居民拥有的某种东西越多，他们获得更多这种东西的愿望就越低 C.当两种资源中的一种投入不断增加，而另一种资源数量固定时，边际产量先越来越大后越来越小 D.当两种资源中的一种投入不断增加，而另一种资源数量固定时，总产出最终减少【答案】C 19、Passage 2 A.A toy train B.A bottle of whiskey C.A camera D.A cellular phone【答案】A 20、资料：Keeping the Zeal of a Startup as You Scale A.startup company that maintains its original quality in the process of scaling up B.An insurgent company that turned into an incumbent company C.An insurgent company that managed to make steady profits D.startup company that succeeded in scaling up【答案】A 21、巴塞尔资本协议规定了银行的资本充足率必须（）。A.12%B.10%C.8%D.4%【答案】C 22、Passage 7 A.awaken the conscience of officials B.guarantee fair play in official access C.allow for certain kinds of lobbying D.inspire hopes in average people【答案】B 23、The foreign friends you referred to（）looking forward to（）around our university.A.are;being shown B.being;being shown C.being;showing D.are;be shown【答案】A 24、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors.In Europe,at least,that is all about to change with a new set of regulations,named PSD2.A.Third parties will have to buy fraud insurance B.Regulators have come up with promising solutions C.Banks defense against cyber attacks is strong D.Third parties will check clients data monthly【答案】B 25、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005 年 7月 21 日，人民币 汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理 的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格 局，呈现稳中有升的态势。A.固定汇率制 B.浮动汇率制 C.盯住汇率制 D.有管理的浮动汇率制【答案】C 26、下列经济事项中，不属于国际货币基金组织会员国国际储备构成内容的是（）。A.货币性黄金 B.直接投资收益 C.外汇储备 D.特别提款权【答案】B 27、在单一客户授信限额管理中，商业银行对客户进行信用评级后，首要工作是确定客户的（）。A.最低债务承受额 B.最高债务承受额 C.平均债务承受额 D.一般债务承受额【答案】B 28、Passage 3 A.keep students from being unrealistic B.lower risks in choosing careers C.ease freshmens financial burdens D.relieve freshmen of pressures【答案】D 29、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.A.Its statistics look embarrassing B.It is invalid in terms of methodology C.It deserves our closest attention D.Its conclusion is purposely exaggerated【答案】B 30、Many of tho