2022年银行招聘考试题库高分300题a4版打印(山东省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、国办印发意见，要求2021年底前，各地相关政务服务便民热线归并统一为“（　　）政务服务便民热线”。 A.12304 B.12345 C.12045 D.12205 【答案】 BCB7X4S4F5W8E4F4HB1N7P6U1P3A5E9ZP2T2G3C8D7K10Z3 2、下列关于负债的说法，错误的是（　　）。 A.是由企业过去的交易或者事项所形成的 B.是企业承担的现时义务 C.预期会导致经济利益流出 D.一般将负债分为短期借款与长期借款 【答案】 DCM4X10K2O2S7X10N10HR2O7Z7A9N3V3R8ZU10O5M10E10I9O1R6 3、软件是（ ）。 A.所有程序的统称 B.所有技术文档资料的统称 C.所有保存在软盘上的程序的统称 D.所有程序及相关文档资料的统称 【答案】 DCH5W6D7L10Y10A10H10HP9I6S8H8C6G1H1ZG8B10N5V8Z5S4G6 4、 某企业实收资本1 000万元，资本公积500万元，未分配利润150万元。盈余公积400万元，则留存收益为（　　）万元。 A.550 B.1 500 C.650 D.900 【答案】 ACD10J10E5K7B4O10K5HR2Y1G8X3N1M6W6ZT8M7P4A8A4H6R3 5、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises. A.By sending an e-mail B.By going to the Website C.By calling Ms. Ruiz D.By visiting the corporate office 【答案】 BCN4I2Y7Q8P9Q10M9HG10R10I6A3Z1X6O8ZQ1E4O4P3W9V8P10 6、关于企业利润构成，下列表述不正确的是（　　）。 A.企业的利润总额由营业利润、投资收益和营业外收入三部分组成 B.营业成本=主营业务成本+其他业务成本 C.利润总额=营业利润+营业外收入-营业外支出 D.净利润=利润总额-所得税费用 【答案】 ACD3H10G9K7L2P2V6HA2B10H2G9N9U8C3ZR8Q4Y4N7H5F8V5 7、资料：From: Iris Wu A.To notify him of a conference date B.To ask him to share his marketing ideas C.To approve his international business trip D.To request that he organize a telephone meeting 【答案】 DCZ3B5J9S8W2V3S10HM10B7O8H8C10T6G7ZW10N5Z8L4C2M5F2 8、资料：Keeping the Zeal of a Startup as You Scale A.surprising cat B.brilliant idea C.evil belief D.untraditional opinion 【答案】 DCD10U9E2I10W7W9F2HE7X7H5Y7Y3G6Y8ZP6L3K8U7A2A7Q2 9、 “长期股权投资”科目的期末余额在（　）。 A.借方 B.贷方 C.没有余额 D.视盈亏情况而定 【答案】 ACT7X9H8J7S5L1A9HT10J2S1N9Y7G7Q7ZC3O6N9V10Y9N7L2 10、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2. A.Customers are more likely to enjoy more innovative services B.People will no longer go to banks to deposit their money C.Service providers do not want to partner with banks D.People will receive more pension 【答案】 ACA9B9Q8C3Z7K8X3HA9M3D1U8B8I3D5ZD3X10I9V7S7X4X7 11、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2. A.To keep clients’ data safe B.To close down the poor services C.To give up their data monopoly D.To disclose their sources of profits 【答案】 CCD5N7K3I10C8U10D5HA5Y7V4S3R2A10Z4ZX8J3T4U4K8B6Z10 12、资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes. A.men play in a family B.women play in a family C.parents play in bringing up their children D.equality plays in a family 【答案】 ACE4V5J2H2F1H10X8HM4G4Q7C7Q2B6W9ZD8P1K6R10F9S4P7 13、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations. A.How education can change a person’s life B.Oxford University welcomes the generosity of strangers C.An immigration family’s story of success D.large amount of private donation from an Oxford graduate 【答案】 BCB4G3U9V9Z7E3Q2HP8Q6Y6J2G8S8H5ZO4F2H3I8B5Q3C10 14、借助于金融市场的交易组织、交易规则和信用制度，以及丰富的可供选择的金融产品和便利的资产交易方式，为各种期限、内容不同的金融工具互相转换提供了必需的条件，可降低交易成本，便利金融工具实现交易的金融市场功能是（　　）。 A.货币资金融通功能 B.优化资源配置功能 C.交易及定价功能 D.经济调节功能 【答