证劵市场资产评估问题研究

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1、证劵市场资产评估问题研究代写论文请登录: 专业代写机械制造 电气工程 汽车维修 空调制冷 材料工程 管理等专业毕业设计/毕业论文。加qq:604664738获取更多论文。摘要 随着金融市场的蓬勃发展,市场上的产品和工具日益纷繁多。无论是银行,企业或是投资者,面对市场上眼花缭乱、头绪万千的交易信息,仅凭自己的经验去分析和判别,已经表现得不堪重负。这客观上要求市场上有专门研究市场交易信息,纠正交易双方信息不对称现象以此来控制信用风险的中介机构。证券信用评级机构由此诞生。证券信用评级机构的出现比其他主要的金融机构,如银行、券商和会计师事务所出现得晚。特别是在我国,证券信用评级机构发展时间相对较短,业

2、务发展还不完善,评级的结果未受到广大投资者的广泛应用与重视。如何使其为我国证券市场的健康发展更好服务有着相当大的意义。目前我国信用评级业的地位与作用除了在证券法和证券投资基金评价业务管理暂行办法(主要针对基金评级)中有所阐述外,其他法规并没有给予信用评级一个明确的定位,因此,必须加强建立与完善相关法律法规。 本论文以我国证券资信评估业对证券市场的影响为切入点,研究了我国证券评级业的发展历程并借鉴对比了国外证券评估业的发展经验,找出我国评级业发展的薄弱之处。分析了金融危机中评级机构发挥的作用,并由此探讨评级业的运作机制,发展模式与现状,从中找出评级业的利弊。分析了评级业对证券市场的影响作用,联系

3、其在金融危机中的表现,发现三大国际权威评级机构的评级也带有政治色彩,信用市场的命脉依旧被发达国家把持而来为自己的利益服务。同时研究了评级业的可取之处,为了证券市场的健康发展总结了改进意见。为了避免次贷危机的重演,政府一定要严格把关同时尽快完善相关金融法规。在论文结尾处对我国证券评估业未来的发展方向与作用进行了分析与展望:中国若要成为真正的经济强国,我们就必须大力发展自己的货币金融市场(包括多层次债券市场、股权市场、外汇市场、衍生金融市场),必须成功建设自己的金融中心与信用体系。而评级业的发展则是其中一块重要的基石。关键词:资信评估,证券市场,市场监管,金融市场稳定ABSTRACTWith th

4、e rapid development of financial markets,Products and tools on the market are more and more numerous. Both banks, businesses, or investors, faced with the market thousands of transactions, to analyze their own experience alone a has acted overwhelmed. This objective requires a dedicated market resea

5、rch market transaction information, correcting information asymmetries parties to the transaction in order to control credit risk agency. How to make it to the healthy development of Chinas securities market has a considerable meaning . The current status of Chinas credit rating and the role of indu

6、stry in addition to Securities Law and evaluation of securities investment fund management business of the Interim Measures (mainly for fund rating), which are described, other regulations and not given the credit rating of a clear positioning, Therefore, we must strengthen the establishment and imp

7、rovement of relevant laws and regulations. The introduction of new management approaches at the same time, deal with some of the outdated and does not meet the market economy and the credit rating industry regulations should be repealed or amended in a timely manner. Credit rating agencies should be

8、 in compliance with laws and regulations of the premise, combined with the actual situation, establish a sound internal management system, norm of the articles of association, set up scientific and efficient management and oversight bodies, Dingli strict scientific management system and practices, s

9、o that the internal control effective work of the organization and system security.In this thesis, credit evaluation of the securities industry, the impact of the stock market as the entry point of the rating of the securities industry in the development process and learn from comparative assessment

10、 of foreign securities industry experience, to identify the development of Chinas credit rating industry weaknesses. Analysis of the financial crisis, the role of rating agencies, and thus the operating mechanism of credit rating industry, development model and the present situation to find out the

11、pros and cons of the industry rating. Analysis of the rating industry influence the securities market, contact the financial crisis in, we found three major international rating agencies rating the authority has a political nature, the lifeblood of the credit market is still dominated by developed c

12、ountries for their own interests from services. At the same time of the rating industry on the merits, in order to sum up the healthy development of securities markets for its improvement. In order to avoid a repeat of the subprime crisis, the government must strictly improve the relevant financial

13、regulations as quickly as possible. In the paper evaluation at the end of Chinas securities industry in the future development direction and role of the Analysis and Forecast: China to become a real economic power, we must vigorously develop its own monetary and financial markets (including multi-le

14、vel bond markets, equity markets, foreign exchange markets, derivatives market), must successfully build their own financial center and the credit system. The rating industry is one of an important cornerstone.显示对应的拉丁字符的拼音字典Key words:Credit rating, stock, market supervision, financial market stabili

15、ty目录目录1第一章 绪论11.1 课题的研究背景11.2课题的研究意义11.3课题的研究内容4第二章 国内外证券资信评估业发展现状分析52.1我国证券评级业的发展历程与现状52.1.1我国证券评级业的发展历程52.1.2我国证券评级业的发展现状72.2国际证券评级业的发展发展历程与现状82.2.1国际证券评级业的发展历程82.2.2国际证券评级业的发展现状102.3我国证券评级业存在的问题162.3.1评级机构设置不合理162.3.2评级市场分割162.3.3评级结果未公开172.3.4评级情况利用率低,评级方法不统一172.3.5证券评级专业人才匮乏17第三章 证券资信评估业对证券市场发展

16、的影响分析183.1.证券评估业运作模式简析183.2评估业在金融体系中的作用193.3评估业对证券市场的影响分析203.3.1矫正信息不对称203.3.2降低资金融通成本213.3.3改善企业经营管理213.3.4利于政府监管证券市场223.3.5利于中国证券市场国际化和吸引外资22第四章 研究结论与对策建议234.1研究结论234.1.1统一评级标准,制定规范的评级程序234.1.2合理划分证券等级,加快评级国际化244.2对策建议244.2.1建立独立,权威的评级机构244.2.2行业协会的建设与优化254.2.3培育全国市场,破除地方分割264.2.4证券评级法规与人才队伍建设的建议26

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