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1、建议用时：15分钟A2015重庆一诊A study involving 8,500 teenagers from all social backgrounds found that most of them are ignorant when it comes to money. The findings, the first in a series of reports from Nat West that has started a fiveyear research project into teenagers and money, are particularly worrying a
2、s this generation of young people is likely to be burdened with greater debts than any before. University tuition fees (学费) are currently capped at 3,000 annually, but this will be reviewed next year and the Government is under enormous pressure to_raise_the_ceiling.In the research, the teenagers we
3、re presented with the terms of four different loans but 76 percent failed to identify the cheapest. The young people also predicted that they would be earning on average 31,000 by the age of 25, although the average salary for those aged 22 to 29 is just 17,815. The teenagers expected to be in debt
4、when they finished university or training, although half said that they assumed the debts would be less than 10,000. Average debts for graduates are 12,363.Stephen Moir, head of community investment at the Royal Bank of Scotland Group which owns Nat West, said. “The more exposed young people are to
5、financial issues, and the younger they become aware of them, the more likely they are to become responsible， forwardplanning adults who manage their finances confidently and effectively.”Ministers are deeply concerned about the financial pressures on teenagers and young people because of students lo
6、ans and rising housing costs. They have just introduced new lessons in how to manage debts. Nikki Fairweather, aged 15, from St Helens, said that she had benefited from lessons on personal finance, but admitted that she still had a lot to learn about money.本文是关于英国的研究机构的一份调查，表明大部分青少年对钱的问题认识不深，他们大多数过高
7、估计了未来赚钱的前景，对他们以后可能要负担的债务也没有认识。1Which of the following can be found from the fiveyear research project?AStudents understand personal finances differently.BUniversity tuition fees in England have been rising.CTeenagers tend to overestimate their future earnings.DThe students payback ability has become
8、 a major issue.答案：C 考查推理判断。从第一段第一句话“most of them are ignorant when it comes to money”可以得出答案，“青少年倾向于过高估计了他们未来赚钱的前景”而没有意识到他们会在未来面临的各种债务，故选C项。2The underlined phrase “to raise the ceiling” in Paragraph 2 probably means “_”Ato raise the student loansBto improve the school facilitiesCto increase the upper
9、 limit of the tuitionDto lift the school building roofs答案：C 考查词义猜测。根据上下文的意思，推测“raise the ceiling”的意思，很显然，不是A项“增加学生的贷款”，不是B项“改善学校的设施”，也不是D项“增高学校建筑的屋顶”，他们都不是第二段里提到的意思，那么就只能选择C项“提供学费的上限”。3.According to Stephen Moir, students_.Aare too young to be exposed to financial issuesBshould learn to manage their
10、 finances wellCshould maintain a positive attitude when facing loansDbenefit a lot from lessons on personal finance答案：B 考查推理判断。根据第四段Stephen Moir说的话，来归纳出他的观点，就是“学生们应该学会更好地理财”。4What can we learn from the passage?AMany British teenagers do not know money matters well.BTeenagers in Britain are heavily b
11、urdened with debts.CFinancial planning is a required course at college.DYoung people should become responsible adults.答案：A 考查主旨大意。阅览本文后，概括出大意，得A项为答案，即“很多英国的青少年没有很好地认识钱的问题”。B项是“英国的青少年有很沉重的债务负担”，C项是“财政计划是大学里的必修课”，D项“年轻人应该对成年人负责”都偏离了文章大意，所以不选。1background n. 背景 2.burden vt./n. 负担；责任3predict vt. 预测；预告 4.
12、finance n. 财政；金融5personal adj. 个人的；私人的1in debt 负债 2.be concerned about 对担忧3benefit from 从中受益原文：the younger they become aware of them, the more likely they are to become responsible.(the比较级， the比较级)译文：他们越年轻意识到他们(经济问题)，他们越可能变得负责。仿写：The_harder you work, the_greater_progress you will make.你越用功，进步就越大。B20
13、15山西四校联考二Nick Vujicic was born with no arms or legs, but the brave 32yearold man, plays football and golf, swims, and surfs. Nick has a small foot on his left side, which helps him balance and enables him to kick. He uses his one foot to type, write with a pen and pick things up between his toes.“I
14、call it my chicken drumstick，” joked Nick. “Id be lost without it. When I get in the water I float because 80 percent of my body is lungs and my drumstick acts as a propeller (螺旋桨)” When Nick was born, his father was so shocked he left the hospital room to vomit. His distraught mother couldnt bring
15、herself to hold him until he was four months old.“It was so hard for them, but right from the start they did their best to make me independent. My dad put me in the water when I was 18 months old and gave me the courage to learn how to swim，” said Nick.Throughout his childhood Nick dealt with the typical challenges. At the age of seven, Nick tried out some specially designed electronic arms and legs, in the hope that he would be more like other kids. During the short trial period of the electronic arms and legs, Nick realized that even with them, he was sti
