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1、2024年度广东省银行招聘之银行招聘综合知识押题练习试卷B卷附答案一单选题(共60题)1、下列关于经济资本和监管资本的说法中，错误的是（）。A.账面资本是银行资本金的静态反映，反映了银行实际拥有的资本水平B.经济资本在数额上与非预期损失相等C.监管资本是监管当局规定的银行必须持有的与其业务总体风险水平相匹配的资本D.监管资本是一种虚拟的、与银行风险的非预期损失额相等的资本【答案】 D2、李克强主持召开国务院党组会议，学习贯彻习近平总书记在（）的重要讲话精神，部署强化政府系统全面从严治党，推动经济社会持续健康发展。A.十九届中央检法会议B.十九届五中全会C.十九届人民代表大会D.十九届中央纪委五
2、次全会【答案】 D3、“十三五”期间，我国森林覆盖率提高到23.04%，森林蓄积量超过175亿立方米，连续（）保持“双增长”，成为森林资源增长最多的国家。A.20年B.30年C.15年D.25年【答案】 B4、It is high time that the authorities（）some inspection to this phenomenon.A.doB.didC.should doD.would do【答案】 B5、Tony stops him with news that a plane has _ over the Mojave Desert.A.blown offB.blow
3、n inC.blown downD.blown up【答案】 D6、对于2018年中国房地产市场出现的房价下跌，楼市寒冬问题，从经济学角度来讲，属于（）事件。A.灰犀牛B.黑天鹅C.黑骑士D.白护卫【答案】 B7、阅读理解A.try to rid himself of his world of illusionB.accept his words as being one of illusionC.apply the scientific methodD.learn to acknowledge both【答案】 B8、资料：Seeking to end a stalemate in nego
4、tiations over her countrys withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the countrys exit.A.Thereas Mays makes financial commitment to EU for the transition periodB.Brit
5、ain insists on leaving EU without any agreementC.EU wont talk to Britain unless Britain makes concessionsD.Thereas May seeks to unlock Brexit talks in her speech【答案】 D9、“只有错买的，没有错卖的”指普遍存在于经济生活中的（）。A.道德风险B.逆向选择C.信息不对称D.测量误差【答案】 C10、大额可转让定期存单最早产生于美国。美国的Q条例规定商业银行对活期存款不能支 付利息，定期存款不能突破一定限额。20世纪60年代，美国市场利
6、率上涨，高于Q条例规 定的上限，资金从商业银行流入金融市场。为了吸引客户，商业银行推出可转让大额定期存 单。购买存单的客户随时可以将存单在市场上变现出售。A.存款业务B.贴现业务C.贷款业务D.证券业务【答案】 A11、We need to get necessary funds so that a complete（）of the facility can be done.A.renovationB.renovateC.renovatedD.renovates【答案】 A12、国家卫健委日前明确，持核酸检测阴性证明返乡从2021年1月28日春运开始后实施，至（）春运结束后截止。A.3月8日B
7、.3月1日C.2月28日D.3月6日【答案】 A13、某人是“80”后，今年他的年验不超过40，且年龄比出生年份各数字和还要大16，则他的出生年份不可能是（）。A.1985B.1980C.1987D.1982【答案】 C14、通常情况下，下列商业银行资产的流动性自高至低排序正确的是（）。A.（2）（1）（3）（4）B.（1）（2）（3）（4）C.（2）（1）（4）（3）D.（1）（2）（4）（3）【答案】 D15、认识的本质是主体对（ ）。A.客体的选择和建构B.客观事物的直观反映C.人的心灵活动的内省D.客体的能动反映【答案】 D16、下列关于负债的说法，错误的是（）。A.是由企业过去的交易
8、或者事项所形成的B.是企业承担的现时义务C.预期会导致经济利益流出D.一般将负债分为短期借款与长期借款【答案】 D17、To meet the ethical requirements, the participants were informed that their involvement in the study was voluntary and that their personal privacy would be treated_.A.confidentiallyB.proudlyC.confidentlyD.secretly【答案】 A18、下列关于期权的说法中，（）是不正确的
9、。A.期权的买方只有义务而没有权利B.期权的卖方没有选择权C.期权的交易对象是选择权D.期权的买方可以放弃行使期权【答案】 A19、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.A.At almost un
10、precedented moment in history, we should reach our potential to decide whether to take the right pathB.At almost unprecedented moment in history we should reach our potential to decide whether to take decisive actionC.At almost unprecedented moment history,we should reach our potential to choose the
11、 right answers to all the problems encountered by usD.At almost unprecedented moment in history we should our potential to realize the advent of the era of self-driving cars【答案】 D20、金融市场最主要的基本功能是（）。A.融通货币资金B.优化资源配置C.风险分散D.定价功能【答案】 A21、使用“5C”系统评估顾客的信用标准时，首要考虑的因素是（）。A.品质B.能力C.条件D.资本【答案】 A22、 Some priz
12、es are awarded to technology that, after later review, just doesnt seem to _ well.A.turn downB.turn upC.turn outD.turn in【答案】 C23、The teaching building was named_the person who donated money for it.A.withB.afterC.byD.from【答案】 B24、资料：We are pleased to invite you to attend the 14th Canadian Collaborat
13、ive Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for
