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1、金融英语考试密押资料现代金融业务(综合)模拟5金融英语考试密押资料现代金融业务(综合)模拟5现代金融业务(综合)模拟5Part One ListeningSection One Directions: In this section ,you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause ,you must read the four suggested answers m
2、arked A,B,C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.Current accounts are greatly different from sight deposits.B.Current accounts can be withdrawn through dispensers.C.Current a
3、ccounts can not be withdrawn through cheque.D.Sight deposits can not be withdrawn through cheque.答案:B解析Sight deposits can be withdrawn through cash dispensers or by cheque and are often called current accounts.单句意思为“活期存款可以通过自动柜员机或支票取款，且经常被称为活期账户”，只有B项意思正确。2.A.The cardholder has to pay the bill in fu
4、ll within a grace period without interest.B.The cardholder can choose to pay the bill in full within a grace period without interest.C.The cardholder can choose to pay the bill in full and interest within a grace period.D.The cardholder has to pay the bill in full and interest within a grace period.
5、答案:B解析The cardholder has the option of paying the bill in full within a grace period without interest.单句意思为“持卡人可以选择在宽限期内将贷款全额还上，这样就不用交利息。”3.A.You need to pay ten dollars to open a new account.B.You can open a new account to get ten dollars.C.Bank will charge you ten dollars for your new account.D.Yo
6、u can open a new account by depositing ten dollars.答案:D解析Ten dollars of initial deposit is needed for opening a new account.单句意思为“开立新的帐户时需十美元作为首笔存款。”4.A.Banks with global operations are also referred to as national corporations.B.Both the banks and non-financial corporations have the same desire to
7、make profit.C.Managers of non-financial corporations have no profit motives.D.Non-financial corporations are multinational and operate globally.答案:B解析Banks that operate globally are multinational corporations and their management has the same profit motives that managers of non-financial corporation
8、s have.单句意思为“全球性经营的银行为跨国公司，其管理层和其他非金融机构的管理者一样具有相同的盈利动机”。5.A.tinder straight L/C, the paying bank has recourse to the beneficiary.B.Under negotiation L/C, the negotiating bank has no recourse to the beneficiary.C.Under straight L/C, the paying has to recourse to the beneficiary.D.Under negotiation L/
9、C, the negotiating bank has recourse to the beneficiary.答案:D解析The difference between the straight documentary credit and negotiation documentary credit lies in that the latter is with recourse to the beneficiary but the formal without.单句意思为“直接跟单信用证和议付跟单信用证的区别在于后者对受益人有追索权而前者没有。” (如需获取本MP3听力录音请搜索标题名)
10、6.A.The collecting banker is the banker on whom the cheque is drawn.B.The paying banker is the banker on whom the cheque is drawn.C.The drawer banker is the banker on whom the cheque is drawn.D.The presenting banker is the banker on whom the cheque is drawn.答案:B解析The banker on whom the cheque is dra
11、wn is called the drawee banker or the paying banker.支票应是开给付款银行的，collecting banker托收行。presenting banker。提示行。7.A.To benefit, all the documents are to be combined with the credit.B.All the documents are to be made by the beneficiary for the credit.C.All the documents are to be made in conformity with t
12、he terms and conditions of the credit.D.The beneficiary will make the documents combined with the terms and conditions of the credit.答案:C解析The beneficiary have to make all the documents complied with the terms and conditions of the credit.单句意思为“受益人必须制定与信用证的条款相符合的单据。”8.A.Bank will reject the crossed
13、check.B.It is not advisable to hold a crossed check.C.You can only have a crossed check paid to your account.D.A crossed check is not a good check, not illegal though.答案:C解析A crossed cheek can not be encashed but can be paid into account.单句意思为“划线支票不能兑换现金，但是能存入账户。”9.A.The application form should only
14、 be signed by the customer.B.The application form could be signed by a customer or by his authorized agent.C.The application form should be signed by the bank.D.The application form should only be signed by his authorized agent.答案:B解析The application form should be signed by the customer or by those
15、persons who have been duly authorized to act on his behalf.单句意思为“申请表格可以由客户本人签字或是由客户授权人代其签字。”10.A.The issuing bank of an L/C is a bank in the exporters country.B.The issuing bank establishes an L/C in favor of the exporter.C.The issuing bank of an L/C is a bank in the importers country.D.The bank that opens the letter of credit on behalf of the importer is the advising bank.答案:C解析The issuing bank of an L/C is the bank located in the importers country that opens the letter of credit on behalf of the importer.单句意思为“信用证的开证行位于进口商境内，开证行代表进口商开立信用证。”S
