2022年银行招聘考试题库自测模拟300题有完整答案(湖南省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、The customer wanted to get a refund,because the purchased merchandise was neither good in quality（　　）price. A.or B.nor C.for D.but 【答案】 BCF5J7S8O6L5L3D1HS4Z2L2J4Q2H2F2ZN5T7A2R2B5W8R5 2、我国农村信用社改革采取成立（ ）三种模式。 A.村镇银行、农村合作银行、以县市为单位统一法人 B.农村商业银行、贷款公司、农村合作基金会 C.农村合作银行、农村商业银行、小额贷款公司 D.农村合作银行、农村商业银行、以县市为单位统一法人 【答案】 DCT10A1U10X8J5S6Z10HA2R5B4B5I10Q3X5ZS3B1W10G4F7P4W9 3、中国银行的核心价值观是（　　）。 A.担当、诚信、专业、创新、平稳、高效 B.文明、和谐、自由、平等 C.担当、诚信、专业、创新、稳健、绩效 D.爱国、敬业、诚信、友善 【答案】 CCL9Z7O5D6Q5W9J3HB10S4P6C4H2Y7V5ZJ7U3G5V2W7R3H2 4、某国某年的出口额为200亿美元，进口额为130亿美元，则该国该年的贸易差额为（　　）。 A.贸易赤字70亿美元 B.贸易顺差70亿美元 C.贸易逆差70亿美元 D.人超70亿美元 【答案】 BCJ5T4T8C8I2G7Q8HP6X6B7D4U6V10L10ZX9O10Z4Z5W1K7I2 5、Each man and woman must sign ______ full names before entering the examination room. A.his B.her C.their D.one’s 【答案】 CCB2G10U9G9T9M8Q4HN10H5S5O1E7S8T3ZR1W1N6N5Y10X2U5 6、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours. A.Bosses push employees to work by sending emails anytime B.Employees are exhausted by the constant need to check emails C.Companies mean to stress the workers out by sending emails D.None of above 【答案】 BCO9V8P5A3N4X6H9HI3V8I3J6W1E10X8ZD6G5B2I9E5Q7L4 7、 会计账簿包括( )、明细账、日记账和其他辅助性账簿。 A.日计表 B.统计表 C.总账 D.余额表 【答案】 CCN2B2Y8F7Y3U2C8HK6Z7O10Q8D1G2A4ZW4D3X5Q10T4A4S5 8、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。 A.Go to sourcing sites-contact prospective suppliers-attend sourcing fairs-order B.Go to sourcing sites-visit factories-test samples-attend sourcing fairs-order C.Go to sourcing sites-contact prospective suppliers-state demands-test samples-order D.Go to sourcing sites-visit factories-state demands-test samples-order 【答案】 CCN4N1E3S1N3K8J8HL2X10Y7G8N8X7X9ZH3S3W6L5H7Y4P3 9、外汇市场的双重交易结构是指（）。 A.发行交易与流通交易 B.直接交易与经纪交易 C.发行交易与经纪交易 D.个人交易与机构交易 【答案】 BCR7J2T7G5O8A5L7HQ7M5W1N4L8N1F7ZJ5Y6D5L3U8C6A6 10、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language? A.learning a second language is the same as studying math B.Italian is the best choice for you as a second language C.you’d better choose the ages between 2 and 34 to learn a second language D.early learning of a second language helps you a great deal in studying other subjects 【答案】 DCJ3O7B5B2G10S9R3HM7J5H10K5T6P4J9ZH5R2Z6U8C1A9G6 11、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language? A.attracting readers to a new approach that will help them become bilingual in 10 days B.introducing various ways of learning a foreign language C.explaining the benefits of learning a foreign language D.making readers pay attention to the importance of learning foreign languages 【答案】 ACR9H8C6Z2D6K4W1HP10R10F3N1G2R3N10ZP9H7T4U5O7T6B2 12、Some women in recent years have brought successful court challenges to gender discrimination in job ads，but the______the companies were ordered to pay was low。 A.regulation B.occupation C.permission D.compensation 【答案】 DCE4M7E5T5J6D2L7HQ6O8M9L9D6I6I2ZU10L10I4Y10N6P4O10 13、下列行为中，正确的是（　　）。 A.体育课扭伤踝部，应立即帮助揉搓，防止淤血 B.笔记本电脑起火时，应首先选用二氧化碳灭火器 C.野炊时，可以食用野外生长的颜色灰暗的类似牛肝菌的蘑菇 D.洗澡时，电热水器的电源应保持畅通 【答案】 BCO9O2J10F9M6Q5P9HC5S9V7G7M5H1M4ZO9G10O2T7Q1Q2Q4 14、有一个数是123，它与十六进制数53相等，那么该数值是（　　）。 A.八进制数 B.十进制数 C.五进制 D.二进制数 【答案】 ACN10V2F4F1C3Z2V5HA8L9N6L4P8B3T2ZM3C8T8R10S1Y6T6 15、人民银行规定的贷记卡透支年利率是（　　）。 A.10% B.15% C.18% D.20% 【答案】 CCL10K8Q4B10X8X8Q9HP7T5V4J2J1A2T6ZZ10N2H5K7N7K7S9 16、 按照资本保金的要求，企业不得用（　　）发放股利或投资分红。 A.当期利润 B.留存收益 C.未分配利润 D.股本或原始投资 【答案】 DCD5Q7X8Q9K7U10N8HG1M9R1Q5R1P4B10ZV6K3S7O2K10T5W6 17、Traditionally young Asians in Britain have ______ towards medicine, law and engineering. A.gravitated B.gravitating C.been gravitated D.to gravitate 【答案】 ACR6Z6M7Y8F10I10D7HX9P10C5G7S7J3B9ZA2H1B4S4T4L4L3 18、某银行的核心资本为100亿元人民币，附属资本为50亿元人民币，风险加权资产为1500亿元人民币，则其资本充足率为（　　）。 A.10.0％ B.8.0％ C.6.7％ D.3.3％ 【答案】 ACB4V8C10A6M4T10O3HE1W9M1V1X1Y3C9ZC5U5M9P5P5X5Z2 19、（　　）the wealth of the country increases,more waste will be produced. A.With B.As C.For D.Since 【答案】 BCS6O7F6J6P7O9I3HS4G7K10X2A10K2Q1ZP5L9L7N7R3P6B6 20、 我国《刑法》对完全刑事责任年龄的规定是（　　）。 A.14周岁 B.16周岁 C.18周岁 D.20周岁 【答案】 BCJ3S3K3L5Q6G1U5HY6L7Y5Q4C1O3P8ZW7U6Q5V5G4T10G2 21、阅读理解 A.a humanist B.a pantheist C.a nuclear physicist D.a doctor of medicine 【答案】 ACC10U10A1P9P3G2U7HS10T3B8P2D7I4L5ZQ2M4F6M1V10V3F5 22、下列选项中2008年1月1日起实施的《全国年节及纪念日放假办法》新增加的国家法定节日不包括（ ）。 A.重阳节 B.清明节 C.中秋节 D.端午节 【答案】 ACL10C3B4F7H6R6L6HQ10S5Z5V5J6Z4Y1ZC9J5Q3E7E5D8U10 23、某企业对以外币结算的款项减少业务的核算，以前都按原入账时的汇率作为账面汇率，但 从本年初起，经董事会同意，改按加权平均法并已在会计报告中加以说明。对于上述会计 方法的重要变动，如企业不再作出任何调整，注册会计师应出具（ ）。