《基于我国煤矿事故现状的问题研究——以工伤保险的视角》由会员分享，可在线阅读，更多相关《基于我国煤矿事故现状的问题研究——以工伤保险的视角（45页珍藏版）》请在金锄头文库上搜索。
1、 I 摘 要 工伤保险与其他社会保险虽然同属于社会保障体系，但与其他社会保险相比，它和安全生产的联系最为紧密。借鉴国外发达国家的经验，减少工伤事故发生率，保障煤矿职工的合法权益，分散煤矿企业的风险，改善煤矿企业的安全生产水平，必须将工伤保险制度与我国的安全生产相结合。我国煤矿安全生产工作虽取得了不错的进展，尤其是近些年来，煤矿事故死亡率连年递减，事故发生率也呈逐年下降的趋势，但煤矿事故多发，我国煤矿企业面临的形势依然严峻。 本文在研究煤矿工伤事故时，运用了统计学的方法，首先对我国乡镇煤矿、国有地方煤矿、国有重点煤矿自 1998 年至 2007 年的煤炭产量、死亡人数、百万吨死亡率等相关数据进行
2、分析，阐述了我国煤矿事故的整体趋势及我国煤矿企业安全生产的现状，并介绍了我国工伤保险制度的建立与发展， 提出影响我国煤矿企业安全生产及煤矿工伤保险制度运行中所存在的问题；接着对美国、德国、日本等国外发达国家在工伤保险制度及安全生产方面的发展情况进行简要介绍， 为完善我国煤矿工伤保险制度提供有益的参考。 针对我国煤矿工伤保险中存在的现实问题，从政府、企业、职工三方面提出完善煤矿工伤保险制度的建议。煤矿工伤保险在保障煤矿事故中工伤职工的合法权益，维护社会的安定团结和促进经济健康发展方面有着不可取代的重要作用， 是我国社会保障体系中不可或缺的重要组成部分。 但是我国的煤矿工伤保险制度在实施中出现的各
3、种问题亟待解决，如煤矿企业中工伤预防工作不到位，煤矿职工参保率低，煤矿工伤保险费率设置不合理，康复工作进展缓慢等。对于以上这些问题，提出完善煤矿工伤保险制度的建议，如健全工伤保险制度法规，完善工伤保险费率机制，加大工伤预防工作力度，发展工伤康复工作，发展商业补充保险等。除此之外，加强政府对于煤矿工伤保险的管理，如煤矿工伤保险形成独立的体系， 交由安全监察部门统一管理， 煤矿工伤保险全国统筹，加强煤矿安全监察力度等。各煤矿企业也应加大对煤矿安全生产的投入，组建煤炭行业专业保险公司，同时加强对煤矿职工的安全培训。作为煤矿职工来说，除了注重提升自身的安全意识之外，还应该发挥工会的监督职能。这一研究对
4、政府完善工伤保险体制，理顺政府对煤矿工伤保险的管理体制，加大煤矿企业安全生产投入，提高煤矿职工自我II 安全意识和维权意识有着积极意义。 关键词：工伤保险，煤矿工伤保险，安全生产III ABSTRACT As other social insurances, industrial injury insurance is also belongs to social insurance system. Compare with other social insurances, industrial injury insurance is the most closely linked to sa
5、fety production. Learning from experience and success stories of foreign developed countries about reducing the industrial accidents rate, protect the legitimate interest of coal mine employees, disperse risk of coal mining enterprises and improve its safety production levels, which have to combine
6、the industrial injury insurance system with the safety production of our country. Although the coal mine safety production work of China has made great progress, especially in recent years, the coal mine accidents death rate reduced year after year, which also showed the decrease tendency, but the c
7、oal mine accident occurs frequently, the situation of safety in production of the colliery is still quite severe. This paper researches the coal mine accidents by using statistical methods, first of all, analyzing the data of the coal production, the death toll, and the death rate per million tons i
8、n coal mine etc. among the township coal mines, state-owned coal mines, and state-owned key coal mines of our country from 1998 to 2007, describes the coal mine accidents trend and the safety production status of coal mining enterprises, and introduced the Industrial Injury Insurance System setting-
9、up and development to bring up the problems which influence between the safety production of coal mining enterprises and the operation of the industrial injury insurance system; then briefly introduce the developed countries as the United States, Germany, Japan about the Industrial Injury Insurance
10、System and the development of safety production, in order to offer beneficial reference to improve and perfect the industrial injury insurance system of our country. In light of the reality issues of the mine industrial injury insurance in our country, the thesis puts forward with recommendations to
11、 improve and perfect the industrial injury insurance system in three aspects: the government, coal mining enterprises, and mine workers. Mine industrial injury insurance plays an irreplaceable important role in social security system of our country, and protect the legitimate rights and interests of
12、 injured mine workers, maintaining social stability and unity, in order to promote the economy for healthy development. However, various problem during the implementation of mine industrial injury IV insurance system in China must be resolved, such as coal mining enterprises are faults in the indust
13、rial injury prevention work, low rate of industrial injury insurance participation, coal mine injury insurance premium rate is setting unreasonable, and slow progress of rehabilitation work. To solve these problems, put forward a proposal to improve and perfect the mine industrial injury insurance s
14、ystem, such as improving the industrial injury insurance system laws and regulations, improve the mechanism of injury insurance premium rates, increase the efforts of industrial injury prevention work, set up the injury rehabilitation system, and develop the commercial supplementary insurance. In ad
15、dition, we should strengthen administration of government about mine industrial injury insurance, such as build the independent mine industrial injury insurance system, which exercises centralization of management by the safety supervision department, mine industrial injury insurance participated in
16、 national co-ordination，and enhance coal mine safety supervision work and so on. The coal mining enterprises should increase investment in coal mine production safety, build professional coal mining industry insurance company, meanwhile, mine safety training to the employees of coal mining enterprises should be strengthened. As miners, in addition to focus on improving their safety awareness, but also should let unions to play a supervisory role. This study is of positive significance among th
