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1、Introduction to Risk Management (Topic 01),Main ReferenceHarrington, S.E., & Niehaus, G.R. (1999). Risk Management and Insurance. USA: Irwin/McGraw-Hill,Synopsis,Different Meanings of RiskRisk is costlyTypes of Business RiskTypes of Individual Risk,Different Meaning Of Risk,Possible variability in o
2、utcomes around some expected valueExpected losses associated with a situation,Is Risk costly?,Yes,Types of Business Risk,Price Risk I)Commodity price riskII) Exchange rate riskIII) Interest rate riskCredit risk Pure riskI) Damage to assetsII) Legal liabilityIII) Worker injuryIV) Employee benefits,Major Types of Personal risk,EarningsMedical expensesLiabilityPhysical assetsFinancial assetsLongevity,End,Q&A,
