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1、常见银行英语常见银行英语 (2)中国民生银行ChinaMinshengBankingCo.,Ltd广东发展银行GuangdongDevelopmentofChina深圳发展银行ShenzhenDevelopmentofChina上海浦东发展银行ShanghaiPudongDevelopmentBank中国投资银行InvestmentBankofChina中国邮政储蓄银行PostalServiceofChina中国农业发展银行AgriculturalDevelopmentBankofChina国家开发银行ChinaDevelopmentBank国家进出口银行Export-ImportBankof
2、China北京银行BankofBeijiang宁波银行BankofNingbo杭州银行BankofHangzhou花旗银行NationalCityBankofNewYork汇丰银行HongkongShanghaiBankingCorporationoverseasbank国外银行unincorporatedbank钱庄branchbank银行分行trusteesavingsbank信托储蓄银行trustcompany信托公司financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部creditdepartment银行的信用部commerc
3、ialcreditcompany(discountcompany)商业信贷公司（贴现公司）neighborhoodsavingsbank,bankofdeposit街道储蓄所creditunion合作银行creditbureau商业兴信所self-servicebank无人银行landbank土地银行constructionbank建设银行industrialandcommercialbank工商银行bankofcommunications交通银行mutualsavingsbank互助储蓄银行postofficesavingsbank邮局储蓄银行mortgagebank,buildingsoc
4、iety抵押银行industrialbank实业银行homeloanbank家宅贷款银行reservebank准备银行charteredbank特许银行correspondingbank往来银行merchantbank,acceptingbank承兑银行investmentbank投资银行importandexportbank(EXIMBANK)进出口银行jointventurebank合资银行moneyshop,nativebank钱庄creditcooperatives信用社clearinghouse票据交换所publicaccounting公共会计businessaccounting商业
5、会计costaccounting成本会计depreciationaccounting折旧会计computerizedaccounting电脑化会计generalledger总帐subsidiaryledger分户帐cashbook现金出纳帐cashaccount现金帐journal,day-book日记帐，流水帐baddebts坏帐investment投资surplus结余idlecapital游资economiccycle经济周期economicboom经济繁荣economicrecession经济衰退economicdepression经济萧条economiccrisis经济危机econo
6、micrecovery经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值internationalbalanceofpayment国际收支favourablebalance顺差adversebalance逆差hardcurrency硬通货softcurrency软通货internationalmonetarysystem国际货币制度thepurchasingpowerofmoney货币购买力moneyincirculation货币流通量noteissue纸币发行量nationalbudget国家预算nationalgross
7、product国民生产总值publicbond公债stock,share股票debenture债券treasurybill国库券debtchain债务链directexchange直接（对角）套汇indirectexchange间接（三角）套汇crossrate,arbitragerate套汇汇率foreigncurrency(exchange)reserve外汇储备foreignexchangefluctuation外汇波动foreignexchangecrisis外汇危机discount贴现discountrate,bankrate贴现率goldreserve黄金储备money(finan
8、cial)market金融市场stockexchange股票交易所broker经纪人commission佣金bookkeeping簿记bookkeeper簿记员anapplicationform申请单bankstatement对帐单letterofcredit信用证strongroom,vault保险库equitabletaxsystem等价税则specimensignature签字式样bankinghours,businesshours营业时间银行英语口语新开帐户银行英语口语新开帐户Whatkindofaccountdidyouhaveinyourmind?你想开哪种帐户?Doyoulike
9、toopenacurrentaccount?你想开一个活期存款帐户吗?Adepositorcurrentaccount?定期还是活期?Pleasetellmehowyouwouldliketodeposityourmoney.请告诉我你想存何种户头?Theresaservicechargeforthecheckingaccountbutnochargeforthesavings.支票户头要收服务费，现金户头不收。Ourminimumdepositforasavingsaccountis100dollars.我们储蓄存款的最低存款额是100美圆。Fiveyuanistheminimumorigi
10、naldeposit.最低起存款额是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.你可随时以50美圆的起存额开立储蓄帐户。Evenoneyuanisallright.甚至一元也可以起存。Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。Ishouldliketoo
11、penacurrentaccount.我想开一个活期存款帐户。IneedacheckingaccountsothatIcanpaymybill.我需开个支票帐户，这样就能付帐。Wedliketoknowhowweopenachecking-savingsaccount.我们想知道如何开一个支票储蓄帐户。Ihaveacheckingaccounthere.我在这里有一个支票存款帐户。IthinkIdlikeadepositaccount.我想要开个定期存款帐户。CanIopenacurrentaccounthere?我能否在这儿开个活期存款帐户？Iwanttoopenadepositaccoun
12、twithyou.我要开个储蓄帐户。Idliketoopenadepositaccountwithyou.我想在你们这儿开个定期存款帐户。Couldyoutellmethedifferencebetweenasavingsaccountandacheckingaccount?请告诉我储蓄存款与支票存款的区别好吗？Pleasetellmetheprocedureforopeningasavingsaccount.请告诉我开个储蓄帐户需要什么手续。Will100yuanbeenoughforaminimumdeposit?100元作最低存款额够吗？Idliketoknowwhethera200yu
13、andepositwillbeenoughforopeningacheckingaccount.我想知道开一个支票帐户200元存款是否够。Couldyoutellmehowtooperatethisaccount?请告诉我如何经管这个帐户好吗？Isthereanyminimumforthefirstdeposit?第一次储蓄有最低限额吗？Howmuchdoeseachaccountcost?每个帐户要花多少钱？UsefulPhrasescurrentdeposit,currentaccount活期存款fixeddeposit,fixedaccount定期存款fixeddepositbyinst
14、allments零存整取jointaccount联名存款帐户toopenanaccount开户头银行英语口语存款银行英语口语存款Howmuchdoyouwanttodepositwithus?你想在我们这存多少？Howmuchdoyouwishtopayintoyouraccount?你希望在你的户头上存多少？Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?你计划在你的户头上定期存放多少钱？Howmuchcashdoyouplantodepositinyouraccount?你有多少钱要存入呢？Ithinkyoumaydeposi
15、tyourmoneywiththebank,orleaveitherefortemporarysafe-keeping.我认为你可把钱存入银行，或留在银行暂保管起来。Wouldyoupleasefillinthedepositingform,givingthesumofmoneyyouretodepositaswellasyourname,addressandprofessionalunit?请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？Iwanttodeposit300yuaninmyaccount.我想在我的户头上存300元。Iwanttodeposittheseche
16、quesinmyaccount.我想把这些支票存在我的户头上。Idliketopay200yuanintomydepositaccount.我想在在我的定期存款户头上存200元。Iwanttodepositmypaycheck.我想存入我的工资支票。IdliketoknowwhetherIcancashachequehere.我想知道我能否在这兑换支票。Willyoupleasecashthistravelerscheque?请兑现这张旅行支票好吗？Idliketocashthismoneyorder.我想兑现这张汇款单。Iwanttocashthebalanceofatravelerslet
17、terofcredit.我要把旅行信用证的结余兑现。Willyoupleasetellmewhetheryouchargeforcheques?请告诉我兑换支票收手续费吗？Couldyoutellmehowmuchthecheckscost?请告诉我这些支票要花多少钱？WhatifIoverdraw?如果透支了怎么办？Pleasesignyournameonthebottomlineifyouwanttocashthecheck.如果想兑支票，请在底线上签名。Pleasewriteyouraccountnumberonthebackofthecheck.请在支票背面写上你的帐号。Wehonor
18、edthecheckastheoverdraftwasonly5yuan.我们承兑这张支票的透支额只有5元。Pleaseendorsethecheque.请背签这张支票。Thetravelerscheckscost1.5%ofthetotalamountofpurchase.旅行支票手续费是购买总额的1.5%。Heresthechequebook.Whenyousendachequebypostbecarefultocrossit,butifyouwishtocashachequeyourself,youmustleaveitopen.这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如
19、果你本人想开张兑现支票，就不可打叉线。Eachchequeyouwritewillcost2dollars.你每开一张支票将花2美圆。UsefulWordsandPhrasesaccountnumber帐目编号depositor存户pay-inslip存款单adepositform存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支
20、tocountersign双签toendorse背书endorser背书人tocash兑现tohonoracheque兑付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque记名支票bearercheque不记名支票crossedcheque横线支票blankcheque空白支票rubbercheque空头支票chequestub,counterfoil票根cashcheque现金支票travelerscheque旅行支票chequefortransfer转帐支票outstandingcheque
21、未付支票canceledcheque已付支票forgedcheque伪支票Bandarsnote庄票，银票银行英语口语取款、结余银行英语口语取款、结余IdliketoknowifIcandrawonmyaccountforpaymentofthingsIbuyinTianjin.我想知道一下我是否能提取存款来支付天津购物的费用。Iwanttowithdraw200dollarsfrommydepositaccount.我要从我的定期存款中支取200美圆。Iwanttoclosemyaccountwithyou.我想结束在你们这儿的帐户。Idliketodraw100yuanagainstthi
22、sletterofcredit.我想从这份信用证上提款100元。MayIdrawmoneyagainsttheletterofcredithere?我可以在这儿用这份信用证取钱吗？Couldyoutellmemybalance?能否把存款结余金额告诉我？Pleaseletmeknowmybalance.请告诉我结余金额。Ithinkyoucandrawonthisaccountbychequeinpaymentofgoods.我以为你可用支票提款支付购物费用。Yourbalanceatthebankis300yuan.你在本行的结余是300元。Yourdepositisexhausted.你的
23、存款支净了。Yourletterofcreditisusedup.你的信用证用完了。Pleasetellmehowyouwishtodrawyourmoney.请告诉我你希望怎样支款。Fillourawithdrawalform,please.请填写取款单。Theletterofcreditisexhausted.信用证上的款子已提清。TheletteratCounter6willpayyouagainstyournumberslip.六号柜台的出纳员将根据你的号码牌付给你钱。UsefulWordsandPhrasestocloseanaccount,toclearanaccount结清tod
24、rawmoney取款drawing-outslip取款单thenumberslip号码牌awithdrawalform取款单tofillinthereceiptinduplicate一式两份填这张收据teller,cashier出纳员银行英语口语兑换货币银行英语口语兑换货币Pleasetellmehowmuchyouwanttochange.请告诉我你要换多少。HowmuchoftheremittancedoyouwanttoconvertintoJapaneseyen?你要把多少汇款换成日圆？Whatkindofcurrencydoyouwant?要哪种货币？Whatsityouwishto
25、change?你有什么要换的？Whatkindofcurrencydoyouwanttochange?要换哪种货币？Inwhatdenominations?要什么面值的？Pleasetellmewhatnoteyouwant.请告诉我要什么钞票。Willseventensbeallright?7张10元的可以吗？Isitintravelerscheques?换旅行支票吗？IdliketoknowhowIshallgiveittoyou.我想知道如何付钱给你。Howwouldyoulikeit?你要什么面额的？Wouldyoukindlysigntheexchangeform,givingyou
26、rnameandaddress?请在兑换单上签字，写出你的姓名和地址，好吗？Canyouchangemesomemoney,please?能否请你给我兑换一些钱？Hereitis,someFrenchfrancs,Swissfrancs,AmericandollarsandafewDutchguilders.这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。EUROWouldyoupleasegivemesevenfive-poundnotes,fourpoundnotesandfourten-shillingnotes,andtherestinsmallchange.请你给我7张5镑纸币，
27、4张1镑纸币，4张10先令纸币，剩下的要零票。Wouldyoumindgivingmethesixpenceincoppers?劳驾给我6便士的铜币。IdliketoknowifyoucouldchangethismoneybackintoU.S.dollarsforme.我想知道能否把这笔兑回成美圆。CouldyouchangetheseFrenchfrancsforme?能给我兑换这些法国法郎吗？Canyougiveme100dollarsinSwissfrancs?能否给我100美圆的瑞士法郎？Idliketoconvertthefullamountoftheremittanceinto
28、U.S.dollars.我想把全部汇款换成美圆。Idlikesomecoinsforthisnote.我想把这张纸币换成硬币。Idliketobreakthis50dollarnote.我想把这张50美圆纸币换开。Fivetwentiesandtensingles,please.请给我5张20元和10张一元的。Ineed300dollarsin100-dollarcheques.我要300美圆票面为100美圆的支票。Ihopeyoullgivemetentravelerschequesof100dollarseach.我希望给我10张面额为100美圆的旅行支票。Infives,please.请
29、给我5元票面的。Couldyougivemesomesmallnotes?给我一些小票好吗？UsefulWordsandPhrasescurrency,money货币moneychanging兑换货币anexchangeform兑换单banknote钞票noteoflargedenomination大票noteofsmalldenomination小票smallchange零钱subsidiarymoney辅币nickelpiece镍币plasticcurrencynotes塑料钞票convertiblemoney可兑换（黄金）纸币银行英语口语储蓄存款利息银行英语口语储蓄存款利息Whatsth
30、einterestrateforthesavingsaccount?储蓄存款的利率是多少？Doyoupayinterestonthisaccount?这种存款付给利息吗？Pleasetellmewhattheannualinterestrateis.请告诉我年利率是多少。Interestispaidattherateof1%perannumatpresent.目前每年的利率是1%。Itallowsyoutoearnalittleinterestonyourmoney.这可使你从存款中获得一点利息。Theaccountcarriesinterestof4%.该存款有4%的利息。Theintere
31、stisaddedtoyouraccounteveryyear.每年的利息都加到你的存款中。Theinterestrateforthesavingsaccountis4%.储蓄存款的利率是4%。Itvariesfromtimetotime.Atpresentitis6%.（年息）每个时期都不同，现在是六厘。UsefulWordsandPhrasesinterestrate利率simpleinterest单利compoundinterest复利legalinterest法定利息primerate优待利率payableinterest应付利息lendingrate贷款利率usury高利贷thesu
32、bsidyrateforvalue-preservedsavings保值储蓄补贴率银行英语口语外汇率银行英语口语外汇率TellmethecurrentrateforRMB,please.请告诉我人民币的现价。WhatsyoursellingrateforRMByuaninnotestoday?你们今天人民币现钞的售价是多少？Whatsthedollargoingfortoday?美圆今天的售价是多少？Ourbuyingratefornotesis523yuanfor100dollars.我们100美圆的现钞买入价是523元。Its200Frenchfrancsattodayssellingra
33、te.今天的卖出价是200法国法郎。ThebuyingrateofU.S.dollarnotesis460yuanperhundreddollars.美圆现钞买入价是100美圆付460元。buyingrate买进价格sellingrate卖出价格AndhowmuchwillitbeinJapanesecurrency?换成日本币是多少？HowmuchwouldIgetfor300Japaneseyen?300日圆可兑换多少钱？IdliketoknowtheexchangerateforGermanmarks.我想知道德国马克的兑换率。Whatrateareyougiving?你们提供的兑换率是
34、多少？Whatstheexchangeratetoday?今天的兑换率是多少？PleasetellmewhatyouwouldgivemeformyU.S.dollars.请告诉我这些美圆可以兑换多少钱。Pleasetellmethecurrentrateforsterling.请告诉我英国货币的现行兑换率。Ifyoullwaitamoment,Illfindouttheratesofexchange.请等一会儿，我查一下兑换率。Pleasewaitamoment.IllfindouttheexchangeratebetweenU.S.dollarsandRMB.请等一会儿，我查一下美圆对人民
35、币的兑换率。Its470yuanfor100dollars.100美圆可兑470元。Theexchangeratetodayis200yentothepound.今天的兑换率是一英镑可兑200日圆。Theratefortravelerschequesis300yuanagainst100dollars.旅行支票的兑换率是100美圆兑300元。Thesedollarsareworth1,000yuan.这些美圆可换1000元。UsefulPhrasesexchangetable,conversiontable汇兑换算表foreignexchange外汇exchangerate外汇率convers
36、ionrate折合率foreignexchangerestriction外汇限额foreignexchangequotations外汇行情tochecktherateforsb.查牌价对话练习对话（1）（找人）Customer：Excuseme,butcouldyouhelpme？Clerk：Withpleasure.WhatcanIdoforyou？Customer：CouldyoutellmewhereIcanfindMr.Zhang？Clerk：Sure,Miss.Mr.Zhangisupstairs.Customer：Thankyouverymuch.Clerk：Notatall，mi
37、ss.对话（2）（开户）Clerk:Goodmorning,canIhelpyou?Customer:Goodmorning.Idliketodepositsomemoney.Clerk:Ok.Wouldyouliketoopenacurrentaccountorfixedaccount?Customer:USD1,000forcurrentaccount,USD5,000forfixedaccountforayear.Clerk:Thencashaccountorexchangeaccount?(现金帐户还是外汇)Customer:Sorry,whatyousaidisbeyondme.Cl
38、erk:Anexchangeaccountisanaccountopenedwithinwardremittancefromabroad,andacashaccountisopenedwithforeigncurrencyincash.Customer:Ok,Igotit.Today,Idliketodepositincash.Clerk:Irecommendsavingsdepositaccountpassbookandfixedsavingsaccountpassbook.YoucandepositnotonlyUSDdollars,butalsoRMB,GBP,JapaneseYenan
39、dothers.Pleasefillintheseformsplease.Customer:Ok.Customer:Hereyouare.Clerk:Yourpassportandmoney,please.Customer:Ok.Clerk:Thankyou.对话（3）（开户）Customer：Doyouchargeforcheques？Clerk:Yeswedo.EachchequeyouwritewillcostRMB2.Customer：DoIhavetodepositalargesumofmoneyifIwanttoopenacheque-savingsaccount？Clerk：No
40、tnecessarily,sir.Customer：Regardingtheinterestrate,whatisthedifferencebetweenasavingsaccountandcheckingaccount？Clerk：Notbigdifference,sir.Customer:Isee.Iwouldliketoopenacheckingaccount.Will300dollarsbeenoughforaminimumdeposit？Clerk：Definitely.对话（4）（开户）Clerk:Goodmorning,canIhelpyou?Customer:Goodmorni
41、ng.Idliketodepositsomemoney.Clerk:Ok.Wouldyouliketoopenacurrentaccountorfixedaccount?Customer:USD1,000forcurrentaccount,USD5,000forfixedaccountforayear.Clerk:Thencashaccountorexchangeaccount?(现金帐户还是外汇)Customer:Sorry,whatyousaidisbeyondme.Clerk:Anexchangeaccountisanaccountopenedwithinwardremittance（汇
42、款）Customer:Ok,Igotit.Today,Idliketodepositincash.Clerk:Irecommendsavingsdepositaccountpassbookandfixedsavingsaccountpassbook.YoucandepositnotonlyUSDdollars,butalsoRMB,GBP,JapaneseYenandothers.Pleasefillintheseformsplease。Customer:Ok.Customer:Hereyouare.Clerk:Yourpassportandmoney,please.Customer:Ok.C
43、lerk:Thankyou.对话（6）（开户）Customer:Idliketoopenasavingsaccount.Whatstheinterestratenow?Bankclerk:Itis3.2%.Youmayearnalittleinterestonmoney.Customer:Isthereanyminimumdepositforthefirsttime?Bankclerk:Yes,theopeningminimumdepositis1,000Yuan.Customer:Whataboutthelaterdeposits?Bankclerk:Forthelaterdeposits,
44、youcandepositanyyouwant.EvenoneYuanisOK.Customer:OK,thatsgood.Bankclerk:YourID,please.Customer:Hereyouare,athousandYuanandmyID.Bankclerk:Waitamoment,pleaseHereisyourbankbook.Keepitwellplease.Customer:Thanks,Iwill.对话（7）Clerk:Excuseme,doyouwanttoregisteracode?Customer:Yes,mayIenter4digits.Clerk:Sorry,
45、thecodemustbe6digits.Customer:ok.Clerk:pleaserepeatit,thankyou.AfterawhileClerk:Sir,hereisyourdepositbooksandpassport.Customer:Thankyou.MayIaskyousomequestions?Clerk:Mypleasure.Customer:Arethereanystipulations（规定）fordrawingfromadepositbook?Clerk:Accordingtotheregulations（法规）ofthePBOC（中国人民银行）,fordraw
46、ingcashfromaforeignexchangeaccountofaforeigner,acommissionof0.3%ischargedontheamountofdrawing.AndifyoudrawmorethanUSD$10,000orRMB50,000orthesameamountofothercurrenciesatatime,youhavetoshowyourpassportorIDCustomer:Thisisaoneyeartimedeposit.DoIhavetocomehereforrenewaleachitexpires?Clerk:No.Ifyoudonotc
47、omehereattheexpirationdate,itllberenewedautomaticallytogetherwiththeinterestaccrued.Customer:Thankyou,Ireallyappreciateyourhelp.Clerk:Yourewelcome.对话（8）（取款）Customer：Excuseme,butcanIdrawonmyaccountforpaymentofthingsIbuyinChina？Clerk：Certainly,sir.Howmuchdoyoudraw？Customer：RMB8,000please.Wouldyoupleas
48、etellmemybalance？Clerk：Yes,sir.YourbalanceisRMB34，000.Customer：Iamsorry，butmayIaskonemorequestion？Clerk：Ofcourse，pleasedo.Whatisit？Customer：Whatistheinterestrateforthesavingaccount？Clerk：Thedetailedinformationisontheboard.Pleasegoandseeit.Customer：Manythanks.对话（9）（取款）A：IsthereanythingIcandoforyou?B：
49、Yes.Myfixeddepositcertificatewasduethedaybeforeyesterday.A：Doyouwanttoredeemyourcertificateorrenewit?B：Iwanttoredeemit.A：Noproblem.Howdoyouwantthemoney?B：Fortytensandtwentyfives,pleaseandtherestasyoulike.A：Pleasewaitforawhile.B：Takeyourtime.A：Hereisthemoneywithyourinterestnote.Pleasecheck.B:Itscorre
50、ct.对话（10）（取款）A：WhatcanIdoforyou?B：Yes.Iwanttowithdraw50,000yuanfrommycorporationaccount.A：Didyoumakeanadvanceappointmentyesterday?B：Yes.Hereisthecheck.A：Sorry,thenumberiswrong.B：Oh!Iamtoocareless.Couldyoudealwithitinalittlewhile?A：Youneedtocomebackbefore5:30,ifnottomorrow.B：Isee.Illbebackassoonaspos
51、sible.A：(halfanhourlater)Hereisthemoneywithyourcheckslip.Pleasecheckit.B：Thatsright.对话（11）（取款）A：CanIhelpyou?B：Yes.IwanttowithdrawsomemoneyfrommyPeonyCard.A：Pleasefilloutawithdrawalslip.Theredone.B：Allright.A：Willyougivemeyourcardwiththeslip?B：Okay.Heretheyare.A：Howmuchdoyouwant?B：400RMByuan.A：Please
52、showmeyourIDcardandenteryoursecretcode.B：Okay.对话（12）（信用卡业务）A:Hello!IwanttohaveaPeonyCreditCardofyourbank.B:Whichdoyouprefer,agoldcardoranordinarycard?A:Why!Howsthat?B:Well,Accordingtothecreditgrade,thePeonyCreditCardisdistinguishedasgoldandordinarycards.A:Whatspecialdiscountandservicecanpeoplegetfor
53、goldone?B:Youcangetcreditlimitamountsrangingfrom20,000to50,000yuanforagoldcard,butonlyupto20,000yuanforanordinaryone.A:Whatrequirementsdoyouneedtogetagoldone?B:Youmayapplyforapersonalgoldcardifyouhaveasalaryofmorethan2,000yuanpermonthasinthesameconditionsasotherapplicants.A:Oh.Iwillhaveagoldcard.对话（
54、13）A:MissLin,Idliketorecommendanewbankcardtoyou.Ithinkyouwilllikeit.B:Really?Whatsthat?A:PeonyMoneyLinkCard.B:WhatisaMoneyLinkCard?A:Oh.Itisaversatilecardthatlinksalotofbusinesses.B:Versatile?Whatdoesitmean?A:YoumayeithermakedepositsandwithdrawalsatanysavingsofficeormaketransfersandinquiriesatanyATM
55、withthecard.B:Anythingelse?A:Withthiscard,youmayalsoenjoyserviceslikeconsumptionatPOSterminalsofallthespecially-engagedcommercialunits,payrollagencyserviceandagencypaymentforpowerandgas,etc.B:Oh.ThatswhatIwant.A:But,itisonlyadebitcardwithoutthefunctionofcreditconsumption.B:Itdoesntmatter.对话（14）A:How
56、canIgetthebenefitsfromapersonalcreditcard?B:Firstofall,itsavesmoremoneytouseacreditcardthantousecash.Soitisveryhelpfulforfamiliestofinance.Inaddition,thecard-issuingofficeswillcountinterestsforthedepositswiththecreditcard.A:Isitconvenienttouse?B:Ofcourse.AnyATMprovides24-houronlineselfservices.Itisv
57、eryconvenienttodocashwithdrawal,accountschecking,cipheramendingandfundsallocating,etc.A:CanIbuythingswithit?B:Yes,youcan.AslightsweepoverthePOSterminalwithyourPeonyCardandseveralpunchesonthekeyboardwilleffectyourpaymentforconsumptionimmediately.A:WhatshouldIdoifIaminbadneedoffunds?B:YouarerelievedonthespotbyusingthecreditborrowingfunctionsofthePonyCardandobtaincertainoverdrafts.A:Thatsgood.B:TryaPeonyCard.结束语结束语谢谢大家聆听！谢谢大家聆听！66
