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1、The mortgage loan contractof housing provident fund Qingdao Housing Provident fund management centerContract Number: 15 credit 2009 No. 001195The mortgage loan contractof Qingdao housing fund loan portfolioParty A(the borrower and the mortgagor): Lv Dongsheng Party B (the client and the mortgagee):
2、Qingdao Housing Provident fund management centerParty C (the trustee bank and the mortgagee): China Construction Bank Co., Ltd. Qingdao High-tech Industrial Park BranchParty D (guarantor): Qingdao Joaquin Real Estate Co., Ltd.Party A purchased the house to live and apply for a loan to Party B, due t
3、o Qingdao Housing Provident Fund Loan Management Approach, Party B examined the situation of Party A and approved to offer the loans, and has commissioned Party C for a loan.To clarify the respective rights and obligations of the parties, in accordance with relevant laws and regulations, the parties
4、 of the contract have reached a consensus and made this contract in order to obey and implement together.The loans of this contract, together with the loans under China Construction Bank Co., Ltd. Qingdao High-tech Industrial Park Branchs 37198609-011-2009000158-1 loan contractconstitute the loan po
5、rtfolio of the purchased house of Party A. First, the amount of the loans.According to the application of Party A, after examination, Party B agreed to commission Party C and ask Party C to offer the housing provident fund loans to Party B (hereinafter refers to loans), amounting to RMB (upper) 400,
6、000 yuan.Party As mortgage loans of purchasing the house: RMB (upper): 1.15 million yuan, including provident fund loans: 400,000 yuan and loans of bank: 750,000 yuan.Second, the purpose of borrowing. Party A must ensure that the loans are used for the purchasing the house listed below and cantb be
7、used for any other purpose.The located Address of the house: room 801, No.4 Building, Longze Mountian Villa, No.85-1, No. Hong Kong East Road, Laoshan DistrictBuilding area: 85.91 Purchase contract number: 25000002276718Property Owner: Lv DongshengThird, the period of the loans.The period of the loa
8、ns is from August 8, 2009 to August 7, 2034, amounting to 300 months. If the transfer is postponed or advanced because of the procedures for loan guarantees, the actual transfer date will be considered as the settlement date for the period of the loan, the deadline of original loan period will be de
9、layed or brought forward.If the time of payment on Party As purchase contract is inconsistent with this term, this term should be used as the principle.Forth, the lending rate.The monthly interest rate of lending is 3.2250 , in case of the adjustment of national interest, the loan interest rate will
10、 be adjusted appropriately in accordance with the relevant provisions, and Party B wont notice Party A again.Fifth, the transfer of the loansAfter this contract come into force, Party A agrees Party B and Party C to transfer the loans to the bank account opened by the seller in the name of Party A.B
11、ank: China Construction Bank Co., Ltd. Qingdao High-tech Industrial ParkSixth, pay the loans with the interest.(1) Party A will pay the loans in the way of equal installments of principal and interest or equal installment of principal as a method of payment.The payment time of Party A is the corresp
12、onding date a month later than the date of the loans disbursement, the Party A should pay the loans principal and interestor principal of RMB yuan on the corresponding day of each month (If there is no corresponding day, then pay the loans on the last day of the month), the monthly payment is calcul
13、ated asfollowing,1, the equal installments of principal and interest B = AI (I + I) T / (I + I) T-12, equal installment of principal B = A / T + (A-C) I(A-principle of the loans B-monthly payment T-the deadline of payment (show by months) I-monthly interest rate of lending C- the cumulative of princ
14、ipal that has already been paid)(2) Party A should follow the principal that payment the interest before the principal and the interest will be cleaned with the principle, and the money should be transferred into the account in accordance with the order of “penalty overdue interest - overdue princip
15、al current interest - current principal”.(3) Party A will handle a debit card (passbook) in the bank that Party B assigned, making sure that the current monthly payment will be transferred into it (passbook) in time with enough loan principal and interest, and give Party B and the transferred bank the right to transfer the current monthly principal and interest that should be paid from the debit card (passbook).(4) Party B will commission the bank to deduct the money on each months 7th, 17th or 27 th (in case of the holiday). (5) If Party As payment account i
