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1、保险英语词汇合集acceptance policy 核保政策accounting period 结算期 aggregate limit 累积限额 aggregated loss 累积损失 antiselection 逆选择 ART (Alternative Risk Transfer) 新型风险转移 balance 所欠款项 barrages 堰坝 captive pools 自保组合 天下金融网 catastrophe risk 巨灾风险 ceiding company 分出公司 cession limit 分保限额 claim-prone 容易出险 claims assistance 理赔
2、协助 clean cut 结清方式 coinsurance 共保commencement and termination 起讫cover 承保 cover 责任额 deposit premium 预付保费 destroyed 毁坏 earth caves 土坏房屋 EPA event limit 事件限额 ex gratia payments 通融赔款 excess loss 超额赔款 exclusion 除外责任exposed areas 风险承受区域 facultative reinsurance 临时分保 fault zone 断层区 finite risk 有限制的风险 flash f
3、loods 骤发洪水 flooding of rivers 洪水泛滥 frame structure 框架结构 full coverage 全额承保 full insurance value 足额保险价值 full liability 全部责任 Geophysics Institute 地球物理研究所 GNPI 总净保费收入 hailstorm 雹暴 heavy damage 严重破坏 hollow brick wall 空斗砖结构 hour clause 小时条款 hurricane 飓风 individual losses 单一损失 insurability 可保性 insured los
4、ses 保险损失 intensity 烈度 layering 层次 less exposed 损失可能性小 liability 责任 light damage 轻度破坏 line slips 分保条 loading 附加费 loss occurrence 损失发生 loss occurring basis 损失发生基础 loss participation 分担损失loss settlement 损失赔付 magnitude 震级 malicious damage 恶意损害 moderate damage 中度破坏 multi-story building 多层建建筑 Munich Re 慕尼
5、黑再 net retained lines 净自留额 net retained losses 损失净自赔额 no profit commission 无纯益风险 non-proportional reinsurance 非比例再保险 notification 告知 object 标的 obligatory reinsurance 固定分保 original deductibles 原始免赔额 original rate 原始费率 paid-up capital 已付资本 peak accelerator 峰值加速度 peril 危险 PICC Re 中保再 placement 安排 PML 可
6、能最大损失 policyholder 保单持有者 pool 共保组合 portfolio entry 未满期责任的出帐 portfolio outgo 未满期责任的入帐 premium 保费 previous losses 既往损失 priority 分保自留额 priority 自付责任 proportional reinsurance 比例再保险 rainstorm 雨暴 rating 费率 reinforced concrete building 钢筋混凝土建筑 reinstatement 恢复保额 reinsured 分出公司 reinsurer 再保险人 retention 自留额
7、retention areas 滞洪区 return period 重现期 revoke license 吊销营业执照 seaquake 海震 second event cover 第二事件承保 securitization 证券化 seismic demage 震害 set-off 抵销 shear wall structure 剪力墙结构single 险位超赔 spread loss 分散风险 stop loss 赔付率超赔 storm surges 风暴潮 susceptibility of goods to water 易受水浸性 tarrif 费率表 TG 拐点周期 tidal wa
8、ve 海啸 topographic map 地形图 tornado 龙卷风 total sum insured 总保额 treaty-limits 合约限额 tube structure 筒体结构 underwriting policy 承保政策 windstorm 风暴 险种 health insurance 疾病保险，健康保险 sickness insurance 疾病保险 insurance during a period of illness 疾病保险 insurance for medical care 医疗保险 major medical insurance policy 巨额医药
9、费保险 life insurance 人寿保险 endowment insurance 养老保险 insurance on last survivor 长寿保险 social insurance 社会保险 personal property insurance 个人财产保险 insurance of contents 家庭财产保险 Free from Particular Average（F.P.A.） 平安险 With Particular Average （W.P.A.） 水渍险 All Risks 一切险 risk of breakage 破碎险 risk of clashing 碰损险
10、 risk of rust 生锈险 risk of hook damage 钩损险 risk of contamination (tainting) 污染险 insurance against total loss only (TLO) 全损险 risk of deterioration 变质险risk of packing breakage 包装破裂险 risk of inherent vice 内在缺陷险 risk of normal loss (natural loss) 途耗或自然损耗险 risk of spontaneous combustion 自然险 risk of contin
11、gent import duty 进口关税险 insurance against war risk 战争险 Air Transportation Cargo War Risk 航空运输战争险 overland Transportation Insurance War Risk 陆上运输战争险 insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险 insurance against extraneous risks, insurance against additional risks 附加险 risk of th
12、eft, pilferage and nondelivery (TPND) 盗窃提货不着险 risk of fresh and/of rain water damage(wetting) 淡水雨淋险 risk of leakage 渗漏险 risk of shortage in weight/quantity 短量险 risk of sweating and/or heating 受潮受热险 risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险 on deck risk 舱面险 保险业词汇 Terms used in ins
13、urance industry accident 意外事故险 actuarial method 精算法 Advance Loss Profits (ALOP) 预期利润损失险，利损险 Advance profit 预期利润 broker 经纪人 Business Interruption Insurance (BI) 营业中断险 captive 自保公司 casualty 意外伤害险 catastrophe 巨灾险 ceding company 分出公司 claim 索赔 claim settlement 理赔 combined ratio 综合赔付率 Consequential Loss (
14、CL) 后果损失 Contractors All Risks (CAR) 建筑工程一切险（建工险）cover 保障 Delay in completion 完工延误 EEI 电子设备险 engineering insurance 工程保险 Erection All Risks (EAR) 安装工程一切险（安工险） excess of loss cover 超额赔偿 EXL protection 超赔保障 facultative business 临分保 IBRN Incurred but not reported losses 已发生但未报的损失 IBRN reserve IBRN 储备金 indemnity period/limit 赔期/期限 inflated claim
