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1、2022年考博英语-首都经济贸易大学考前拔高综合测试题（含答案带详解）1. 单选题Color and sex are not relevant （ ）whether a person is suitable for the job.问题1选项A.onB.forC.toD.with【答案】C【解析】考查固定搭配的介词。be relevant to表示“与相关的”，句意：人种和性别与一个人是否适合工作无关。因此，本题正确答案为C项。2. 单选题It is reported that fewer and fewer of todays workers expect to spend their wo
2、rking lives in the same field, （ ）the same company.问题1选项A.much worseB.less likelyC.all elseD.let alone【答案】D【解析】句意:据报道，如今越来越少的工人愿意一辈子从事一个领域的工作，更不用说在一个公司了。考查短语辨析。much worse 更糟糕的是;less likely 最不可能的是;all else 其他一切；let alone 更不用说。故D符合句意。3. 单选题When you leave a job with a traditional pension, dont assume y
3、ouve lost the chance to collect it. Youre entitled to whatever benefit youve earned and you might even be entitled to take it now. A lot of people forget they have it, or they think that by waiting until theyre 65, theyll have a bigger benefit, says Wayne Bogosian, president of the PFE Group, which
4、provides corporate pre-retirement education.Your former employers should send you a certificate that says how much your pension is worth. If its less than $5,000, or if the company offers a lump-sum payout, it will generally close your account and cash you out. It may not seem like much, but $5,000
5、invested over 20 years at 8% interest is $23,000. If your pension is worth more than $5,000, or your company doesnt offer the lump-sum option, find out how much money youre eligible for at the plans normal retirement age, the earlier age at which you can collect the pension, the more severe penalty
6、for collecting it early. Youll probably still come out ahead by taking the money now and investing it.What if you left a job years ago, and youre realizing you may have unwittingly left behind a pension? Get help from the Pension Benefit Guaranty Corporation. It has an online search tool that has he
7、lped locate $47 million in lost benefits for more than 12,000 workers.If you have a traditional pension, retiring early costs more than you might expect. Most people assume you take a proportional cut for leaving before your plans normal retirement age. For example, you might think that if you need
8、to accrue 30 years of service and you leave three years early, youd get a pension 90 percent of the full amount.But thats not how it works. Instead, you take an actuarial reduction, determined by the employer but often around 5% a year, for each year you leave early. So retiring three years early co
9、uld leave you with only 85% of the total amount.When you retire early with a defined-contribution plan, the problem is you start spending investments on which you could be earning interest. If you retire when youre 55, for example, and start using the traditional pension then, by age 65 youll have o
10、nly about half of what you wouldve had if youd kept working until 65.1. When one leaves a job with a traditional pension（ ）.2. If the retirees pension is less than $5,000, it is wise of him to（ ）.3. If one retires early with a defined-contribution plan, he is expected to（ ）.4. Which of the following
11、 can be used as the subtitle for the last three paragraphs?5. Which of the following statements is FALSE?问题1选项A.he tends to forget that he has the pensionB.he has no right to ask for the pensionC.hell have a bigger benefit than if he waits until the age of 65D.he has a specified worth of pension问题2选
12、项A.ask the company for a lump-sum payoutB.require his former boss to figure out the value of his pensionC.take the pension with him and make a profit out of itD.collect the pension at his retirement plans normal retirement age问题3选项A.earn less interestB.be better oil than with a traditional pensionC.
13、start investment immediatelyD.get less Social Security benefits问题4选项A.Your Payout Is Not GuaranteedB.Leave Early, Lose BigC.The Retirement DilemmaD.Take the Pension with You问题5选项A.If one leaves 3 years early on a 30-year-service basis, he wont get a pension worth 27/30.B.It pays to get an early reti
14、rement if one understands how retirement pension plan works.C.The Pension Benefit Guaranty Corporation helps the retiree to recover lost benefits.D.If one keeps his expenses within his retirement framework, he wont be severely affected.【答案】第1题:D第2题:A第3题:A第4题:B第5题:B【解析】1.细节事实题。根据原文第一段Youre entitled t
15、o whatever benefit youve earned and you might even be entitled to take it now以及第二段Your former employers should send you a certificate that says how much your pension is worth.可知，如果你之前的工作有传统养老金，那么退休之后你就得到一笔一定数目的养老金。故本题正确答案为D选项2.细节事实题。题干询问：如果退休人员的养老金账户不足5000美元，他怎么做会比较明智。根据原文第二段If its less than $5,000, or if the company offers a lump-sum payout, it will generally close your account and cash you out. It may not seem like much, but $5,000 invested over 20 years at 8% interest is $23,000可知，如果少于5000美元，或者公司
