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1、备考2024黑龙江省银行招聘之银行招聘综合知识考前练习题及答案一单选题(共60题)1、阅读理解A.a humanistB.a pantheistC.a nuclear physicistD.a doctor of medicine【答案】 A2、 通过观察持续数期的会计报表，比较各期的有关项目金额，分析有关指标的增减变动情况，并在此基础上获知有关企业发展前景信息，这种会计报表分析方法被称为（）。A.趋势分析法B.比较分析法C.因素分析法D.比率分析法【答案】 B3、资料：Anything that affects the smooth flow of information is known
2、as noise. This might be, for example, the language used,an in appropriate use of technology or the different levels of skill and knowledge of the sender and receiver. For example, every day in the press and on TV, consumers are bombarded with often confusing or contradictory information about the he
3、alth benefits or risks associated with different foods. Consumers may not have enough understanding or information to judge between conflicting messages. It is therefore not surprising that many people do not hear these messages and switch off.A.because they may not have enough understanding or info
4、rmationB.because the messages are spread on newspapersC.because they care more about health risks associated with different foodsD.not mentioned【答案】 A4、( )的指标越高，则流动性越差。A.资产流动性比例B.备付金比例C.中长期贷款比例D.国债占总资产比例【答案】 C5、Passage 6A.quieterB.cheaperC.widerD.faster【答案】 D6、计算机病毒是指（）。A.带细菌的磁盘B.已损坏的磁盘C.具有破坏性的特制程序D
5、.被破坏的程序【答案】 C7、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.A.Westerners may establish long-term cooperation with one supplierB.Chinese panel tends to looking
6、for clear alternativesC.Chinese negotiator is illogicalD.Westerners are straightforward in Chinese businessmens eyes【答案】 A8、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。A
7、.公开市场业务操作B.利率政策C.常备借贷便利操作D.中央银行贷款【答案】 A9、资料：Up to 80 per cent of the worlds middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.A.greater economic dynamismB.aid from developed coun
8、triesC.changes of developing countriesD.trade among developing countries【答案】 B10、计算机的存储单元中存储的内容（）。A.只是数据B.只能是程序C.可以是数据和指令D.只能是指令【答案】 C11、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. E
9、conomists study the causes of poverty in order to find solutions to the problem. A.some people are too young to work in many industriesB.some people are satisfied with the government welfareC.some people dont have motion to workD.some people are not qualified to work【答案】 B12、计算机系统软件中最核心、最重要的是（ ）。A.语
10、言处理系统B.数据库管理系统C.操作系统D.诊断程序【答案】 C13、 He has been drinking alcohol so heavily that his health severely affected and got his _ alcoholically.A.quantumB.qualmC.quailD.quietus【答案】 D14、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses arent one and the sa
11、me，though.A.having accounts sent to collectionsB.looking for a no-credit credit cardC.paying down the balanceD.closing your credit accounts【答案】 B15、一个立方体随意翻动，每次翻动朝上一面的颜色与翻动前都不同，那么这个立方体的颜色至少有几种？（）A.3B.4C.5D.6【答案】 A16、下列各项不是戏剧的是（）。A.蝶恋花B.桃花扇C.窦娥冤D.西厢记【答案】 A17、North American_also have a strong reputati
12、on in the Indian educational and labor markets.A.majorsB.degreeC.creditsD.diplomas【答案】 D18、资料：American Airlines CEO takes blame for maintenance errors, disrupted flightsA.American Airlines is trying to meet the FAA regulationsB.American Airlines is canceling 570 flights todayC.American Airlines is b
13、laming its CEO Gerard ArpeyD.American Airlines is making internal inspections【答案】 A19、Indeed, some newly downgraded journalists are _ arguing that they are capable of separating professional and personal matters.A.indignantB.objectiveC.empiricalD.ingenious【答案】 A20、下列关于经济资本和监管资本的说法中，错误的是（）。A.账面资本是银行资
14、本金的静态反映，反映了银行实际拥有的资本水平B.经济资本在数额上与非预期损失相等C.监管资本是监管当局规定的银行必须持有的与其业务总体风险水平相匹配的资本D.监管资本是一种虚拟的、与银行风险的非预期损失额相等的资本【答案】 D21、完全竞争企业面临的需求曲线的需求价格弹性为（）。A.大于零的常数B.非零常数C.无限大D.零【答案】 C22、Passage 3A.Relieve stressB.Nothing specialC.Bring financial impactsD.Both A and C【答案】 D23、下列选项中不属于投资银行的功能的是( )。A.媒介资金供需B.构造证券市场C.优化资源配置D.促进产业粗放【答案】 D2
