精选试题及答案一银行招聘之银行招聘综合知识模拟题库及答案下载

精选试题及答案一银行招聘之银行招聘综合知识模精选试题及答案一银行招聘之银行招聘综合知识模拟题库及答案下载拟题库及答案下载 单选题（共单选题（共 5050 题）题）1、商业银行的贷款，按照贷款保全方式可分为（）。A.长期贷款和短期贷款 B.信用贷款和担保贷款 C.企业贷款和个人贷款 D.正常贷款和关注贷款【答案】B 2、资料：Children back at school,nights slowly starting to draw in and the weather more changeable.The seasons are turning and after an eerily calm summer for financial markets,theres a whiff of uncertainty in the air.Bond yields are up from their lows,and the relentless migration of global capital towards any asset,anywhere,with some yield,is slowing.A.falling B.pushing C.keeping D.changing【答案】A 3、I have been looking_your kind reply.A.out for B.down on C.in on D.forward to【答案】D 4、第一家跨省区设立分支机构的城市商业银行是（）。A.北京银行 B.南京银行 C.上海银行 D.威海市商业银行【答案】C 5、It is high time that the authorities（）some inspection to this phenomenon.A.do B.did C.should do D.would do【答案】B 6、资料：According to our research,Best Buy in China was perceived as being too expensive,with many of their products priced higher than in local markets.Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more,like at the Apple stores,if they are buying something they cannot get elsewhere.A.Localize their product selection B.Better understand the evolving Chinese consumer preferences C.Be aware of the importance of location choice D.All above【答案】D 7、下列选项中，对古文化常识描述错误的是（）。A.古称兄弟间的老大为“伯”，古代兄弟间以伯、仲、叔、季为排行顺序，古人常在字前加排行次序，如“伯离”、“仲尼”、“叔向”、“季路”等 B.垂髫是古时对 60 岁以上老妇人的别称，髫是指老人轻软披散的头发 C.古代位居方向有尊卑之称，如南向为胜、尊，以北向为败、卑；以东为主为首，以西为从为次。后渐以“东家”为主人的代称 D.蛾眉,亦作“娥眉”，古代美女的代称，“蛾眉”本为女子长而美的眉毛，代指女子美貌，进而代称美女【答案】B 8、资料：To：Sherry Linton A.Getting the approval from the Manchester office B.Passing the order to Christine Hantke C.Using the petty cash account D.Completing a purchase order【答案】C 9、资料：Large industrialized are now in a recession.What are the prospects for economic recovery?A.Latin American countries and in South-East Asia B.German,Japan and China C.German,Japan and United States D.Not mentioned【答案】C 10、货币市场工具一般具有期限短、流动性强、对利率敏感等特点，有（）之誉。A.货币 B.票据 C.基础货币 D.准货币【答案】D 11、The majority researcher tend to use the methods which are_or consistent with their prior work.A.feasible B.probable C.possible D.capable【答案】A 12、利率是（）的价格。A.货币资本 B.借贷资本 C.外来资本 D.银行资本【答案】B 13、经常项目账户的顺差意味着(）。A.出口大于进口 B.出口小于进口 C.出口等于进口 D.出口的增加大于进口增加【答案】A 14、借助于金融市场的交易组织、交易规则和信用制度，以及丰富的可供选择的金融产品和便利的资产交易方式，为各种期限、内容不同的金融工具互相转换提供了必需的条件，可降低交易成本，便利金融工具实现交易的金融市场功能是（）。A.货币资金融通功能 B.优化资源配置功能 C.交易及定价功能 D.经济调节功能【答案】C 15、大额可转让定期存单最早产生于美国。美国的Q 条例规定商业银行对活期存款不能支 付利息，定期存款不能突破一定限额。20 世纪 60 年代，美国市场利率上涨，高于Q 条例规 定的上限，资金从商业银行流入金融市场。为了吸引客户，商业银行推出可转让大额定期存 单。购买存单的客户随时可以将存单在市场上变现出售。A.存款业务 B.贴现业务 C.贷款业务 D.证券业务【答案】A 16、Passage 4 A.only a small proportion of the insured suffer loss B.everyone at some time suffers loss C.nearly everyone suffers loss D.only insured people suffer loss【答案】A 17、资料：The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.A.Not including Primary Chequing,you can own 17 accounts B.You can make unlimited everyday banking transactions in branch,online,at an ATM of Bank of Monsell,or phone banking services C.It offers preferred exchange rate when buying U.S.cash（up to$5,000 U.S.per transaction）D.It is able to help save you up to$288.60 a year on fees【答案】C 18、Passage 6 A.explain Americans tolerance of current security checks B.stress the urgency to strengthen security worldwide C.highlight the necessity of upgrading majorU.S.airports D.emphasize the importance of privacy protection【答案】A 19、资料：From:Iris Wu A.To notify him of a conference date B.To ask him to share his marketing ideas C.To approve his international business trip D.To request that he organize a telephone meeting【答案】D 20、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.A.Global temperatures affect the rate of economic development B.Rates of death from illnesses have risen due to global warming C.Malnutrition has caused serious health problems in poor countries D.onomic trends have to do with population and natural disasters【答案】B 21、某储户于 2001 年 1 月 18 日存人 5000 元定活两便储蓄存款，于 2003 年 8月 6 日支取，实付利息为（）。(三年期活期存款利率 2001 年为 225，2003 年为 198)A.121.17 元 B.121.28 元 C.121.18 元 D.124.18 元【答案】C 22、企业在遭受自然灾害后，对其受损的财物物资进行的清查，属于（）。A.局部清查和定期清查 B.全面清查和定期清查 C.局部清查和不定期清查 D.全面清查和不定期清查【答案】C 23、资料：THOMAS WILSON A.Medicine B.high tech C.healthcare D.real estate【答案】A 24、If you（）to book a meeting room,please see Ms.Liu at the front desk.A.have liked B.were liked C.would like D.had liked【答案】C 25、Why are you standing there,Maggie?A.be hind B.in front of C.be side D.next to【答案】B 26、宋朝著名的女词人在她的作品醉花阴中写道“东篱把酒黄昏后，有暗香盈袖，莫道不消魂，帘卷西风，人比黄花瘦。”请问这个女词人是（）。A.朱淑真 B.李清照 C.卓文君 D.花蕊夫人【答案】B 27、资料：Do you want to see the world?Then plan to visit the S