2022年最新银行招聘之银行招聘综合知识题库题库附参考答案（培优）

2022年最新银行招聘之银行招聘综合知识题库题库附参考答案（培优） 第一部分 单选题(50题) 1、美国宇航局利用一枚火箭在月球表面撞出直径大约100英尺的大洞，科学家通过测量，发 现了大约25加仑水蒸气以及水冰。这一发现被美国《时代》周刊评选为2009年十大科学 发现之一。这说明（ ）。 A.认识产生于实践的需要，反过来认识又推动了实践的发展 B.认识工具延伸了人类的认识器官，促进了人类认识的发展 C.实践锻炼和提高了人的认识能力 D.实践能够把认识和客观事物加以对照 【答案】： B 2、They’re not allowed contact with the outside world or any substances that haven’t been fully ____. A.tidy B.packed C.infected D.sanitized 【答案】： D 3、某投资项目原始总投资额为90万元，项目寿命10年，已知该项目第10年的经营现金净流量为20万元，期满处置该固定资产的残值收入和回收流动资金共5万元，则该项目第10年的净现金流量为（　　）万元。 A.25 B.20 C.29 D.34 【答案】： A 4、The rise of the____industry in Georgia was a significant historical development with a profound effect on the state's textile manufacture. A.fabric B.fiber C.filming D.fashion 【答案】： A 5、 会计核算和监督的内容是特定主体的（　　）。 A.经济资源 B.资金运动 C.实物运动 D.经济活动 【答案】： B 6、资料：Faces, like fingerprints, are unique. Did you ever wonder how it possible for us to recognize people? Even a skilled writer probably could not describe all the features that make one face different from another. Yet a very young child or even an animal, such as a pingeon can learm to recognize faces. We all take this ability for granted. A.psychologist B.behaviorist C.writer D.sociologist 【答案】： A 7、经常项目账户的顺差意味着( ）。 A.出口大于进口 B.出口小于进口 C.出口等于进口 D.出口的增加大于进口增加 【答案】： A 8、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed. A.Sharing applications between machines B.Programming on the computer C.Writing contracts on the computer D.Buying keyboards and printers 【答案】： A 9、Passage 9 A.read a text slowly B.read without thinking hard C.interpret a text in their own way D.concentrate on the meaning of words only 【答案】： D 10、资料：Keeping the Zeal of a Startup as You Scale A.startup company that maintains its original quality in the process of scaling up B.An insurgent company that turned into an incumbent company C.An insurgent company that managed to make steady profits D.startup company that succeeded in scaling up 【答案】： A 11、在我国加入WTO后的今天，外资银行已经逐步突破地域、业务等限制进入我国市场。外资银行在我国拓展业务，由于对国情、民情和金融法规不甚了解，难以准确把握市场信息。外资银行把握市场信息的捷径就是实现管理人员的“本土化”。外资银行用优厚的薪酬待遇、优越的工作环境、良好的福利保障、众多的出国培训机会、灵活的用人机制来吸引和留住人才。 这一举措导致了我国金融人才的大量流失，这对我国商业银行人力资源开发和管理提出了严峻挑战。 A.主要 B.重要 C.次要 D.核心 【答案】： D 12、利率变动对宏观经济有重要影响，从消费者角度看，利率下降时，会（　　）。 A.抑制消费，增加储蓄 B.刺激消费，减少储蓄 C.刺激消费，刺激储蓄 D.抑制消费，抑制储蓄 【答案】： B 13、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1） A.Bad loans remain a concern in Italy and across southern Europe B.Italy will be the largest source of NPLs for the foreseeable future C.Italy asks the European Central Bank to forgive its debt D.Investors can trade in NPLs across 11 European countries 【答案】： B 14、 如果某种外币的买人小于卖出，其“外汇买卖”科目为（　）余额，俗称（　）。 A.借方；多头 B.贷方；空头 C.借方；空头 D.贷方；多头 【答案】： C 15、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice. A.Promising B.Skeptical C.Supportive D.Neutral 【答案】： B 16、投资银行最本源、最基础的业务活动不包括（ ）。 A.证券发行与承销业务 B.证券经纪与交易 C.承销业务 D.风险投资 【答案】： D 17、不属于商业银行经济资本管理内容的是（　　）。 A.经济资本的计量 B.经济资本的分配 C.经济资本的评价 D.经济资本的测算 【答案】： D 18、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most be