2022年银行招聘考试题库通关300题带解析答案(河南省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、 股票增值权模式的适用范围是（　　）。 A.现金流量比较充裕的非上市公司和上市公司 B.现金流量比较充裕且比较稳定的上市公司和现金流量比较充裕的非上市公司 C.业绩稳定型的上市公司及其集团公司、子公司 D.业绩稳定的上市公司及其集团公司 【答案】 BCX2T4O2G10R6O3H3HZ9H6V1R10A5Z8W2ZW8I3I8S9P8L9C5 2、 贷款呆账(损失)准备金计提范围不应该包括的项目是( )。 A.各项贷款 B.应收利息 C.贴现 D.同业拆出 【答案】 BCU1T7L8N8A2F5O8HE7C2P9C1W3C3W4ZG7I9R9B6M9T8X8 3、中国进出口银行的主要任务不包括（ ）。 A.筹集和引导境内外资金 B.执行国家产业政策和外贸政策 C.为扩大我国机电产品和成套设备等资本性货物出口提供政策性金融支持 D.促进对外贸易的稳定发展 【答案】 ACI2D5W6W2V8N4N4HV4W2X5E3W3Q9X3ZN7F6D7R8I5A8C10 4、Passage 3 A.The dollar has little respect in New England B.Europeans begin to think more warmly of theU.S C.Imported food is more expensive to the Americans D.Some large American corporations make more profits 【答案】 ACA5C9S1L3O3L1S10HT10Q10A5U7F2P1D9ZP9J5H9W10F2G6J4 5、在民事权利中，自然人的人身自由，人格尊严受法律保护。自然人享有的权利不包括（　　）。 A.名称权 B.肖像权 C.荣誉权 D.名誉权 【答案】 ACL6Z8Y6U1P6O3Y3HK10U9G9G7Y1A4G8ZY7Q8R8B5F9A1W3 6、下列不属于无线通信线路的是（　　）。 A.微波 B.光纤 C.无线电 D.激光 【答案】 BCM7P3I10G3M8O2C5HB4Q10N5N1C6D4Z3ZK5X3T2N3W3O3M6 7、In the past men generally preferred that their wives（ ）in the house。 A.worked B.would work C.work D.were working 【答案】 CCM7U4C3V10D9W4P10HS6K2A2O9E9V10L5ZF9R7L5O1L7F10A5 8、资料：The Oakview Cafe A.Purchase tickets for an event B.View a full dinner menu C.Listen to samples of music D.Read reviews of a performance 【答案】 BCP8O6V6M2C2M4O3HW8U4P4D8T3B10D2ZS4S6Z1T1T8A5G7 9、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1) A.noting is true with the phenomenon that young people died of cyberbullying B.the claim that young people cannot imagine living to the next day is not the fact C.research shows that suicidal ideations are caused more by the online bullying D.many young people take their own lives not online but in reality 【答案】 ACH7B2X7G6N2Z4Q9HQ7G6M7M3M7C8I7ZP9Q3H9V10P9M5F1 10、马柯维茨的现代投资组合理论认为，只要两种资产收益率的相关系数不为（　　），分散投资于两种资产就具有降低风险的作用。 A.0 B.-1 C.1 D.2 【答案】 CCT2T7C7D4P10A6F5HB1N3U5W7K9O5H1ZP4X7F6Q8H9Q10Q9 11、资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging. A.the degrading joints B.the thinning of your hair C.the good condition of your organs D.the wrinkles around your eyes 【答案】 CCF2Q10O3A2L10F8H3HD5H4G5Y3F6Z5I1ZT5H9G7K1F8L4N5 12、近三十年的航海历程推动了作为商品的青花瓷的大量生产与外销，不仅促进技术创新，使青花瓷达到瓷器新工艺的顶峰，而且改变了中国瓷器发展的走向，带来了人们审美观念的更新。这也就意味着，如果没有郑和远航带来活跃的对外贸易，青花瓷也许会像在元代一样，只是中国瓷器的诸多品种之一，而不会成为主流，更不会成为中国瓷器的代表。由此可见，青花瓷崛起是郑和航海时代技术创新与文化交融的硕果，中外交往的繁盛在推动文明大交融的同时，也推动了生产技术与文化艺术的创新发展。 A.航海历程推动了青花瓷的发展 B.郑航下西洋使得青花瓷发展到鼎盛 C.中外交流的繁多也推动了科技和文化的创新 D.中外交往的增多推动了文明的大融合 【答案】 CCH2Q6X2U8G7U8J3HT5D3N7B3H5Q4S1ZJ8W6G5F6E7L5D4 13、Facing the board of directors,he didn’t deny（　　）breaking the agreement. A.him B.its C.his D.It 【答案】 CCF8W5C2Z8E8X4E7HN3O8J8I1L8O9R7ZN7A1K1L8M7C6P7 14、通常情况下，下列商业银行资产的流动性自高至低排序正确的是（　　）。 A.（2）＞（1）＞（3）＞（4） B.（1）＞（2）＞（3）＞（4） C.（2）＞（1）＞（4）＞（3） D.（1）＞（2）＞（4）＞（3） 【答案】 DCE8K5K10T2Q6U5Q1HT2S6H9U4R6Q10N6ZG9J1C9M5A8K10B3 15、公文处理应遵循的原则不包括（　　）。 A.实事求是的原则 B.精简的原则 C.高效的原则 D.新颖的原则 【答案】 DCI9V1Q9J7J1U7T10HF1V3R9M5J3M10T9ZV3H1X3Z7L9P6F6 16、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday. A.Russian B.UK C.Brazil D.US 【答案】 BCA3U5A7N2N9Q8Z9HY1J6L6S4J9U2J3ZS1J9P9Z1F3T6L3 17、She is less ________ on being a grandmother, now her daughter Caron is married. A.desirous B.eager C.keen D.anxious 【答案】 CCY10J4D3U9D2Q8H1HR9S6P2D10Y3W8X9ZF1Y10Q7L7Z2C10B8 18、In the past men generally preferred that their wives（ ）in the house。 A.worked B.would work C.work D.were working 【答案】 CCX2R8F8P4D6S8T4HU10F6R2K4P5K8C5ZJ10X7O4Y3E9I7M4 19、下列机关中属于国家行政机关的是（ ）。 A.国家审判机关 B.司法行政机关 C.人民政协 D.企业人事部门 【答案】 BCJ9R5E5B5L3O4G9HX6Y7F7P2B6I4N6ZL7X6D3A5H7F4E7 20、Group-thinking occurs when people are either isolated from crucial sources of information or______by other members of the group， some of whom may have bad intent. A.occupied B.presided C.operated D.dominated 【答案】 DCJ7R2G4V6W1H9Y2HW9B9D1U5E5P5W7ZA3Q8J10B2K5D9N3 21、2021年春节期间，全国收费公路将继续免收小型客车通行费，具体免费时段从（　　）。 A.2月10日0时至17日24时 B.2月11日0时至17日24时 C.2月11日0时至18日24时 D.2月9日