2022年银行招聘考试题库点睛提升300题（名师系列）(山东省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。 A.公开市场业务操作 B.利率政策 C.常备借贷便利操作 D.中央银行贷款 【答案】 ACJ5O7P10G2Y6V4D2HX8G5J10N7C1D1Q8ZK6J10U4V10H5X9P1 2、Recruiting the right people _____looking for individuals with diverse skills from a range of backgrounds . A.is B.is involved C.involves D.are 【答案】 CCM8H6Z10K5E9S2A2HB3S3S7M7D5W5T5ZR6H4M1M8Q4I6N5 3、与零售业相比较，批发业具有自身的特点，以下表述不正确的是（　　）。 A.批发业基本属于资本密集型行业 B.服务项目相对较少 C.平均每笔交易量少，交易次数频繁 D.批发业的商圈比较大 【答案】 CCU6D3M1E5H3S8Y8HD9Q3Y2F9A9S3Z8ZK1X5Q1F4S8Q3K3 4、Some women in recent years have brought successful court challenges to gender discrimination in job ads，but the______the companies were ordered to pay was low。 A.regulation B.occupation C.permission D.compensation 【答案】 DCH6S8R3T7E3R9B4HK2K2I8T8N9R4I7ZV10J10E1R2I9S4B6 5、企业进行市场定位的核心内容是（　　）。 A.设计和塑造产品特色或个性 B.明确竞争对手和竞争目标 C.不断降低产品的成本 D.弄清消费者的需求差异 【答案】 ACD3L3I8M5N6I2W10HX3S5Y6G5Z4O9A10ZN2W10I2U5C4J10R6 6、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly? A.To build a marketing campaign by creating a better resume B.To give the logic and passion behind your career change C.To make sure everyone knows about your intention of changing career D.To have more conversations and connections within your new career path 【答案】 DCJ7L7H6W6H5T2T5HH7G1P5P9O10E4U6ZR4E1I2I5C5R7S10 7、Passage 4 A.the visit to the United Kingdom was amazing B.Kieran has made great progress in many aspects C.the youth have found a way to solve their problems D.the mentoring sessions are held every day except Friday 【答案】 BCY6L3C9U3L5K6P4HJ8N1T4K8Z2L5Q5ZU6U3G10P8T6U7G2 8、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general. A.Its conclusions are based on carefully collected data B.It is vulnerable to criticism if the statistics are closely examined C.It will give rise to heated discussions at the Copenhagen conference D.Its rough estimates are meant to draw the attention of world leaders 【答案】 DCP7S3Q4M5U3J8S1HJ1W6V9H6Q3V3C4ZB9D6D8E6H9L4D4 9、行政行为在空间上的表现形式和在时间上的跨度。包括行政行为方式、步骤、次序、时限等不可分割的内容的是（　　）。 A.行政程序 B.行政诉讼 C.行政复议 D.行政处罚 【答案】 ACG4V3R7J2I2N5R1HA8V3K2Z4B9Z2K5ZD3L5W3K3S7Z6T4 10、设a，b均为正整数，且有等式11a＋7b＝132成立，则a的值为？（　　） A.6 B.4 C.3 D.5 【答案】 DCT9W1B1L6W1R9S2HK4Q10G9I7L9E5P3ZJ9V4L7W3B1K1F9 11、行政指导和其他行政行为的最大区别在于（ ）。 A.主体不同 B.目的不同 C.范围不同 D.是否具有法律强制力不同 【答案】 DCG9B9A10O3N10K2E5HB6N5D1I5P10G6M7ZF8Y7I9F5Y10X5L5 12、You should make choices based on your ______ and long-term needs. A.superficial B.fundamental C.primary D.immediate 【答案】 DCZ1E10R2J4R4E6J6HD1P6R2Y10G10A7O3ZN3A8F3P3Q2K10B8 13、我国从哪一年开始开展“金卡工程”？（ ) A.1990年 B.1991年 C.1992年 D.1993年 【答案】 DCD9J4B2J8F4I10G5HL2P9P3I1O2U3U1ZI10S10R5G10E6N4V4 14、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人民币汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格局，呈现稳中有升的态势。 A.货币局制 B.传统的盯住汇率制 C.事先不公开汇率目标的管理浮动 D.单独浮动 【答案】 ACN6K7X3A8E1Z7O1HY7P9I1J9E9H4D10ZI10F5C7T2W1D8Q10 15、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study. A.The study draws people’s attention for private information B.information can be predicted correctly in the study C.some personal information may be collected and used by some companies D.if people attempt to keep personal information private, things will change 【答案】 CCS10O6P2P1N4R6P5HY4O10I8Q6V3E1T2ZW6Q9O2F10T1J1P9 16、低迷指经济萧条、衰退，不景气。以下属于“低迷”的是（ ）。 A.某商场开业时间不长，员工跳槽比例高 B.北京某餐馆每天只出售一桌菜肴，就餐者须提前一个月预订 C.妙桥服装市场原先人山人海，近一年来门可罗雀 D.采用顾客会员制后，美容店顾客开始增加 【答案】 CCQ3U8K7N8Z9G4W10HL6B7B6K9L6P5D5ZN10H6G9R10Q2G8V4 17、Boeing 707 on service from Bogota, Colombia, crashed while ___ its destination at New York’s JFK International Airport. A.to approach B.having approached C.approaching D.to be approached 【答案】 CCJ4X7S6A1D3Q3Y10HH5U8R6U3X3P4Q6ZE1S7C9G3M2M6Y6 18、She and another woman were convicted in 2005 of tax___but were released under an amnesty. A.evasion B.enclosure C.erosion D.exception 【答案】 ACM3E9O7Z1K8O2I9HE6F8O6K10J5D5B2ZT4X9J5I8J9L9P1 19、准货币是指（ ）。 A.M1 B.M2 C.M3 D.M2-M1 【答案】 DCF3X5D5G9T1G1D7HZ5P8K4J10W3U2O6ZG2A7T7O2D7P1Y9 20、 “电子汇兑往来”科目下设“往账户”和“来账户”，属于（　）科目，核算参加联行的机构之间的资金往来。 A.负债类 B.损益类 C.资产负债共同类 D.资产类 【答案】 CC