2022年银行招聘考试题库评估300题（考点梳理）(黑龙江省专用)32

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、以下属于中国银行业协会的会员单位的是（ ）。 A.中国邮政储蓄银行 B.证券公司 C.金融控股公司 D.财产保险公司 【答案】 ACV1U8L2B1V3M2D1HT6N5J4J1L7U7H1ZR3E8A5W7Z7E3B10 2、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios. A.To reduce the risk of global warming, more should be invested on low-emissions energy sources B.Climate change is not only a climate issue, but also a business issue C.It’s more difficult to quantify the greenhouse gas emissions on the Dakota Access than Keystone XL D.US and China will work together to cope with climate change 【答案】 DCI10S8E9O2Y1L3I4HQ1U2F3S3X3O2E9ZS6P6X6I7S10E6I2 3、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language? A.seem more productive in the job market B.comfortably travel to foreign countries C.get to know different cultures D.all of the above 【答案】 DCM10J6O2O9S3G1K9HT3F8R5H2I5G1V10ZI4S3O10B10I4D7N8 4、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem. A.some people are too young to work in many industries B.some people are satisfied with the government welfare C.some people don’t have motion to work D.some people are not qualified to work 【答案】 BCL2F2I5T10Z5D4X10HO1S7S9M1Q6L4D6ZQ7W9H8C10C8V5E8 5、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned. A.tend to overlook the importance of parenting B.help to prevent children from committing a crime C.are not indispensable in the growth of their children D.improve kids’development of cognitive skills 【答案】 CCE6S1Z9A1J7N2E9HS6U7T2S9K8F6Q10ZH4U1S9C3U7C4I3 6、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers. A.Doubtful B.Approving C.Welcoming D.Optimistic 【答案】 ACT4Y2T10E7R8R9I9HS4S3M8S7O2A4G4ZR1O10E8T7C5Y9C7 7、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas. A.The project will only improve road in Tajikistan by three miles but it will do great help B.Local people welcome the projects C.The Asian Infrastructure Investment Bank can start the projects quickly with the finance of other institutions D.The project in Bangladesh is also financed with other institutions 【答案】 DCT9J10Y10Q9P7A5U7HE5P1R1F7T2O3U7ZM1S5A2J7M10D1K10 8、变化基本上与总体经济活动的转变同步的宏观经济指标是（ ）。 A.先行性指标 B.同步性指标 C.滞后性指标 D.趋同性指标 【答案】 BCG2S6W4T10G3X4I2HE2T5W3B7B2O8K1ZQ2H9W8A10O4S4T6 9、下列不属于营业收入的可靠性分析的是（　　）。 A.营业收入的现金含量分析 B.营业收入的品种结构分析 C.营业收入的真实性与确认时间合理性分析 D.关联交易分析 【答案】 BCN3V4F1A8A6T2W3HP1I1G3F6O4C8Y1ZJ9K8F7Z8S9S8Y10 10、企业下列经济业务中，会影响其偿债能力的是（　　）。 A.企业向投资者分配股票股利 B.企业提前支付某供应商货款 C.企业用资本公积转增资本 D.企业用盈余公积弥补亏损 【答案】 BCX9W2G4U3S6G5Q3HB5A10M4X10X4Q6Q9ZU2N7Y7Q3B3D6H6 11、在我国，对于项目型管理的企业来说，会优先采取哪一种运作模式？（　　） A.事业部制 B.矩阵制 C.直线职能制 D.职能制 【答案】 BCY7L7Z3K8N2G3J4HL9X10W5Q1Z9B4F10ZU3U1L9R7N7M9L3 12、按照中国人民银行的规定，各银行每月日平均拆入资金余额，不得超过其上月末各项存款余额的（）。 A.5% B.4% C.6% D.3% 【答案】 ACN1A4V6I4Q10S2D8HZ4U9F4J7B4T6R1ZC4U2P5M8H2P6H6 13、The manager said he believed we would win the contract, but I knew that we didn’t really stand a/an____. A.chance B.opportunity C.probability D.possibility 【答案】 ACH4V2P7M8P8F8S4HO2X1V3H9E6P1A3ZC10L1E7P3O5E5P9 14、为深入落实2021年中央一号文件要求，巩固拓展脱贫攻坚成果同乡村振兴有效衔接，中国银行间市场交易商协会于近期推出首批乡村振兴票据。农业银行作为牵头主承销商和簿记管理人，成功为中粮集团有限公司发行2021年第一期中期票据（乡村振兴），发行期限（　　）年，发行规模20亿元，募集资金主要用于支持中粮集团粮食收储工作。作为全国首批乡村振兴债，本次债券的成功发行对于保障粮食安全、促进农民增收、实现乡村振兴发展具有重要意义。 A.2年 B.3年