2022年银行招聘考试题库自测模拟300题带答案解析(陕西省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、根据利率期限的结构性溢价理论，如果在接下来的3年中，预期的1年期债券利率分别为4%、5%、6%，3年期债券的流动性溢价为0.5%，那么3年期债券的利率是（　　）。 A.4% B.4.5% C.5% D.5.5% 【答案】 DCF5F2A5Q6Q8T6B2HL6Z3C6H2B9Z10L7ZY7X8Z9P5L6T2F10 2、 会计报表披露的信息是（　）。 A.有关过去的交易和事项及其结果的财务信息 B.现在的交易和事项及其结果的财务信息 C.关于未来活动的财务信息和非财务信息 D.任何时候的财务信息 【答案】 ACQ5X3B7C4U4N4U3HE8N7Z1A3G3I1K10ZI2H6J8Z6S8O9H5 3、 下列选项中属于完全物权的是（　　）。 A.抵押权 B.质权 C.所有权 D.留置权 【答案】 CCB8B1B8K10P10M9P5HX9B9C5E7E3J6H6ZL1U5Z7I9P9U1V3 4、资料：Above the line promotion uses mass media such as the press,radio,television,cinema or poster sites. This type of promotion is usually paid for. Each of the possible media methods can be used to target audiences in different market segment. There are both strengths and drawbacks to these forms of media: A.by registering their support on the internet B.by applying for a job in UNISON C.by distributing newspaper adverts to people in the community D.all above 【答案】 ACD5E4G3F3O5P3L4HH6E4T6W2M6C10I10ZQ7O8F4Q3J6P10G4 5、廉租住房建设贷款，贷款期限最长不超过（ ）年。 A.2 B.3 C.5 D.8 【答案】 CCD9G3M8G1H4C9L9HS6D9Y6V7J6G2E1ZG7E5I9J4G1D9S3 6、 银行会计记账的依据是( )。 A.会计凭证 B.会计科目 C.会计账户 D.会计账簿 【答案】 ACQ4Q8Z1L1W6K2G4HC4G5R4R3Q4N1X3ZT5P3P8D7V8E5Y3 7、行政指导和其他行政行为的最大区别在于（ ）。 A.主体不同 B.目的不同 C.范围不同 D.是否具有法律强制力不同 【答案】 DCR3C6E10T10N6G6U7HB1Z5R7W3J7N9C6ZB9A5D1Y1H2B6Q6 8、After a long and difficult strike,the plant workers will show up to work______Monday. A.starting on B.afterwards C.instead D.outside 【答案】 ACJ5A3M5T1V10Z6Y5HD3J7T9N2M7D7S2ZX6V3H10Y5Q6R1T8 9、资料：For nearly a century, Hilton Worldwide has offered business and leisure travelers the finest in accommodations, service, amenities and value. A.A policy announcement B.A recruitment ad C.A proposal D.A business license 【答案】 BCK5A9L4W2K6B5E3HX1Y1O2K5O9O1W8ZJ6A3A3D7O9M4U1 10、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly? A.You need to have more conversations and connections within your new career path B.You need to build a marketing campaign for your business-of-one C.You need to give the logic and passion behind your career change D.You need to make sure everyone knows about it 【答案】 DCF4T9W5L2Y9T5X4HW3C9J7O5U6X4X3ZJ5V1C5P6T5H2D3 11、 甲为自己投保一份人寿险，指定其妻为受益人。甲有一子4步，甲母50岁且自己单独生活。某日，甲因交通事故身亡。该份保险的保险金依法应如何处理?（　　） A.应作为遗产由甲妻、甲子、甲母共同继承 B.应作为遗产由甲妻一人继承 C.应作为遗产由甲妻、甲子继承 D.应全部支付给甲妻 【答案】 DCL8A3A3Q3W3Y10A4HJ8D4D7D7B9Q1O6ZD3E6J6Y1A9O5P2 12、资料：Workforce planning helps an organization to estimate its future workforce requirements and calculate the numbers, nature and sources of potential employees who might meet that demand. A.because it enables the company to know its employees better B.because it makes the company prepared for the potential challenges C.because it gives the employees a chance to receive training D.all above 【答案】 ACT7S4Q7E3W7S2S5HU8E9P5K3U9N1S1ZM6G10J2N3R1B10W3 13、Passage 1 A.The economic growth is turning better B.The world economic growth is plunging C.The IMF’s forecasts on world economy sometimes are too optimistic D.The economic growth of the emerging world remains the same 【答案】 CCG1D5R10F7K1X3B1HJ9L3J7S4I6W9A2ZU7M2D7G7J2Q5Q2 14、金融市场按交易性质可划分为( )。 A.发行市场和流通市场 B.国际金融市场和国内金融市场 C.有形金融市场和无形金融市场 D.拆借市场和贴现市场 【答案】 ACR10R10D6D7B1O9U6HQ1V3C6V10U9B6O5ZF6A5R4C8Y3Q2Q10 15、生物的多样性没有涵盖（ ）。 A.遗传多样性 B.生物物种多样性 C.生态系统多样性 D.物质多样性 【答案】 DCW1U1F1R9P10W8X6HD8U6X6V4X9R5M1ZN5L8F8O3M8O8Z6 16、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower. A.the relationship between cost and demand B.peak seasons and prime attractions C.the relationship between supply and demand D.travel seasons and destinations 【答案】 CCY1M7U3H6X7G8L8HP7Q9V7W8N2V3Z9ZW9X7Y2A7W2K2S1 17、消费者对价格敏感，生产与销售成本低，竞争者易进入，商品差异性小的新产品定价，应采用（　　）。 A.高价策略 B.低价策略 C.满意策略 D.折扣策略 【答案】 BCZ9I10B10H7E8K1C9HJ3O6N7J8S8G3M9ZW8M5B7J6S9Y4H6 18、人民法院对非诉案件的审査标准是（ ）。 A.被申请执行的具体行政行为是否违法 B.被申请执行的具体行政行为是否明显违法 C.被申请执行的具体行政行为是否会损害被执行人的合法权益 D.被申请执行的具体行政行为是否明显违法且损害被执行人的合法权益 【答案】 DCK9E1W3P2I2M8X3HD4I1B3H8L6L6B6ZS10D4R1Z7W10U1O6 19、Swimming is an all-body workout。It______small muscle groups that often get ignored in other workouts。 A.helps B.keeps C.heals D.works 【答案】 DCZ6V4M7Y1D10Q2O8HZ6D9R7R2M2Z9M7ZT8Y1J3M8P7E8Y10 20、中华民国成立，清王朝统治覆灭是在（ ）。 A.1911 年 12 月 B.1912 年元旦 C.1912 年 2 月 D.1912 年 3 月 【答案】 BCF6O2I2H6O6L10I9HF9E7A3O8C9X7S6ZO10V7C4F2F8M7B1 21、资料：Some co