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Three Basic RisksOcean Marine Cargo Clause 海洋运输货物保险条款v FPA(Free from Particular Average) 平安险v WPA(With Particular Average) 水渍险v All Risks 一切险Additional Risk can be divided into two groups，general additional risks and special additional risksGeneral additional risksv Theft，Pilferage &NonDelivery Risks(TPND) 偷窃、提货不着险v Fresh andor Rain Water Damage Risks 淡水雨淋险v Shortage Risk 短量险v Breakage of Packing Risk 包装破裂险v Extraneous Risks 外来风险，附加险Special additional risksv War risksv Riot risksMore Termsv premium n 保险费v insurance value 保险金额v premium rate 保险费率
