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1、 List of figures and tablesFigures2.1Total assets of Chinese banking sector over 200311272.2Market share of state-owned, joint stock, city, and foreign banks in total banking sector assets over 200311282.3Volume of non-performing loans in Chinese banking sector over 200311292.4Non-performing loan ra
2、tios in Chinese banking sector over 200309314.1The measurement of technical efficiency704.2The measurement of pure technical efficiency andscale efficiency714.3Profitability of Chinese banks over the period 2003111044.4Conditions for risk in Chinese banking industry 2003111074.5Technical efficiency
3、scores of state-owned, joint stock, and city banks in China (200311)1214.6Productivity growth of the three ownerships of Chinese banks over the period 2003111245.1The structureconductperformance model1445.2Competitive condition of Chinese banking sector over the period 200311160xiTables2.1Progress i
4、n meeting capital adequacy322.2Pre-tax profit of commercial banks334.1Variables used to estimate the determinants of bankprofitability and their expected effects964.2Variables used to examine the determinants of bankefficiency/productivity and their expected effects984.3Descriptive statistics for pr
5、ofitability measures (ROA, ROE, NIM, and PBT) by ownership type1004.4Summary statistics: explanatory variables1024.5Empirical results: the impact of risk on bankprofitability in China: 200311 (LLPTL as the risk indicator)1104.6Empirical results: the impact of risk on bankprofitability in China: 2003
6、11 (Z-score as the risk indicator)1124.7Empirical results: the impact of risk on bankprofitability in China: 200311 (stability inefficiency as the risk indicator)1144.8Summary statistics of inputs and outputs used toestimate efficiency scores1204.9Mean values of technical efficiency, pure technicale
7、ffi ciency, and scale efficiency of all Chinese commercial banks: 2003111214.10The Malmquist productivity index of Chinese state- owned, joint stock, and city commercial banks: 2003111244.11The impact of risk on efficiency (loan loss provisions over total loans as the risk indicator)1264.12The impac
8、t of risk on efficiency (Z-score as the risk indicator)1284.13The impact of risk on efficiency (stability inefficiency as the risk indicator)130xii4.14The impact of risk on productivity in Chinese banking sector1345.1Discriminatory power of the H-statistic1475.2PanzarRosse H-statistic over the perio
9、d 2003111625.3Empirical results (Lerner index as competition indicator)1665.4Empirical results (PanzarRosse H-statistic as competition indicator)1705.5Empirical results (three-bank concentration ratio as competition indicator)172xiiiList of abbreviationsABCAgricultural Bank of China ADBCAgriculture
10、Development Bank of China AMCAsset Management Company BISBank for International Settlements BCCBankerCharnesCooper BOCBank Of China BOCOMBank Of COMmunication CARCapital Adequacy Ratio CBRCChina Banking Regulatory Commission CCBChina Construction Bank CCBsCity Commercial Banks CCRCharnes, Cooper, an
11、d Rhodes CDBChina Development Bank CEIBChina ExportImport Bank CRSConstant Return to Scale DEAData Envelopment Analysis DMUDecision Making Unit EXIMEXportIMport Bank of China GLSGeneralized Least Squares GMMGeneral Method of Moments ICBCIndustrial and Commercial Bank of China IPOInitial Public Offer
12、ing JSCBJoint Stock Commercial Bank LLPTLLoan Loss Provision over Total Loans NIMNet Interest Margin OLSOrdinary Least Squares PBCPeoples Bank of China PBTProfit Before Tax PTEPure Technical Efficiency ROAReturn On AssetsxvROEReturn On Equity SCPStructureConductPerformance SEScale Efficiency SFAStoc
13、hastic Frontier Approach SMESmall and Medium size Enterprise SOCBState-Owned Commercial Bank SOEState-Owned Enterprise TFPTotal Factor Productivity TSMTrusted Services Manager UCCUrban Credit Cooperative VRSVariable Return to Scale WTOWorld Trade OrganizationxviIntroductionAbstract: The Chinese econ
14、omy underwent significant growth between 2003 and 2011. As an important part of the economy, the banking sector plays an important role and its performance is being paid agreat deal of attention by government officials, banking regulatory authorities, bank managers and academic researchers. The Chin
15、ese banking sector has undergone several rounds of banking reforms since 1978, the purpose of which was to increase competition and improve stability. This book investigates not only the performance, risk and competitive conditions in the Chinese banking sector, but also the relationship among them,
16、 and in so doing provide policy implicationstothegovernment.Thischapterwillprovide background information on the Chinese banking sector and the structure of the whole book will be outlined as well.Key words: introduction, structure of the book.IntroductionThe financial system around the world has undergonesignificant changes over the last three decades. Bankingoutput in terms of providing various financial services can be done using fewer inputs as a result of deregula
