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1、rate of deposit turnover存款周转率loan-deposit ratio存放款比率self-owned capital ratio自有资本比率output-capital ratio产出与资本的比率ratio of profit to capital收益同资本的比率turnover of account receivable应收帐款周转率ratio of doubtful loans to total loans坏帐比率fixed assets ratio固定资产比率fixed assets turnover ratio固定资产周转率current ratio流动比率tu
2、rnover ratio of working capital流动资本周转率liquidity of bank银行资产流动性payment reserve支付准备internal reserves内部准备金graduated reserve requirement分级法定准备金ratio of cash reserves to deposits存款支付准备率initial reserve初期准备金offset reserve坏帐准备金allowance for doubtful debt备抵呆帐款项reserve requirements法定存款准备金reserve ratio法定存款准备金比
3、率required reserve ratio法定准备率minimum reserve ratio法定最低准备比率additional reserve追加准备金guaranteed fund保证准备金reserve margin准备金比率unbalance finance赤字财政red balance赤字差额repressed inflation抑制性通货膨胀shortage of financial resources财源短缺galloping inflation恶性通货膨胀monetary and financial crisis货币金融危机deflation通货紧缩inflation通货
4、膨胀inflation rate通货膨胀率inflationary trends通货膨胀趋势monetary stringency银根奇紧slack of finance银根松缓stagflation滞胀demand pull inflation需求拉动通货膨胀demand shift inflation需求变动型通货膨胀latent inflation潜在的通货膨胀inflationary spiral螺旋式上升的通货膨胀neutrality of the central bank中央银行的中立性counter-inflation policy反通货膨胀对策open market polic
5、y公开市场政策deficit-covering finance赤字财政fiscal and monetary policy财政金融政策harmony of fiscal and monetary policies财政政策和金融政策的协调interest rate policy利率政策monetary device金融调节手段monetary action金融措施measures for monetary ease金融缓和措施easy credit放松信贷monetary and credit control货币信用管理deficit covering弥补赤字restrictive lendin
6、g policy贷款紧缩政策over-loan position贷款超额credit expansion信用扩张credit control instrument信用调节手段credit control信用控制restrictive monetary policy紧缩通货膨胀credit extending policy融资方针ultra-cheap money policy超低息政策financial transaction金融业务monetary market金融市场financial unrest金融动荡financial crisis金融危机financial system金融体系fi
7、nancial world金融界policy of discount window窗口指导政策open market operation公开市场业务accrued bond interest应计债券利息accrued dividend应计股利active securities热头股票，活跃的证券baby bond小额债券bear operation卖空行为black market黑市black money黑钱bond fund债券基金call for funds控股、集资call market活期存款市场capital market信贷市场、资本市场capital resources资本来源c
8、apital surplus资本盈余capital transfer资本转移capital turnover rate资本周转率cash audit现金审核cash basis现金制cash basis accounting现金收付会计制cash budget现金预算cash flow资金流动cash holdings库存现金cash payment现金支付cash position头寸cash resources (reserves)现金准备common fund共同基金common trust fund共同信托基金current fund流动基金deposit turnover存款周转率d
9、erived deposit派生存款designated currency指定货币discount market贴现市场discounted cash flow净现金量due from other funds应收其他基金款due to other funds应付其他基金款equalization fund（外汇）平衡基金farm subsidies农产品补贴fund资金、基金fund account基金帐户fund allocation基金分配fund appropriation基金拨款fund balance基金结存款fund for relief救济基金fund for special u
10、se专用基金fund in trust信托基金fund liability基金负债fund obligation基金负担fund raising基金筹措funds statement资金表general fund普通基金gross cash flow现金总流量hedge fund套利基金hoarded money储存的货币legal tender法定货币monetary aggregates货币流通额monetary area货币区monetary assets货币性资产monetary base货币基础monetary circulation货币流通monetary ease银根松动mone
11、tary stringency银根紧monetary unit货币单位money collector收款人money credit货币信用money down付现款money equivalent货币等价money-flow analysis货币流量分析near money准货币neutral money中介货币provident fund准备基金public audit公开审计public money公款short-term funds短期资金sinking fund偿债基金soft currency软币subsidy account补助金帐户transfer to reserve acco
12、unt转到准备金帐户transferable money可转帐货币trust bank信托银行trust fund信托基金withdrawal from circulation（货币）回笼withdrawal of bank notes钞票回笼withdrawal of funds资金回收bankers bank中央银行banks with business dealing with the central bank中央银行的往来银行foreign banks外国银行local bank地方银行overseas branches国外分行foreign correspondent国外代理银行na
13、tionalized bank国有化银行national bank国家银行bank of the government政府的银行city bank城市银行credit union信用合作社operating bank营业银行consortium bank银团银行ordinary bank普通银行our bank开户银行establishing bank开证银行intermediary bank中间银行certifying bank付款保证银行paying bank付款银行appointed bank外汇指定银行correspondent代理行main bank主要银行remitting ban
14、k汇出银行Giro bank汇划银行remittance bank汇款银行negotiating bank议付银行issue bank发行银行bank of deposit存款银行rediscount bank再贴现银行agent for collection托收代理银行collecting bank托收银行mortgage bank抵押银行selling bank卖方银行requesting bank委托开证银行transmitting bank转证银行trustee bank受托银行domestic correspondent国内通汇银行loan bank放款银行accepting bank承兑银行confirming bank保兑银行discounting bank贴现银行creditor bank债权银行debtor bank借方银行advising bank通知银行acceptance bank票据承兑行clearing bank清算银行presenting bank提示银行affiliated bank联行long-term credit bank长期信
