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1、 外贸英语口语：insuranceunit 13 insuranceMr smith, a newzerland businessman,is importing a batch of porcelain ware from china.The price terms have been fixed on CIFoakland basis. After loading the goods on board ship,Mr smith go to the insurance company to have the porcelain ware insured.Mr john meets with
2、 him in the office of the people”s insurance company of china.Good morning.Good morning,i”m joe smith, a newzerland businessman and l”m looking for insurance from your company.Welcome, my name is john,take a seat,please.Thank you, Mr john.What kind of insurance are you able to provide for my consign
3、ment?We”ve been able to cover all kinds of risks for transportation by sea,land and air.I have a batch of procelain ware to be shiped to newzerland,what risks should be covered?we can server you with a broad range of coverage against all kinds risks for sea transport.such as free from particular cov
4、erage,with particular coverage,all risks and extraneous risks.It”s better for you to scan this leaflet first.and then make a decision.FPA,that means free from particular average.it”s good enough ,what do you think?Surely,you can.do as you pleased.but do you wish to arrange for WPA and additional cor
5、verage against risk of breakage.it”s suit your consignment.Perhaps you”re right.I”LL have the goods covered as you said.very good,please fill in the application form.you need to write every word clearly.Surely,i”ll.Mr,john,i finished.Please help me to have a check to see if everything is correct.Ok,
6、let me read it.insured,joe smith. description of the goods: porcelain. mode of transprot: the name of vessel,SShuayuancoverage: wpa plus risk of breakage.OH,mr smith,why both the loading prot and unloading port are missing?OH,terriblely sorry.i forgot that.The loading port is xingang and the unloadi
7、ng port is ockland.Here you are.Now,what the insurane premium?The premium is to be caculated in this way.First find out the premum rate for a porcelain,that is the porcelain 3 percentand secondly consider what risks are covered.what you have covered is WPA plus risk of breakage.so the total premium
8、isGood, mr john,thank you for your assistance.Don”t mention it. See you again.See you again.Dialogue 1What do your insurance classes cover?There are three basic covers:namely free from particular average,with particular average,and all risks.If we conclude the business on CIF basis,what coverage wil
9、l you take out for the goods?Generally speaking,we only insure the goods with particular average,do you cover risks other than WPA? For instance,TPND,risks of leakage,risks of breakage,fresh or rain waterdamage?According to international practice,we did not insure against such risks.unless they are
10、covered for by the buyers.and buyers will pay for the extral premium.Another thing,we”d like to have the goods insured for 130 percent of the invoice value.do you think that can be done?You know our usual practice is insured the goods at 110percent of the invoice vaule.if you insist that you have th
11、e goods insuredfor 130 percent of the invoice value, i think that can be done.but the premium for the diffrence between 110 percent and 130 percentof the invoice value shoud be for your account.That”s understood.Dialogue 2May i ask a few questions about insurance?Yes,go ahead,please.Now,we have give
12、n our CIF shanghai price for some steel plates, what insurance rate do you suggest we should get?Well, obviously,you won”t mount all risks coveredWhy not?Because they are not delicate goods,and won”tlikely be damadged on the voyage.FPA will be good enough.Then i”m arride in understanding that FPA that”s not cover partial loss of the natureof particular average.That”s right,on the orther hand, a WPA policycovers you against partial loss in all cases.Oh,i see,thank you very much/
