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1、account number 帐号a deposit form 存款单depositor存户pay-inslip存款单abandingmachine自动存取机1 / 19todeposit存款privatedeposits私人存款depositreceiptcertificateofdeposit存款收据存单credit card 信用卡depositbook,passbook存折principal 本金overdraft,overdraw透支to counter sign 双签to cash 兑现toendorse背书tohonoracheque兑付endorser背书人todishonor
2、acheque拒付tosuspendpayment止付cheque,check支票chequebook支票本order cheque 记名支票crossed cheque 横线支票rubber cheque 空头支票cash cheque 现金支票cheque for transfer转帐支票bearercheque不记名支票blankcheque空白支票chequestub,counterfoil票根travelerscheque旅行支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票Bandarsnote庄票，银票banker银行
3、家savingsbank储蓄车艮行president行长ChaseBank大通银行Citibank花旗银行HongkongShanghaiBankingCorporation汇丰车艮行CharteredBankofIndia,AustraliaandChina麦加利银行BanquedeIIndoChine东方汇理银行中央银行centralbank,nationalbank,bankersbankbankofissue,bankofcirculation发行币车艮行commercialbank商业银行，储蓄信贷银行memberbank,creditbank储蓄信贷车艮行exchangebank汇
4、兑车艮行issuingbank,openingbank开证车艮行negotiationbank议付银行payingbank付款银行consignedbankerofcollection委托车艮行localbank本地银行overseasbank国夕卜车艮行branchbank车艮行分行trustcompany信托公司discountbank贴现银行requestingbank委托开证车艮行advisingbank,notifyingbank通知车艮行confirmingbank保兑车艮行associatebankerofcollection代收车艮行clearingbank清算车艮行domes
5、ticbank国内车艮行unincorporatedbank钱庄trusteesavingsbank信托储蓄车艮行financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部creditdepartment银行的信用部commercialcreditcompany(discountcompany)商业信贷公司(贝占现公司)neighborhoodsavingsbank,bankofdeposit街道储蓄所creditunion合作车艮行creditbureau商业兴信所self-servicebank无人车艮行landbank土地银行con
6、structionbank建设车艮行industrialandcommercialbank工商车艮行bankofcommunications交通车艮行mutualsavingsbank互助储蓄车艮行postofficesavingsbank邮局储蓄车艮行mortgagebank,buildingsociety抵押银行economic boom经济繁荣home loan bank家宅贷款银行进出口银行industrialbank实业银行reservebank准备车艮行correspondingbank往来车艮行investmentbank投资车艮行jointventurebank合资车艮行cre
7、ditcooperatives信用社publicaccounting公共会计costaccounting成本会计computerizedaccounting电脑化会计subsidiaryledger分户帐cashaccount现金帐baddebts坏帐investment投资economiccycle经济周期charteredbank特许车艮行merchantbank,acceptingbank承兑车艮行importandexportbank(EXIMBANK)moneyshop,nativebank钱庄clearinghouse票据交换所businessaccounting商业会计depre
8、ciationaccounting折旧会计generalledger总帐cashbook现金出纳帐journal,day-book日记帐，流水帐surplus结余idlecapital游资economicrecession经济衰退economicdepression经济萧条economiccrisis经济危机economicrecovery经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值internationalbalanceofpayment国际收支favourablebalance顺差hardcurrency硬通货in
9、ternationalmonetarysystem国际货币制度thepurchasingpowerofmoney货币购买力moneyincirculation货币流通量noteissue纸币发行量nationalgrossproduct国民生产总值stock,share股票adversebalance逆差softcurrency软通货nationalbudget国家预算publicbond公债debenture债券treasurybill国库券debtchain债务链directexchange直接（对角）套汇indirectexchange间接（三角）套汇crossrate,arbitrag
10、erate套7匚7匚率外汇储备foreigncurrency(exchange)reserveforeignexchangefluctuation夕M匚波动foreignexchangecrisis夕M匚危机discount贴现discountrate,bankrate贴现率goldreserve黄金储备money(financial)market金融市场stockexchange股票交易所broker经纪人commission佣金bookkeeping簿记bookkeeper簿记员anapplicationform申请单bankstatement对帐单letterofcredit信用证str
11、ongroom,vault保险库equitabletaxsystem等价税贝1specimensignature签字式样bankinghours,businesshours营业时间银行英语口语-新开帐户Whatkindofaccountdidyouhaveinyourmind?你想开哪种帐户？Doyouliketoopenacurrentaccount?你想开一个活期存款帐户吗？Adepositorcurrentaccount?定期还是活期？Pleasetellmehowyouwouldliketodeposityourmoney.请告诉我你想存何种户头？Theresaservicecharg
12、eforthecheckingaccountbutnochargeforthesavings.支票户头要收服务费，现金户头不收。Ourminimumdepositforasavingsaccountis100dollars.我们储蓄存款的最低存款额是100美圆。Fiveyuanistheminimumoriginaldeposit.最低起存款额是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.|你可随时以50美圆的起存额开立储蓄帐户。Evenoneyuanisallright.甚至一元也可以起存。Here
13、isyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。Ishouldliketoopenacurrentaccount.我想开一个活期存款帐户。IneedacheckingaccountsothatIcanpaymybill.我需开个支票帐户，这样就能付帐。Wedliketoknowhowweopenachecking-savingsaccount.我们想知道如何开
14、一个支票储蓄帐户。Ihaveacheckingaccounthere.我在这里有一个支票存款帐户。IthinkIdlikeadepositaccount.我想要开个定期存款帐户。CanIopenacurrentaccounthere?我能否在这儿开个活期存款帐户？Iwanttoopenadepositaccountwithyou.我要开个储蓄帐户。Idliketoopenadepositaccountwithyou.我想在你们这儿开个定期存款帐户。Couldyoutellmethedifferencebetweenasavingsaccountandacheckingaccount?请告诉我储蓄存款与支票存款的区别好吗？Pleasetellmetheprocedureforopeningasavingsaccount.请告诉我开个储蓄帐户需要什么手续。W川100yuanbeenoughforaminimumdeposit?|100元作最低存款额够吗？Idliketoknowwhethera200yuandepositwillbeenoughforopening
