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1、湖南2022湖南长银五八消费金融校园招聘笔试参考题库答案详解（图片大小可自由调整）第1卷一.单项选择题(共50题)1.尽管有关部门年年都有打击生产、销售假冒伪劣产品的专项活动，但少数厂家制假售假 现象仍屡禁不止。这种现象导致的结果是（ ）A.干扰企业质量意识B.破坏社会信用制度C.加剧市场竞争程度D.严重扰乱市场秩序答案：D 本题解析：少数厂家仍在销售假冒伪劣产品，这种情况会扰乱市场秩序。所以选D。2.某机构发售了面值为l00元，年利率为5%，到期期限为10年的债券，按年付息。某投资者以90元的价格买入该债券，2年后以98元的价格卖出，则该投资者的实际年收益率为（）。A.10%B.9.8%C.
2、7.5%D.5%答案：A 本题解析：总的收益=1005%2+(9890)=18(元)，年收益率=18902100%=10%。3.A startup company in California is using machine learning and arificial itelligence to advise fire departments about how to plan for earthquakes and respond to them. The company hopes its algorithms can take a lot of the guesswork out o
3、f the planning process for disaster response by making accurate predictions about earthquake damage. Is one of a handful of companies rolling out atificial itelligence and machine learning systems that could help predict and respond to foods, cyber-attacks and other large- scale disasters.Nicole Hu,
4、 the companys chief technology oflicer, says the key is to feed the computers three mam categories of data. The first is data about homes and other buildings, such as what materials theyre made of, when they were built and how likely they are to collapse when the ground starts shaking. The next cate
5、gory is data about the natural environments. For example. What is the soil like What is the elevation like? What is the general humidity like? explains Hu. The third thing we look at is live instant data. she says, such as the magnitude of the quake, the trafic in the area of the quake and the weath
6、er at the time of the quake. The computer uses the information to make predictions about what would happen if an earthquake occurred in a particular area. It then uses data from past earthquakes to see whether its predictions are any good, and revises its predictive models accordingly. In other word
7、s, it learns as it gocs, which is basically how machine learning works.Stanford University earthquake engineer Gregory Deierlein consulted for the company. He says one of the most remarkable things about the companys software is its ability to incorporate data from an earthquake as its happening. an
8、d to adjust its predictions in real time. Those sort of things used to be research projects. says Deierlein After an event, we would collee data and a few years later we d produce new models. Now the new models appear in a matter of minutes. He note the companys exact methods are opaque. Like many s
9、tartup companies theyre not fully transparent in everything theyre doing. He says.“I mean, thats their proprietary knowledge that theyre proprietary knowledge that theyre bringing to it.Nonetheless, some first responders are already convinced the software will be useful. Fire chief Dan Ghiorso leads
10、 the Woodside Fire Protection District near San Francisco, which covers 32 square miles. The San Andreas fault is only a couple hundred feet behind the firehouse. Ghiorso says in the past, when an earthquake hit, he d have to make educated guesses about what parts of his district might have suffered
11、 the most damage, and then drive to each place to make a visual inspection. He hopes the company s software will change that, although he has yet to put it to the test during an actual quake. Instead of driving thity two square miles, in fifteen minutes on a computer Ican get a good idea of the conc
12、erns. he says,“instead of me, taking my educated guess, they re putting science behind it, so I m very confident. Unfortunately, its going to take a natural disaster to see if his confidence is justified.How does Dan Ghlorso view the software?A.It saves both money and laborB.It helps improve the sit
13、uationC.It relies too much on past dataD.It needs more attention答案：B 本题解析：细节题。根据题目人名定位文章最后一段，“when an earthquake hit, hed have to make educated guesses about what parts of his district might have suffered the most damage, and then drive to each place to make a visual inspection. He hopes the company
14、 s software will change that, although he has yet to put it to the test during an actual quake.,可以判断出B选项正确。4.2011年，我国货物进出口总额达到36421亿美元，比2002年增长49倍，年均增长217。在出口总额中，机电产品占比由2002年的482提高到2011年的572；高新技术产品由208提高到289。2011年，机电产品进口7533亿美元，比2002年增长38倍；高新技术产品进口4630亿美元增长46倍2002-2011年我国货物进出口贸易顺差2002-2011年，我国与印度、南非
15、、俄罗斯、巴西和东盟双边贸易占货物进出口总额的比重上升了( )个百分点。A.5. 1B.5.3C.5.8D.6.6答案：A 本题解析：根据表格，2002年我国与印度、南非、俄罗斯、巴西和东盟双边贸易占货物进出口总额的比重为(08+0.4+19+0.7+88)，2011年为(20+1.2+2.2+23+100)，上升了(20+1.2+22+23+10.0)-(08+04+19+0.7+88)个百分点，尾数为0+2+2+3+0-8-4-9-7-8=-29，尾数应为3029=1，A符合。5.第42题答案是_A.dreamsB.coursesC.memoriesD.ideas答案：C 本题解析：紧接着的就是作者回忆出来的内容。故选C。6. 下列不属于中国人民银行法第二条规定的中国人民银行的职能的是（）。 A.制定和执行货币政策
