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1、2023年内蒙古自治区银行招聘之银行招聘综合知识综合检测试卷A卷含答案一单选题(共60题)1、The river is already _its banks because of the excessive rainfall;and the city is threatened with a likely flood.A.parallel toB.level inC.flat onD.flush with【答案】 D2、中国近代史上第一次明确提出彻底反帝、反封建的民主革命纲领是在（）。A.中共“一大”B.中共“二大”C.中共“七大”D.中共十“一大”【答案】 B3、Passage 7A.awa
2、ken the conscience of officialsB.guarantee fair play in official accessC.allow for certain kinds of lobbyingD.inspire hopes in average people【答案】 B4、The（）tough training given by our company creates strong and able sales representatives who perform well above others in the same field.A.indifferentlyB
3、.presumableC.completelyD.unbearably【答案】 D5、下列选项中，对古文化常识描述错误的是（ ）。A.古称兄弟间的老大为“伯”，古代兄弟间以伯、仲、叔、季为排行顺序，古人常在字前加排行次序，如“伯离”、“仲尼”、“叔向”、“季路”等B.垂髫是古时对60岁以上老妇人的别称，髫是指老人轻软披散的头发C.古代位居方向有尊卑之称，如南向为胜、尊，以北向为败、卑；以东为主为首，以西为从为次。后渐以“东家”为主人的代称D.蛾眉,亦作“娥眉”，古代美女的代称，“蛾眉”本为女子长而美的眉毛，代指女子美貌，进而代称美女【答案】 B6、一些地方的人们掠夺性地滥挖草原上的甘草，虽获得
4、了一定的经济利益，却破坏了草原植被，造成土地荒漠化，一遇大风，沙尘暴铺天盖地而至，给人们带来了巨大灾难。这些人的做法违背了（）。A.事物普遍联系的观点B.事物永恒发展的观点C.量变与质变统一的观点D.必然性与偶然性统一的观点【答案】 A7、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance,
5、has consolidated its position as the worlds derivatives center, and Houston, the largest city in Texas, is home to Americas biggest energy firms and has spawned an active cluster of energy traders and hedge funds.A.New YorkB.LondonC.ChicagoD.Frankfurt【答案】 C8、资料：The data a bank has stored on its serv
6、ers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.A.To keep clients data safeB.To close down the poor
7、 servicesC.To give up their data monopolyD.To disclose their sources of profits【答案】 C9、 下列财务指标中，属于效率指标的是（）。A.速动比率B.资产负债率C.营业利润率D.已获利息倍数【答案】 C10、A银行2019年年初共有正常类贷款900亿元，在2019年年末转为关注类、次级类、可疑类、损失类的贷款金额分别为50亿元、30亿元、15亿元和5亿元，期初正常类贷款期间因回收减少了200亿元、因核销减少了300亿元，则该银行2019年的正常类贷款迁徙率为（）。A.15B.25C.50D.100【答案】 B11、
8、债券本期收益率的计算公式是（ ）。A.票面收益/市场价格B.票面收益/债券面值C.(出售价格一购买价格)/市场价格D.(出售价格一购买价格)/债券面值【答案】 A12、Passage3A.cut it with a sawB.use your right hand onlyC.chew it wellD.all of the above【答案】 D13、In addition to bending back and forth and swaying sideways, buildings can_, and these various motions can reinforce one an
9、other.A.imagineB.conceiveC.describeD.twist【答案】 D14、 下列财务指标中，属于效率指标的是（）。A.速动比率B.资产负债率C.营业利润率D.已获利息倍数【答案】 C15、Passage 2A.Global temperatures affect the rate of economic developmentB.Rates of death from illnesses have risen due to global warmingC.Malnutrition has caused serious health problems in poor
10、countriesD.onomic trends have to do with population and natural disasters【答案】 B16、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around
11、$40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.A.Other GCC states will start economic reform in the way Dubai has doneB.Negative outlook might remain for GCC countries government financial conditionC.Oil price w
12、ill hardly rise in the foreseeable futureD.Oil revenue accounts for 85% of Qatars government income【答案】 B17、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。A.Foreign entrepreneursB.Job seekersC.Fresh graduateD.Company employees【答案】 A18、改革开放后，在我国北京设立的第一家外资银行代表处是（ ）。A.日本输出入银行B.花旗银行C.汇丰银行D.荷兰银行【答案】 A19、 ( )是指在一
13、定时期内多次记录发生的同类型经济业务的原始凭证。A.累计凭证B.一次凭证C.汇总凭证D.积累凭证【答案】 A20、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.A.astigmaticB.far-sightedC.suffering from cataractsD.near-sighted【答案】 D21、 留存收益包括盈余公积和未分配利润。下面会引起
14、留存收益总额发生增减变动的是（）。A.用税后利润弥补亏损B.资本公积转增股本C.提取法定公益金D.盈余公积转增股本【答案】 D22、_the farm subsidies, the built-in costs of growing crops have a bigger impact on the price of staples.A.Comparing withB.Compared withC.Compare withD.Compare within【答案】 B23、Passage 1A.It is much better than that of their European counterpartsB.It has been on the decline ever since t
