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1、2023年银行招聘之银行招聘综合知识强化训练试卷B卷附答案单选题（共100题）1、资料：Its almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.A.Because they never know what kind of work requests will be
2、 asked off hoursB.Because they are required by the company to answer emails off hoursC.Because smart phones and tables keep us connected all the timeD.None of above【答案】 A2、A银行2019年年初共有正常类贷款900亿元，在2019年年末转为关注类、次级类、可疑类、损失类的贷款金额分别为50亿元、30亿元、15亿元和5亿元，期初正常类贷款期间因回收减少了200亿元、因核销减少了300亿元，则该银行2019年的正常类贷款迁徙率为（
3、）。A.15B.25C.50D.100【答案】 B3、近年来，我国影子银行快速发展，成为弥补实体经济融资缺口的重要渠道，但其隐匿着巨大风险，对此，下列说法不正确的是（）。A.资金回报要求过低，绕过国家的货币政策B.资金使用不匹配，现金流稳定性差C.缺少风险防范措施，难以做到事先预警D.保护机制先天不足，风险容易扩散【答案】 A4、在短期内，垄断厂商无法改变固定要素投入量，而是通过在既定的生产规模下通过对产量和价格的调整，来实现（）的利润最大化。A.边际利润等于长期边际成本B.边际利润等于长期平均成本C.边际利润等于短期边际成本D.边际利润等于短期平均成本【答案】 C5、金融衍生工具是指一种根据
4、事先约定的事项进行支付的双边合约，其合约价格取决于或派生于原生金融工具的价格及其变化。下列不属于金融衍生工具的是（）。A.备兑权证B.沪深300股指期货C.CDS(信用违约互换)D.外汇【答案】 D6、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintainin
5、g households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.A.becomes irritable and sleeplessB.doesnt want to go shopping anymoreC.begins to favor drinks of a new brandD
6、.hates socializing with others【答案】 A7、公文办理主要分为（）。A.收文和发文B.拟办和承办C.登记和分发D.整理与保管【答案】 A8、Dorothy was always speaking highly of her role in the play,_，of course,madethe others unhappy.A.whoB.whichC.thisD.what【答案】 B9、 Its offered as proof that shes a_woman who wont waste taxpayers money.A.principledB.patr
7、ioticC.pioneerD.radical【答案】 A10、资料：To：Sherry LintonA.A memoB.A minutesC.An announcementD.A notice【答案】 D11、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives its difficult to remember your own name, let along the ever-length
8、ening to-do list.A.The memory distortionB.The amount of sleepC.The short-term memoryD.The ability to recall long list【答案】 B12、“AI测温”的基础是红外热成像技术，这并非是新出现的技术，早在2003年非典时期，基于同样技术的“额温枪”、“耳温枪”就被广泛使用过。这样的测温方式并非没有缺点。它无法区分人和同等温度的物体，测温者承担着近距离接触患病人员的风险。A.AI测温跟额温枪、耳温枪一样，都是基于热成像技术的科技产品B.超过一定距离，Al测温仪器就无法辨别出人体的温度C.
9、Al测温并非是新技术D.基于红外热成像技术测量体温的方式存在的缺点【答案】 D13、 The office will be closed_it is being decorated.A.throughoutB.forC.whileD.during【答案】 C14、目前国家开发银行的贷款主要是（ ）。A.硬贷款B.软贷款C.信用贷款D.抵押贷款【答案】 A15、Despite his Catholic background, Kennedy also became a strong advocate of_rights and later, a supporter of same-sex mar
10、riage.A.wasteB.removalC.autonomyD.abortion【答案】 D16、邓小平理论和“三个代表”重要思想的精髓是（ ）。A.坚持和发展生产力B.坚持四项基本原则C.“三个有利于”标准D.解放思想、实事求是、与时倶进【答案】 D17、2012年5月13日，中华人民共和国政府、日本国政府及大韩民国政府关于促进、便利 和保护投资的协定于（ ）正式签署。A.北京B.首尔C.东京D.上海【答案】 A18、How often _ your teeth examined?A.are you havingB.do you haveC.have you getD.you have【
11、答案】 B19、销毁文件的范围包括（ ）。A.立卷归档的文件B.绝密文件C.无留存价值的文件D.紧急性质的文件【答案】 C20、Passage 1A.flied awayB.still diedC.changed into a fairyD.was more beautiful than before【答案】 C21、资料：From:Gloria RichterA.An efficient way for the staff to deal with the large number of emailsB.More investment in the well-being of the sta
12、ffC.Reopening of the staff loungeD.clarification of whom the staff should report their works to【答案】 B22、CPU处理数据的运作原理可以分为提取、解码、执行和（）四个阶段。A.译码B.编码C.写回D.控制【答案】 C23、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niche
13、s for themselves. Chicago, for instance, has consolidated its position as the worlds derivatives center, and Houston, the largest city in Texas, is home to Americas biggest energy firms and has spawned an active cluster of energy traders and hedge funds.A.low taxationB.broad domestic marketC.fame fo
14、r discretionD.stable political environment【答案】 B24、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the
15、market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them. A.seriousB.trueC.importantD.real【答案】 D25、2009年10月2日在丹麦首都哥本哈根举行的国际奥委会第121届全会，关于2016年夏季奥运会举办城市的投票中，经过三轮投禀,（）成功获得了2016年奥运会的主办权。A.芝加哥B.马德里C.东京D.里约热内卢【答案】 D26、下列诗句中，出自杜甫笔下的是（）A.出师未捷身先死，长使英雄
