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1、2023年银行招聘之银行招聘综合知识模考预测题库(夺冠系列)单选题（共100题）1、You should make choices based on your _ and long-term needs.A.superficialB.fundamentalC.primaryD.immediate【答案】 D2、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a shar
2、ing economy based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.A.Cloud services help enterprises get access to resourcesB.Tencents efforts to develop clou
3、d serviceC.Tencent opens up big data platform to boost sharing economyD.Cloud technology【答案】 C3、投资银行最本源、最基础的业务活动不包括（ ）。A.证券发行与承销业务B.证券经纪与交易C.承销业务D.风险投资【答案】 D4、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize thin
4、gs we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list,
5、we cant help but feel a little disappointed in ourselves.A.How to beat procrastinationB.Our brain and procrastinationC.Benefits and costs of procrastinationD.The perils of procrastination【答案】 A5、 根据会计档案管理办法的规定，总分类账、明细分类账、辅助账、日记账均应保存( )。A.20年B.15年C.25年D.10年【答案】 B6、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问
6、题。A.positiveB.sarcasticC.skepticalD.objective【答案】 D7、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）A.In developing countries, the gender
7、 discrimination in work field is spreading to more countriesB.Due to work restrictions, women cannot work in some tough industriesC.Women appreciate being treated as weaker sex in some countries so as to bear childrenD.Lifting restrictions on a list of dangerous jobs can help to solve the problem of
8、 inequality in work【答案】 B8、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)A.it is not meaningful for robots to have the appearance of humanB.people who make t
9、he appearance of robots very human-like should be blamedC.people need to pay more attention to the development of robotsfunctionsD.the appearance of robots has become more and more emotional【答案】 C9、某砖厂计划20天生产30000块砖，现在已生产的块数可以装2辆卡车，已知每盒装6块砖，每箱装40盒，每辆卡车装50箱，照这样计算，还要生产几天才能全部完成？（）A.4天B.6天C.8天D.10天【答案】
10、A10、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.A.17%B.56%C.74%D.18%【答案】 C11、我国商业银行的核心资本包括（ ）。A.实收资本、资本公积、盈余公积、未分配利润B.实收资本、资本公积、呆账准备金、长期债务C.实收资本、未收资本、重估资本、未分配利润D.资本净值、资本盈余、未分配利润、呆账准备金【答案】 A12、For instance, a death certif
11、icate allows the persons _ to be distributed to heirs.A.propertyB.povertyC.prestigeD.dignity【答案】 A13、科斯定理通常受到（）的影响，使私人间无法达成协议。A.管制B.需求C.价格D.交易成本【答案】 D14、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Com
12、ptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational s
13、tructure of Commercial Banks, which include unit banking, group banking and branch banking.A.The Fed undertakes banking supervision over banking system in the USAB.The savings banks in the USA are authorized to do real estate business by some states lawC.Specialized banks in the USA provide funds as
14、 the lender of last resortD.Specialized banks in the USA are the same to those in China【答案】 A15、下列关于“道义劝告”的描述错误的是（）。A.道义劝告能调整信用的构成B.道义劝告能控制信用的总量C.道义劝告决定银行的贷款投资方向D.道义劝告不具有强制性【答案】 C16、Passage 9A.the application of reading strategiesB.matching our expectations with the meaning of a textC.the developmen
15、t of our ability to check the detailsD.determining the main idea of a text【答案】 A17、紧缩性货币政策的运用会导致（）。A.减少货币供给量，降低利率B.增加货币供给量，提高利率C.减少货币供给量，提高利率D.增加货币供给量，降低利率【答案】 C18、 按照贷款是否有担保，贷款可以分为（）。A.担保贷款、票据贴现B.信用贷款、担保贷款C.信用贷款、票据贴现D.非抵押贷款、抵押贷款【答案】 D19、保险合同是投保人与保险人约定保险权利义务关系的协议，是一种（）。A.民事合同B.刑事合同C.不具有法律关系的民事合同D.不能转让的合同【答案】 A20、He was looking _ at the visiting salesman, who showed no signs of getting ready to leave.A.impatiently
