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1、题库测试题库测试 20222022 年银行招聘之银行招聘综合知识每日年银行招聘之银行招聘综合知识每日一练试卷一练试卷 A A 卷卷(含答案含答案)单选题（共单选题（共 6060 题）题）1、资料：In the United States of America,banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）;these are referred to as“Nati
2、onal Banks”;and also the states-chartered banks which receive their charter from the superintendent to as“State Banks”.Banks are allowed to register either with the federal or the state authority.Let us now look at the organizational structure of Commercial Banks,which include unit banking,group ban
3、king and branch banking.A.The Fed undertakes banking supervision over banking system in the USA B.The savings banks in the USA are authorized to do real estate business by some states law C.Specialized banks in the USA provide funds as the lender of last resort D.Specialized banks in the USA are the
4、 same to those in China【答案】A 2、审计技术的最近发展阶段是()。A.系统审计 B.风险基础审计 C.账项基础审计 D.详细审计【答案】B 3、With great efforts and friends help，Xiao Hua finally found a_job.A.luxurious B.luminous C.luminant D.lucrative【答案】D 4、资料：American Airlines CEO takes blame for maintenance errors,disrupted flights A.the usefulness of
5、 the FAA regulations for airlines B.whether the FAA standard is being taken away C.whether FAA is enforcing its regulations too strictly D.the total number of flights American Airlines【答案】C 5、资料：Theres a good chance that spicy crunchy tuna roll you ordered for lunch doesnt actually contain any tuna
6、at all.A.Sushi restaurants verified by Oceana provide no fake fish B.it would be better not to eat sushi in America C.the new technology can help deal with the fake sushi to some extent D.fake or mislabeled fish will no longer exist in the sushi market【答案】C 6、Indeed,some newly downgraded journalists
7、 are _ arguing that they are capable of separating professional and personal matters.A.indignant B.objective C.empirical D.ingenious【答案】A 7、In low and middle income countries,heart disease and cancer get much of the attention given to _ diseases.A.sustained B.chronic C.permanent D.perpetual【答案】B 8、中
8、国农业银行于 2010 年 7 月 15 日和 16 日正式在上海和香港两地上市，至此，中国四大国有商业银行全部实现上市，中国金融改革开始新的一页。A.1990 年 12 月 B.1991 年 7 月 C.1991 年 8 月 D.1991 年 12 月【答案】A 9、阅读理解 A.the distortion of reality by science B.the confusion caused by emotions C.Platonic and contemporary views of truth D.the place of scientific truth in our live
9、s【答案】D 10、The boy wanted to play football in the street，but his father told him_.A.not to B.not C.not to do D.dont【答案】A 11、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors.Bank of India CDs are safe,FDIC insured&offer decent returns.There is no brokerage,no
10、 fees or hidden costs.However,the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD.Look at our Star CD plan below.A.The minimum amount to invest is USD 2000 B.You may choose any maturity date as you wish C.The rates on certificate of deposits m
11、ay vary day to day D.Separate certificates of deposits will be issued for additional deposits【答案】B 12、关于会计核算的基本前提，下列说法中不正确的是（）。A.会计基本假设包括会计主体、持续经营、会计分期和货币计量 B.如果企业发生破产清算.经相关部门批准后，可以继续适用持续经营假设 C.在我国.以公历年度作为企业的会计年度。即公历 1 月 1 日至 12 月 31 日 D.会计的货币计量假设，包含了两层含义：一是以货币作为会计的统一计量单位：二是作为会计计量单位的货币.其币值是稳定不变的【答案】
12、B 13、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and hu
13、man labor.A.A modern farm and a factory are similar in some aspects B.Farm machines are expensive C.Farmers are unwilling to replace their worn-out machinery D.Farmers have to borrow a lot of money for the equipment they need【答案】C 14、资料：We all know that lack of sleep affects our memory along with ot
14、her cognitive abilities.Sitting in the office sleep deprives its difficult to remember your own name,let along the ever-lengthening to-do list.A.full night of sleep deprivation puts people on the risk of false memory B.Short-term lack of sleep is more likely to result in memory distortion C.Deprivat
15、ion of sleep fails to have impact on the ability to memorize list D.Your own name will not escape you no matter how long you sleep【答案】A 15、阅读理解 A.try to rid himself of his world of illusion B.accept his words as being one of illusion C.apply the scientific method D.learn to acknowledge both【答案】B 16、
16、2018 年 3 月 11 日，十三届全国人大一次会议表决通过了中华人民共和国宪法修正案。关于本次宪法修正案下列说法错误的是（）A.我国现行宪法是“八二宪法”，目前经历了 5 次修改 B.社会主义民族关系的表述中增加了“和谐”C.宪法修正案规定监察委员会委员长由全国人大选举产生 D.宪法修正案规定县级市有权制定地方性法规【答案】D 17、如果跨国公司将一般市场交易导致的外部经济性变成内部化，那么它就可以获得（）。A.所有权优势 B.内部化优势 C.区位优势 D.垄断优势【答案】B 18、下列（）只能当作输入设备。A.扫描仪 B.打印机 C.读卡机 D.磁带机【答案】A 19、借贷记账法的记账主体为()。A.会计科目 B.会计凭证 C.会计账簿 D.会计报表【答案】A 20、2009 年 10 月 2 日在丹麦首都哥本哈根举行的国际奥委会第 121 届全会，关于 2016 年夏季奥运会举办城市的投票中，经过三轮投禀,（）成功获得了2016 年奥运会的主办权。A.芝加哥 B.马德里 C.东京 D.里约热内卢【答案】D 21、资料：HS ensures there is a clear ca
