交际英语口语Part 2 unit 4At the Bank

交际英语口语 Part 2 Consumption Fashion 2 Unit 4 At the Bank 3 目录页CONTENTS PAGE nInstructional ObjectivesnSituational ConversationsnSupplementsnMake Your Own Talk 4 过渡页TRANSITION PAGEInstructional Objectives学习目标Knowing how to open an account and cancel an account at the bank.Learning how to make deposits and make withdraws.Knowing how to transact a credit card.Introducing the way of applying for a loan.5 过渡页TRANSITION PAGE主要内容生词对话Situational Conversations 6 Situational Conversationsaccount n.账户withdraw v.取款interest n.利息satisfaction n.满足annual adj.每年的percent n.百分率；百分比current adj.现在的；流动的bankbook n.存折open an account 开户current account 活期存款make withdraws 取款the annual interest rate 年利率fill out 填写application form 申请表生词 7 Situational ConversationsA：Can I help you,Miss?B：Yes,Id like to open an account.A：Certainly Miss.What kind of account would you want?B：Im not too sure.But I need an account for which I can withdraw my money anytime I like and get some interest on it as well.A：Well.I think a current account will be to your satisfaction.You can make withdraws from the bank and the ATM anytime you like.B：Thats great!But whats the annual interest rate for this kind of account?A：小姐，有什么可以帮到您的吗？B：是的，我想开个账户。A：当然可以，小姐。您要开哪种账户呢？B：我不是很确定。但是我需要一个可以随时能取款，同时又能获得一些利息的账户。A：好的。我想活期存款账户可以满足您的要求。任何时候您想取款，可以从银行和自动取款机取款。B：那太好了！这种账户每年的利率是多少呢？Dialogue A 8 Situational ConversationsA：At present the rate is 1.8 percent a year.B：Good.I think Ill open a current account please.A：OK.Please fill out this application form.B：Yes.Name,address,phone number,thats it.Here you are.A：Wait a moment,please.Here is your bankbook,Miss.B：Thank you for your help.A：You are welcome.A：目前利率是一年1.8%。B：好的。我想我要开一个活期存款账户。A：好的。请填这张申请表。B：好的。姓名，地址，电话号码，就这样。给你。A：请稍等。小姐，这是您的银行存折。B：谢谢你的帮忙。A：不客气。Dialogue A 9 Situational Conversationsdeposit n.存款rate n.利率wait a moment 稍等deposit rate 存款利率生词 10 Situational ConversationsA：Good morning,sir.Can I help you?B：Yes,I want to deposit 1000 yuan in my bank account.A：Please fill out this deposit form.B：OK.Here you are.Any problem on that?A：No.Do you bring your bankbook with you?B：Yes,I do.Here it is,and the cash.A：早上好，先生。我能帮您什么吗？B：是的，我想在银行账户中存1000元钱。A：请填一下这张存款单。B：好的。填好了。有什么问题吗？A：没有问题。您带存折了吗？B：带了。这是存折，还有现金。Dialogue B 11 Situational ConversationsA：Wait a moment,please.B：Sure.A：Is there anything else I can do for you?B：Yes.Can you tell me what the interest rate is now?A：The deposit rate is 0.8%every month.B：Thanks.A：请等一等。B：好的。A：您还需要其他帮助吗？B：你能告诉我目前的存款利率吗？A：存款利率是每月0.8%。B：谢谢。Dialogue B 12 Situational Conversationsrecommend v.劝告savings n.储蓄款expensive adj.昂贵的revolve v.循环出现receive v.收到；接到statement n.申明；陈述expenditure n.支出；花费itemize v.列出清单生词 13 Situational Conversations生词provide v.提供benefit n.利益；好处advance n.预付款；前进apply for 申请credit card 信用卡charge rate 收费标准bank bill 银行账单 14 Situational ConversationsA：Id like to apply for a credit card.Can you help me with my application?B：Id be glad to.Do you have an account with this bank?A：No.B：In that case I highly recommend you apply for a savings and checking account also.That would help with your credit card application.A：What is the interest rate on your card?B：The annual charge rate is 9.5%.A：我想申请一张信用卡。你可以帮我申请吗？B：我很乐意帮你。你有这个银行的账号吗？A：没有。B：这样的话，我极力推荐你申请一个集储蓄存款和支票存款于一体的账户。这对你申请信用卡有帮助。A：你们信用卡的利率是多少呢？B：每年的收费标准是9.5%。Dialogue C 15 Situational ConversationsA：Thats very expensive.B：Not really.The credit card is a revolving account.You only pay interest on what you owe.A：How does the bank bill its customers for credit card charges?B：You will receive a monthly statement with each expenditure itemized.A：Does the card provide any other benefits?B：You can also get a cash advance up to 1000 dollars on this card.A：真贵啊！B：不完全是。这种信用卡是一个循环账户。你只需支付所欠债务的利息就行了。A：银行如何把信用卡费用账单交给客户呢？B：你每个月会收到一份结算单，上面列出了每项费用。A：这种卡有什么福利吗？B：使用这种卡你可以预支高达1000美元的现金。Dialogue C 16 Situational Conversationsgo down 降低；下降changefor 将换成生词 17 Situational ConversationsA：Good morning,sir.What can I do for you?B：Yes,Id like to change Australian dollars for RMB.A：How much do you want to change?B：I am not sure.Whats the rate today?A：Its 1 Australian dollar to 6.1 yuan RMB.B：What was the rate yesterday?A：The rate was 1 Australia dollar to 6.5 yuan yesterday.A：早上好，先生。请问有什么可以帮助您的呢？B：是的，我想把澳元换成人民币。A：您想换多少呢？B：我不确定。今天的汇率是多少呢？A：1澳元兑换6.1元人民币。B：昨天的汇率呢？A：1澳元兑6.5元人民币。Dialogue D 18 Situational ConversationsB：Oh,the rate goes down.A：It does,sir.Do you still want to have it changed now?B：Well,I want to change 1000 Australian dollars for RMB.A：OK.Please sign here in this form.B：OK.A：Here is the 6100 RMB.B：Thank you very much.B：哦，汇率跌了。A：是的，先生。您还想换吗？B：嗯，我想换1000澳元。A：好的。请在这张表格上签个名。B：好的。A：这是您的6100元人民币。B：谢谢。Dialogue D 19 过渡页TRANSITION PAGE主要内容AccountMoney Flow LineSupplements 20 AccountId like to open an account please.我想开个账户。Could you fill out this form please?请您填一下这张表格好吗?Does the checking account come with a debit card?活期账户是不是会附带一个借记卡呢？Id like to open a one-year time deposit account and a checking account.我想开一个一年期的定存户头和一个支票户头。Open an Account 21 AccountWould you like to open a time deposit savi