题库资料2023年银行招聘之银行招聘综合知识强化训练模拟试卷A卷（含答案）

题库资料题库资料 20232023 年银行招聘之银行招聘综合知识强化年银行招聘之银行招聘综合知识强化训练模拟试卷训练模拟试卷 A A 卷（含答案）卷（含答案）单选题（共单选题（共 8080 题）题）1、资料：Actually,any sale is a gift until you get paid.But exporters are especially concerned,since their buyers might be 10,000 miles away！A.Business B.Economy C.Social D.Culture【答案】A 2、_ some mistakes,I failed to get the promotion.A.Because B.Owing to C.For the sake of D.Thanks to【答案】B 3、IBM now has incentive to_or fire employees before that Dec.15 date.A.lay down B.lay off C.lay aside D.lay out【答案】B 4、In 1913,the states passed the Sixteenth Amendment _ the Constitution.A.with B.for C.to D.at【答案】C 5、总分类账户与明细分类账户平行登记四要点中的“依据相同”是指（）。A.总分类账要根据明细分类账进行登记 B.明细分类账要根据总分类账进行登记 C.根据同一会计凭证登记 D.由同一人员进行登记【答案】C 6、As the old empires were broken up and new states were formed,new official tongues began to_at an increasing rate.A.bring up B.build up C.spring up D.strike up【答案】C 7、资料：（二）A.The loans are expected to help seniors stay in their homes B.The loans are driving all seniors out of their homes C.The reverse mortgage only welcomes seniors D.Any senior can apply for reverse mortgages【答案】A 8、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。A.impact B.incident C.inference D.issue【答案】D 9、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future,Dr Hatice Gunes will tell the Hay Festival next week.(1)A.it is not meaningful for robots to have the appearance of human B.people who make the appearance of robots very human-like should be blamed C.people need to pay more attention to the development of robotsfunctions D.the appearance of robots has become more and more emotional【答案】C 10、减少所得税的财政政策，对利率的影响（），对消费的影响（）对投资的影响（），对 GDP 的影响（）。A.上升，增加，减少，增加 B.上升，减少，减少，增加 C.下降，增加，减少，增加 D.上升，增加，减少，减少【答案】A 11、甲有一套商品房欲出售，经人介绍与乙签订房屋买卖合同，丙知道后找到甲，表示愿意以更高的价格购买，甲便与丙订立合同并办理房屋过户手续。下列说法正确的是（）。A.房屋应归乙，甲向丙承担违约责任 B.房屋应归丙，甲向乙承担违约责任 C.房屋产权登记有误，应重新登记为甲 D.甲与丙订立的合同无效，甲与乙协商房屋的归属权【答案】B 12、The earliest telephones required a different pair of wires for each phone _ you wished to connect.A.that B.which C.where D.to which【答案】D 13、填入括号处最恰当的词语是（）。A.连播供品 B.连播贡品 C.联播供品 D.联播贡品【答案】B 14、资料：之后，经济学家 Mr.V 发表了关于一些新名词的感悟，请根据下列资料回答问题。A.what globalization means for businesses B.how definitions differ from each other C.how businesses go“global”D.the definition of the term“globalization”【答案】C 15、企业近五年的所有者权益分别为：2003 年为 1 20026 万元；2004 年为1 50773 万元；2005 年为 1 51043 万元；2006 年为 1 62149 万元；2007年为 1 79571 万元，则评价该企业 2007 年三年资本平均增长率约为（）。A.5%B.6%C.7%D.8%【答案】B 16、由某一银行集团成立股权公司，再由该公司控制或收购两家以上的若干银行而建立的一种银行制度，属于（）制度。A.持股公司制 B.连锁银行制 C.代理银行制 D.总分行制【答案】A 17、某家庭 2000 年总收入为 10 万元人民币，2012 年时，该家庭的总收入增加至 38 万元人民币，根据恩格尔定律，与 2000 年相比，2012 年该家庭用于食品的支出在家庭总收入中的比重（）。A.保持不变 B.将会下降 C.将会增长 D.无从判断【答案】B 18、银行同业拆借以(）拆借为主。A.6 个月 B.4 个月 C.隔月头寸 D.隔夜头寸【答案】D 19、资料：Chinas Fosun has offered to buy almost 17 percent of Millennium BCP,Portugals largest listed bank,and potentially lift its stake to 30 percent,following a having in its share price in the year to date.A.?0.03 B.?0.02 C.?0.05 D.?0.025【答案】A 20、We G20 members must（）follow the underlying historical trend so as to chart the course for the future.A.closed B.closing C.closely D.close【答案】C 21、决算日营业终了，若本年利润科目的余额在贷方，则全年为（）。A.亏损 B.收支平衡 C.盈利 D.盈亏情况不定【答案】C 22、（）how difficult the situation may seem,it is very important to remember that there are others who are in worse situations.A.As if B.Even so C.As though D.No matter【答案】D 23、政府支出增加时，可能会使私人支出减少，这一效应称为（）。A.替代效应 B.挤出效应 C.投资乘数效应 D.凯恩斯陷阱【答案】B 24、投资银行最本源、最基础的业务活动不包括（）。A.证券发行与承销业务 B.证券经纪与交易 C.承销业务 D.风险投资【答案】D 25、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamers life.A.deprives people of a good sleep B.disturbs peoples life C.makes people always restless D.is beneficial to people【答案】D 26、资料：Economic performance is improving in most of the worlds leading economies but is still short of a self-sustaining upswing,the Organization for Economic Cooperation and Development said on Wednesday.A.Russian B.UK C.Brazil D.US【答案】B 27、丙公司在经营过程中因资金出现短缺，向某商业银行申请贷款。丙公司由该行办公室主任吴某的亲属投资。请你根据我国商业银行法的规定，判断该银行在贷款时的哪项做法违反了贷款的基本规则?（）A.发放了一笔信用贷款 B.对贷款实行审贷分离、分级审批制度 C.与借款人订立了书面合同 D.对借款人的借款用途、偿还能力、还款方式等情况进行严格审查【答案】A 28、Just last month I tried to write her a poem _“Amidst an Angel.”But no two words would rhyme.A.assigned B.entitled C.deprived D.granted【答案】B 29、资料：Theres a good chance that spicy crunchy tuna roll you ordered for lunch doesnt actually contain any tuna at all.A.Many sushi restaurants refuse to serve some fish because of the risk of fake fish B.People have access to track the origins of fish sold in sushi shops C.Most fish sold in sushi stores is mislabeled but new tech can help to fix the problem D.Citizens in the US no longer trust the fish sold in sushi venues【答案】C 30、下列不属于禁止债权转让的情形的是（）。A.根据合同性质不得转让 B.依照法律规定不得转让 C.按照当事人约定不得转让 D.依照债权人要求不得转让【答案】D 31、Hes a strange child and his teachers find it difficult to _ him.A.scold B.reach C.play D.seize【答案】B 32、During her junior ye