银行招聘之银行招聘综合知识题库附答案（基础题）

银行招聘之银行招聘综合知识题库附答案（基础题）银行招聘之银行招聘综合知识题库附答案（基础题）单选题（共单选题（共 8080 题）题）1、Passage 3 A.The dollar has little respect in New England B.Europeans begin to think more warmly of theU.S C.Imported food is more expensive to the Americans D.Some large American corporations make more profits【答案】A 2、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，a provider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts.For businesses with 2，000 employees,this translates into an additional$1 million in profit each year，the study said.A.There is no particular order of these categories B.Generalists are those who are neither productive nor effective C.The frequency employees need to ask a co-worker for help completing a task is recorded as effectiveness D.Productive workers are those who finish a task quickly【答案】B 3、资料：Rahul Chadha,co-chief investment officer for Hong Kong-based Mirae Asset Global Investments,has a few charts he is particularly fond of when it comes to telling a story about investing in China.A.The work force in China has increased in past ten years B.internet firms benefit a lot from the income growth C.The Chinese government is improving the social welfare for people D.the per capita income in China is expected to$12,500 in eight years【答案】A 4、中国是世界上（）的国家。A.森林资源最丰富 B.植物种类最多 C.微生物种类最多 D.动物种类最多【答案】D 5、如果将一国货币币值的提高定义为升值，那么，对该国来说，将导致（）。A.直接标价法汇率数值将减小，间接标价法汇率数值将减小 B.直接标价法汇率数值将减小.间接标价法汇率数值将增大 C.直接标价法汇率数值将增大，间接标价法汇率数值将减小 D.直接标价法汇率数值将增大，间接标价法汇率数值将增大【答案】B 6、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future,Dr Hatice Gunes will tell the Hay Festival next week.(1)A.Neutral B.Positive C.Negative D.Critical【答案】B 7、资料：The poverty line is the minimum income that people need for an acceptable standard of living.People with incomes below the poverty line are considered poor.Economists study the causes of poverty in order to find solutions to the problem.A.poor people are bound to go out of the poverty line if they have chances to do business B.welfare will enable people to be rich C.employment is the best solution to the poverty problem D.better solutions to the poverty problem are not found yet【答案】D 8、根据利率期限的结构性溢价理论，如果在接下来的 3 年中，预期的 1 年期债券利率分别为 4%、5%、6%，3 年期债券的流动性溢价为 0.5%，那么 3 年期债券的利率是（）。A.4%B.4.5%C.5%D.5.5%【答案】D 9、通常情况下，下列商业银行资产的流动性自高至低排序正确的是（）。A.（2）（1）（3）（4）B.（1）（2）（3）（4）C.（2）（1）（4）（3）D.（1）（2）（4）（3）【答案】D 10、需要层次理论的提出者是（）。A.庇古 B.马歇尔 C.马斯洛 D.科特勒【答案】C 11、银行的活期存款人通知银行在其存款额度内无条件支付一定金额给持票人的书面凭证是（）。A.支票 B.汇票 C.本票 D.存单【答案】A 12、如果收入分配不均等,洛伦茨曲线会（）。A.越直 B.越弯曲 C.越小 D.越长【答案】B 13、The boy（）when he said that he（）the eggs（）by the hen in the closet before he（）down to have a rest。A.was lying，had laid，laid，lay B.had laid，lay，laid，was lying C.lay，was lying，lain，lay D.laid，lay，lain，lies【答案】A 14、资料：When we see well，we do not think about our eyes very often.It is only when we cannot see perfectly that we realize how important our eyes are.A.feel pain B.imagine C.are affected with D.experience【答案】A 15、下列句子中，没有语病的一项是（）。A.送走了所有人，他才有时间坐下来，静静地思考着今天一连串发生的离奇事件，最后浮现出的便只有那一种可能了。B.虽然这种物理状态很少见，但是有了这么一段详实生动的描写，没有谁不会想象不出的。C.前往西方发达国家游历是一很有意义的事情，通过游历，使我受到了极大的收获。D.睡眠要占去一个人一生中三分之一的时间，因此，充分的睡眠，对生理有极其重要的作用。【答案】D 16、Much of Canadas forestry _goes towards making pulp and paper.A.production B.introduction C.orientation D.multiplication【答案】A 17、A 银行 2019 年年初共有正常类贷款 900 亿元，在 2019 年年末转为关注类、次级类、可疑类、损失类的贷款金额分别为 50 亿元、30 亿元、15 亿元和 5 亿元，期初正常类贷款期间因回收减少了 200 亿元、因核销减少了 300 亿元，则该银行 2019 年的正常类贷款迁徙率为（）。A.15 B.25 C.50 D.100【答案】B 18、Passage 5 A.brought about a rapid growth of industry and farming in the west B.attracted many visitors to the construction sites C.attracted laborers from Europe D.encouraged people to travel all over the country【答案】A 19、Passage 3 A.In Favor of the Gap Year B.The ABCs of the Gap Year C.The Gap Year Comes Back D.The Gap Year:A Dilemma【答案】A 20、电脑以其卓越的性能，可以代替人们完成复杂而繁重的某些工作。如两名美国科学家用电脑做完了 200 亿个逻辑判断，终于证明了“四色定理”。这一事实说明（）。A.电脑能模拟人脑的思维 B.电脑的思维将指挥人脑的思维 C.电脑的思维将超越人脑的思维 D.电脑的思维能完全代替人脑的思维【答案】A 21、按照承担贷款风险的主体分类，贷款可分为自营贷款和（）。A.委托贷款 B.担保贷款 C.单一贷款 D.银团贷款【答案】A 22、关于同业拆借，以下叙述正确的是（）。A.拆借双方仅限于商业银行 B.拆入资金只能用于发放流动资金贷款 C.隔夜拆借一般不需要抵押 D.拆借利率由中央银行预先规定【答案】C 23、It is very important that the text is neither too detailed _ too complex for the intended readers.A.nor B.or C.no D.not【答案】A 24、The majority researcher tend to use the methods which are_or consistent with their prior work.A.feasible B.probable C.possible D.capable【答案】A 25、资料：Job Description A.Sales B.Legal Affairs C.Logistics D.Marketing【答案】C 26、在货币资金借贷中，还款违约属于金融风险中的（）。A.流动性风险 B.市场风险 C.操作风险 D.信用风险【答案】D 27、关于会计科目，下列说法不正确的是（）。A.会计科目是对会计要素的进一步分类 B.会计科目按其所提供的详细程序不同，可以分为总分类科目和明细分类科目 C.会计科目可以根据企业的具体情况自行设定 D.会计科目是复式记账和编制记账凭证的基础【答案】C 28、资料：How did Tencent take WeChat so far ahead of its rivals?The answer lies partly in the peculiarities of the local market.Unl