历年银行招聘之银行招聘综合知识题库可打印

历年银行招聘之银行招聘综合知识题库可打印 第一部分 单选题(50题) 1、 企业提供的会计信息应当能够反映其财务状况、经营成果和现金流量，以满足会计信息使用者的需要，属于( )的运用。 A.相关性原则 B.可比性原则 C.实质重于形式原则 D.客观性原则 【答案】： A 2、This ticket（　　）you to a free meal. A.grants B.entitles C.credits D.permits 【答案】： B 3、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations. A.Technology B.Culture C.Business D.Social 【答案】： A 4、下列贷款中至少归为次级类的是（　　）。 A.借款人利用合并、分立等形式恶意逃废银行债务，本金或者利息已经逾期 B.本金和利息虽尚未逾期，但借款人有利用兼并、重组、分立等形式恶意逃废银行债务的嫌疑 C.同一借款人对本行或其他银行的部分债务已经不良 D.本金或者利息逾期 【答案】： A 5、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are. A.To make networks less expensive to build and operate B.To enhance the capabilities of network engineers C.To set new standards for computer networking D.To promote cloud computing 【答案】： C 6、Passage 5 A.Definite B.Dubious C.Serious D.Negative 【答案】： B 7、某银行向一家小微企业发放一笔期限为5年、额度为100万元人民币的贷款．年利率为6%。那么，若以单利法计算，5年后该银行应得的本利总和是（　　）万元。 A.120 B.118 C.138 D.130 【答案】： D 8、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general. A.Global temperatures affect the rate of economic development B.Rates of death from illnesses have risen due to global warming C.Malnutrition has caused serious health problems in poor countries D.onomic trends have to do with population and natural disasters 【答案】： B 9、在金融工具的性质中，成反比关系的是（　　）。 A.期限性与收益性 B.风险性与期限性 C.期限性与流动性 D.风险性与收益性 【答案】： C 10、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！ A.Descriptive Composition B.Expositive Composition C.Narrative Composition D.Argumentative Composition 【答案】： B 11、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人民币汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格局，呈现稳中有升的态势。 A.银行间外汇市场 B.同业拆借市场 C.票据市场 D.债券市场 【答案】： A 12、______ATA-100, each page is identified by a three element number and a page number. A.According with B.In accordance with C.To D.In according to 【答案】： B 13、 It provides that no state may “______any person of life, liberty or property, without due process of law.” A.deprive B.derive C.dispatch D.discharge 【答案】： A 14、The news that they failed their driving test discouraged him，（ ）？ A.did they B.didn't they C.did it D.didn't it 【答案】： D 15、This year, the figures are 27 percent and 53 percent ______. A.respectively B.respectly C.respecting D.respect 【答案】： A 16、下来关于“服务业营业税改征增值税”的说法正确的是（ ）。 A.服务业营业税改征增值税是指根据服务业的营业税修改增值税 B.改革只针对服务行业 C.服务业营业税改征增值税是指对服务业由征收营业税改为征收增值税 D.试点行业的总体税负略有增加 【答案】： C 17、You should be ______ with your movements because of all the security. A.useful B.skillful C.careful D.helpful 【答案】： C 18、由于银行的业务性质要求银行要维持存款人、贷款人和整个市场的信心．因此．银行通常将（　　）看做对其市场价值最大的威胁。 A.市场风险 B.声誉风险 C.法律风险 D.流动性风险 【答案】： B 19、 下列不属于银行流动负债的是( )。 A.向中央银行借款 B.同业拆入 C.系统内款项存放 D.发行的银行次级债券 【答案】： D 20、After the storm,the lake returned to its usual（　　）state. A.flaccid B.placid C.lucid D.Acid 【答案】： A 21、“乐以天下忧以天下，然而不王者，未之有也”与下列哪一观点是同一学派（　　） A.刑过不避大臣，赏善不遗匹夫 B.天之道，损有余而补不足，人之道，则不然，损不足以奉有余 C.域民不以封疆之界，固国不以山溪之险，威天下以后某不利 D.其用战也胜、久则钝兵挫锐、攻城则倔、久暴师则国用不足 【答案】： C 22、SHIBOR是指（　　）。 A.上海银行间同业拆放利率 B.新加坡同业拆放利率 C.香港同业拆放利率 D.纽约同业拆房利率 【答案】： A 23、下列关于公司债券的说法中，错误的项是（　　）。 A.公司债券募集办法中应当载明公司净资产额 B.它是一种有价证券 C.有记名债券也有无记名债券 D.公司均以电子券方式发行公司债券 【答案】： D 24、亚当斯密在《国富论》当中，谈到的主要经济理论是（　　）。 A.古典经济理论 B.分配理论 C.比较优势理论 D.绝对优势理论 【答案】： D 25、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax. A.Other GCC states will start economic reform in the way Dubai has done B.Negative outlook might remain for GCC countries’ government financial condition C.Oil price will hardly rise in the foreseeable future D.Oil reve