2022年国家银行招聘(银行招聘综合知识)考试题库自我评估300题及精品答案(陕西省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、 在会计核算原则中，要求合理核算可能发生的费用和损失的原则是指( )。 A.谨慎原则 B.可比性原则 C.一贯性原则 D.配比原则 【答案】 ACT1U4P3B5P7Z4B10HX4N5E4S2A6E7E6ZX10U2X3O1O10N6J8 2、在管理的各项职能中，( )职能能够保证目标及为其而制订的计划得以实现。 A.领导 B.协调 C.控制 D.计划 【答案】 CCF3V3C10O5T6I7T6HP2H6J4L1B7K4W2ZT4Q2V1A8B4Y7H8 3、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. A.Banking and Non-banking in the USA B.Banks in the USA C.Bankers in the USA D.Banking in the USA 【答案】 BCV4Y10D2G3W10F9K1HM5V7U3Q1S2A1L2ZG1Q10F9T10O7M5H9 4、资料：For the development of Crunchy Nut （a product）,K company has used various methods of primary data collection. Primary market data may involve qualitative research or quantitative research. Qualitative data is connected more about opinions, feelings and attitudes. Quantitative data is in numerical form and is usually gathered from a large sample of respondents. A.The development of Crunchy Nut B.K Company's production line C.Qualitative data collection D.Two approaches to data collection 【答案】 DCQ5H6O9Y4M6R3R3HX5K2B10R6C10P8N2ZT9Z4D2C9C9I4P4 5、根据《民法典》规定，甲与乙对丙企业的债务同时提供保证担保，没有约定担保方式和担保份额的，丙的债权人丁可以要求甲、乙以怎样的方式承担担保责任？（　　） A.可以要求甲或乙独立承担全部债务，担保方式为一般担保 B.可以要求甲或乙独立承担全部债务，担保方式为连带担保 C.只能要求甲、乙分别承担一半债务，担保方式为一般担保 D.只能要求甲、乙分别承担一半债务，担保方式为连带担保 【答案】 ACY9F6E1T8P8J7L9HR1Y8G4P10J4T3T2ZX7W4T10E1M5O5Y5 6、我国习惯上将年息、月息、日息都以“厘”作单位，但实际含义却不同，若年息8厘，月息 6厘，日息3厘，则分别是指（ ) A.年利率为8%，月利率为6%，日利率为 B.年利率为8%，月利率为6%，日利率为3‰ C.年利率为8%。，月利率为6‰，日利率为3‰ D.年利率为8%，月利率为3‰，日利率为0. 33‰ 【答案】 DCX9F2W4A4G4P7M6HL10Z9Z5Y3H10Q1U10ZN3D3W4A4T2K1H10 7、Maltreated infants and young children are substantially more likely than older maltreated children to be seriously harmed or killed as a result of______or neglect。 A.abandon B.misuse C.abuse D.curse 【答案】 ACV8Q2H7C10A10Y4Y10HV6W7F3P6T9G4Q2ZQ2Q7V3J9U10M5R9 8、Passage2 A.who has not been instructed how to use a life preserver B.who has a little experience in using a life preserver C.who uses a life preserver without permission D.who becomes nervous before a disaster 【答案】 ACP3Q9T2T2R9G10Q7HO1J10B2C4C1K8G10ZB4K3I5Z4O6V1J7 9、______,this simple gesture means five different things in five different Mediterranean countries. A.Because it seems astonishing that B.Astonishing though it may seem C.You will be astonished by D.Astonished is what it was 【答案】 BCV1S7X5H2Q6J9S6HV1C1K8Q9E1I9U3ZI4Q1U10A2S1Z5M2 10、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday. A.Accustomed B.Complied C.Conceited D.True 【答案】 CCN2U3J4V10O5O6L4HE3I7Z1A8V10D7O1ZQ5B4B8T6J2O2L5 11、需求拉上的通货膨胀可以通俗地表述为（ ）。 A.太多的货币追求太多的商品 B.太多的货币追求太少的商品 C.太少的货币追求太多的商品 D.太少的货币追求太少的商品 【答案】 BCU7O8K9W9O7C1V1HU6P4C7U9W9F1A10ZB4G10S7H7Z6J2A6 12、主张“世界上除了运动着的物质之外，什么也没有”的观点，属于（　　）。 A.否认人的意识存在的自然唯物主义 B.主张世界统一于物质的辩证唯物主义 C.否认时间与空间存在性的唯心主义 D.把人的意识理解成某种特殊的“精细物质”的机械唯物主义 【答案】 BCN2K3F3D7S6J10Y9HU9F1S1Y2L8O8F4ZZ3D2E5Z1O8X2J3 13、Excuse me,when does FlightCZ3391takeoff? A.look up B.take away C.give back D.turn down 【答案】 ACU5C9W4S5S5S4F7HV7J8N6O9H8Q8O9ZC3U10P1U3I8M10Z7 14、I have to admit that， although I still find him rather arrogant， he has gone up ______ my estimation recently. A.to B.in C.for D.at 【答案】 BCI3N3F5V1I1Q9V1HH8H2Z6X3I1U4B4ZZ3G6N9H6R10J7K8 15、期权是指在未来一定时期可以买卖的权利，是买方向卖方支付一定数量的金额后拥有 A.交易双方的收益和风险对等 B.期权的交易对象是选择权 C.只有期权的买方有选择权而卖方没有 D.期权买方可以放弃行使期权 【答案】 ACA1E1T7S10N5X6Q5HN8A6N4I3B8J4S2ZG5Z8N5S7K8K10C8 16、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower. A.the relationship between cost and demand B.peak seasons and prime attractions C.the relationship between supply and demand D.travel seasons and destinations 【答案】 CCU5G7E5N9F9J7P6HN4V1T4G9S3N2T1ZB8L3H5F10H2V9A8 17、We have to ask ourselves if it is really as essential to a basic education as we______. A.resume B.assume C.summarize D.consume 【答案】 BCY7X5U10G4K4F7K2HY3M6M1S5W4A1Z10ZN7T3P8M3C6Z2M3 18、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。 A.They are inconsistent about the attitude tow