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1、 Credit Card As economy developes, credit card are accepted by a growing number of people, especially the young people. When they go shopping in the mall, repay various loan and so on, using credit card has become a fashionable consumption pattern. There is no doubt that credit card has its attracti
2、ve advantages to consumers. For most wage-earning class people, before they buy something expensive, they need to consider whether they have extra budget for the goods. At the moment, credit card can help. And then what they need do is to pay back the money to bank later. Therefore they will not be
3、regret for missing something they really like and need. On the other hand, using credit card also brings some risks at the same time. Many young people use credit card excessively even if they dont have the ability to repay so that their parents have to pay back for them. It puts more pressure on the old. From my point of view, credit card is really a useful thing and we should think about it carefully before using it. It makes us be in debt in another way. In a word, Moderating consumption should be always put in first place.
