《恒生强积金 hang seng mpf》由会员分享，可在线阅读，更多相关《恒生强积金 hang seng mpf（8页珍藏版）》请在金锄头文库上搜索。
1、恒生強積金 Hang Seng MPF 期內回報 Period Return重要事項 恒生強積金智選計劃及自選計劃為強制性公積金計劃。 在作出投資選擇前，你必須衡量個人可承受風險的程度及你的財政狀況。在選擇基金時，如你就某一項基 金是否適合你 （包括是否符合你的投資目標） 而有任何疑問，請徵詢財務及或專業人士的意見，並因應你 的個人狀況而選擇最適合你的基金。 在投資 預設投資策略 前，你必須衡量個人可承受風險的程度及財政狀況。請注意預設投資策略基金 （核心 累積基金與65歲後基金） 未必適合你，而預設投資策略基金的風險級數與你的風險取向或出現風險錯配的情 況 （組合的風險或高於你的風險取向）
2、。在作出投資決定時，如你就 預設投資策略 是否適合你而有任何疑 問，請徵詢財務及或專業人士的意見，並因應你的個人狀況而選擇最適合的投資選擇。 你應注意 預設投資策略 的實施或對你的強積金投資及權益有影響。如你有任何疑問關於實施 預設投資策 略 對你的影響，我們建議你可向信託人查詢。 恒生強積金智選計劃內之保證基金只投資於由滙豐人壽保險 （國際） 有限公司提供以保單形式成立的核准匯 集投資基金，而有關保證亦由滙豐人壽保險 （國際） 有限公司提供。因此，你於保證基金的投資 （如有） 將受 滙豐人壽保險 （國際） 有限公司的信用風險所影響。有關信用風險的詳情，請參閱恒生強積金智選計劃 主要 推銷刊物
3、 的第二部分 基金結構內 保證基金 下的 忠告 。 保證基金所提供的保證只適用於指定的條件。有關保證特點 （包括分期支付權益情形下的保證特點） 及保證 條件的詳情，請參閱恒生強積金智選計劃 主要推銷刊物 的第二部分 基金結構內 保證基金 下的 保證 特點 。 在成員年滿65歲之日或者於其年滿60歲之日或之後提早退休時所應支付的強積金的權益和自願性供款的權 益，可由成員選擇 （採用信託人在不被 強積金條例 或一般規例禁止的範圍內訂定的形式，並且按照信託 人在不被 強積金條例 或一般規例禁止的範圍內訂定的條款和條件） 整筆支付或分期支付。詳情請參閱有關 主要推銷刊物 的第一部分 產品資料內 權益支
4、付 下的 支付強積金的權益及自願性供款的權益 。 你應該參閱有關 主要推銷刊物 ，而不應只根據這文件作出投資。 投資涉及風險。往績不能作為未來表現的指標。金融工具 （尤其是股票及股份） 之價值及任何來自此類金融 工具之收入均可跌可升。有關詳情，包括產品特點及所涉及的風險，請參閱有關 主要推銷刊物 。Important notes The Hang Seng Mandatory Provident Fund SuperTrust Plus and ValueChoice are mandatory provident fund schemes. You should consider your
5、own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or profes
6、sional advice and choose the fund(s) most suitable for you taking into account your circumstances. You should consider your own risk tolerance level and financial circumstances before investing in the MPF Default Investment Strategy. You should note that the DIS constituent funds, namely, the Core A
7、ccumulation Fund and the Age 65 Plus Fund, may not be suitable for you, and there may be a risk mismatch between the DIS constituent funds and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in
8、 doubt as to whether the DIS is suitable for you, and make the investment decision most suitable for you taking into account your circumstances. You should note that the implementation of the DIS may have an impact on your MPF investments and benefits. We recommend that you consult with the Trustee
9、if you have doubts on how you are being affected.CB534b 10/17 (EG) The Guaranteed Fund under Hang Seng Mandatory Provident Fund SuperTrust Plus invests solely in an approved pooled investment fund in the form of an insurance policy provided by HSBC Life (International) Limited. The guarantee is also
10、 given by HSBC Life (International) Limited. Your investments in the Guaranteed Fund, if any, are therefore subject to the credit risks of HSBC Life (International) Limited. Please refer to the Warning section under Guaranteed Fund in Part II Fund Structure of the Principal Brochure of Hang Seng Man
11、datory Provident Fund SuperTrust Plus for details of the credit risk. The guarantee in the Guaranteed Fund only applies under certain conditions. Please refer to the Guarantee features section under Guaranteed Fund in Part II Fund Structure of the Principal Brochure of Hang Seng Mandatory Provident
12、Fund SuperTrust Plus for full details of the guarantee features and Guarantee Conditions, including the guarantee features in the context of payment of benefits in instalments. MPF Benefits and AVC Benefits payable on a members 65th birthday or early retirement on or after his/ her reaching age 60 c
13、an be paid in one lump sum or in instalments, at the members election (in such form and on such terms as the Trustee may, to the extent not prohibited by the MPF Ordinance or General Regulation, prescribe). Please refer to the Payment of MPF Benefits and AVC Benefits section under Payment of benefit
14、s in Part I Product Information of the relevant Principal Brochure for full details. You should not invest based on this document alone and should read the relevant Principal Brochure. Investment involves risks. Past performance is not indicative of future performance. The value of financial instrum
15、ents, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the relevant Principal Brochure.恒生強積金 Hang Seng MPF 期內回報 Period Return就 預設投資策略（ 預設投資 ） 而言，自預設投資於2017年4月1日實施，恒生強積金智選計劃下的65歲後基 金及核心累積基金分別由靈活管理基金及平穩增長基金更改名稱、更改其投資目標及資產配置轉換而成。恒生強 積金自選計劃下的核心累積基金則由自選平穩增長基金更改名稱、更改其投資目標及資產配置轉換而成。下表顯示，恒生強積金智選計劃及自選計劃下各成分基金自成立日4,5起之期內回報。For Defau
