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1、金融英语考试密押资料初级银行综合类模拟(听力部分暂无答案13金融英语考试密押资料初级银行综合类模拟(听力部分暂无答案13初级银行综合类模拟(听力部分暂无答案13一、听力题Part OneDirections: In this section, you will bear some short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and the question will be spoken only once.
2、 During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.the budgetB.the salesC.the estimationD.the prospect of the com
3、pany答案:解析M: Im happy that the budget forecast is almost finished. Can we assume A答案:解析M: Why do you suggest an option contract instead of a forward contract for me?W: Because with an option, you can kill off the downside risk and keeps the upside possibility.Q: What does the woman mean?3.A.86-81B.68
4、-18C.18-68D.86-18答案:解析M: This week was fantastic. The price went up and up. Yesterday it reached 86-18.W: Wow. That is almost 12% more than the level where you bought it.Q: What is the highest point they are talking about?4.A.to buy a land and build a new plantB.to lease a facilityC.to buy a new pla
5、ntD.to give up答案:解析M: We were surprised by your recommendation, George. We felt there should have been at least one facility that could buy or lease, rather than our having to build a new plant.W: I inspected every facility in the area, and not one of them was adequate.Q: What is Georges recommendat
6、ion?5.A.I hope we have enough coverings.B.I hope we have covered the lorries well.C.I hope we have adequate damage compensations from insurers.D.I hope we are warm and healthy.答案:解析M: The vehicle insurers say the lorries are completely write offs.W: I hope we are covered all right.Q: What does the m
7、an mean?Part TwoDirections: In this section, you will hear short passages. At the end of each passage, you will hear some questions. The passages and the questions will be spoken only ONCE. After you hear a question, you must choose the best answer from the four choices marked A, B, C and D. Then ma
8、rk the corresponding letter on the ANSWER SHEET with a single line through the center.Passage one (如需获取本MP3听力录音请搜索标题名) 1.A.Cash should not abandoned.B.Cash is as good as credit card.C.It is good to give up using cash.D.Cash is electronic record.答案:解析 6-8 We will live in a society where cash no longe
9、r exists. Instead, cash is electronic, as in bank card systems. Currency and coin are abandoned. Its benefits would be profound and fundamental. Theft of cash would become impossible. Bank robberies and cash-register robberies would simply cease to occur. Attacks on shopkeepers, taxi drivers, and ca
10、shiers would all end. Purse snatchings would become a thing of the past. Urban streets would become safer. Retail shops in once-dangerous areas could operate in safety. Security costs and insurance rates would fall. Property values would rise. Neighbonrhoods would improve. In the long run, a change
11、from cash to recorded electronic money would be a fluid transition. Previously unpaid income-tax rates could be lowered or the national debt reduced. Cash has been the root of much social and economic evil. The emergence of electronic funds transfer technology makes it possible to change the nature
12、of money and to divorce it from evil. Eighty percent of Americans regularly use credit cards. The development of a federal system to handle the countrys 300 billion annual cash transactions in the United States electronically is within reach. A national electronic-money system would operate as a deb
13、it-card system. Each individuals money would be held in his money-system account. A transaction would effect an instant transfer of money from his account to that of another account holder. 6. According to the passage, which of the following statements is true?2.A.lowerB.higherC.the sameD.unpredicta
14、ble答案:解析What will be the national debt in a no cash society?3.A.impossibleB.conditionalC.possibleD.unconditional答案:解析Can we handle cash transactions electronically in the United States?Passage Two (如需获取本MP3听力录音请搜索标题名) 1.A.a national electronic-money systemB.a bank-card systemC.lowered income - tax r
15、atesD.fund - transfer technology答案:解析 9-10 Only cash would be supplanted by electronic money. The use of checks, drafts, money orders, travelers checks, cashiers checks, as well as letters of credits, acceptances, and other financial instruments would remain in regular use. The credit card and automatic-teller-machine system would not necessarily change, although you could no longer obtain cash at ATMs. Deposits into your electronic-money account would be made by direct electronic transfer, via a terminal, from any other money-s
