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1、2014届高三英语二轮精品卷 专题4情态动词和虚拟语气（大题训练2）.阅读理解ACredit cards let people buy things now and pay for them over months or even years.But some people get deep into debt：Some banks have terms and charges that can make it harder for people to pay off that debt.In the United States，there are calls for stronger gov
2、ernment supervision of the credit card industry.They_offer_economic_power_at_a_price.In 2004，Americans had about $800 billion in credit card debt.Now they own about $968 billion.Critics say banks made it too easy to get credit cards.But that may be changing.The crisis in the housing and credit they
3、call markets is beginning to affect the credit card industry.More payments are late.Charges for late payments are a growing source of profit for banks.But late payments can also signal bad debts.The central bank，the Federal Reserve，says twothirds of American banks have recently reported tighter lend
4、ing requirements.Many people report having their credit limits reduced without warning.Some lawmakers are concerned that cardholders do not have enough protections from what abusive policies.These include actions like raising interest rates because of an unrelated event.Also，banks may raise the chan
5、ces of a late payment by changing monthly payment dates for credit cards.According to a survey,82% of Americans think credit cards provide a valuable service.But a majority,58%，say they do not trust credit card companies.And three out of four think the government should regulate the industry more cl
6、osely.Three out of four people feel there is always some condition that makes a card less appealing than the company made in scared.And a little more than half say they have had a card that was not as good as they expected.But close to 80% say no one really reads the terms and conditions when they s
7、ign up for a credit card.1What does the underlined sentence in the first paragraph probably mean?AWe can enjoy more convenience using credit cards.BCredit cards can improve our buying power.CWe can buy things at lower prices using credit cards.DCredit cards bring more card debt as well as convenienc
8、e.答案D解析根据下文“In 2004，Americans had about $800 billion in credit card debt.Now they own about $968 billion.”可知，信用卡在给人们带来方便的同时也会带来更多的信用卡债务。2Which of the following is NOT mentioned in the text?ABanks are making it harder for people to get credit cards.BSome peoples credit limits have been reduced.CIt is
9、 more difficult to borrow money from some banks.DBanks are receiving more charges from late payments.答案A解析B选项由第三段最后一句“Many people report having their credit limits reduced without warning.”可知；C选项由第三段中的“twothirds of American banks have recently reported tighter lending requirements.”可知；D选项由第二段倒数第二句“C
10、harges for late payments are a growing source of profit for banks.”可知；A项在文中未提及。3What can we know from the text?ABanks actually prefer to see more late payment.BPeople should be more careful when applying for a credit card.CThe US government provides better protection for cardholders.DThe majority of
11、 Americans dont think much of credit cards.答案B解析整篇文章讲的是信用卡的一些负面问题，而且由文章最后一句“But close to 80% say no one really reads the terms and conditions when they sign up for a credit card.”可以推断出，人们在申请信用卡时应该小心。4What is the main idea of the last paragraph?ACredit cards are still very well received in America.BC
12、redit cards dont live up to some peoples expectations.CMany people dont believe in credit card companies.DThe results of a survey about credit cards in Americans.答案D解析这一段的开头提到了According to a survey“根据一项调查”。下面列举了几个数字及相关信息，因此我们可以总结出最后一段写的是关于美国信用卡调查的结果。BBottled water is big business.Americans chug more
13、 than 8 billion gallons of the stuff a yearand a $10 billion industry has sprung up to meet the demand.These days，consumers can choose between water sourced from Icelandic glaciers or the thawing snows of Mt.Fuji；theres even one brandWoof Waterspecially designed for dogs.Of course，Americas thirst fo
14、r bottled water is taking an environmental cost.According to the Earth Policy Institute，producing all those plastic bottles requires some 17 million barrels of oil a year.The energy needed to process and transport the bottles rises to 50 million barrelsenough to run 3 million cars for a whole year.M
15、eanwhile，water itself is growing increasingly scarce，prompting some communities to question the wisdom of giving bottling companies free rein (缰绳) to siphon_off local supplies.Bottling plants can consume hundreds of millions of gallons of water a year，seriously impacting groundwater levelsand expert
16、s say the naturalspring sources preferred by consumers are precisely the sources most vulnerable (脆弱的) to overpumping.Fortunately，local leaders are starting to take note.The US Conference of Mayors is working to manage bottling plants and monitor the effect of thrownaway bottles；leaders in San Francisco，Salt Lake City，Los Angeles，and Santa Barbara have already promised to
