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1、BeforesigningthisContract,BorrowershouldreadtheContractcarefully,especiallythesectionsmarkedwith*,andshouldconfirmthatBorrowerhasnodisagreementwiththeContract.BANKOFCOMMUNICATIONSLOANCONTRACT(ForMediumorShortTermWorkingCapitalLoan)LoanNo.:WeiJiaoYin2001Loan6-031Borrower:WeifangFuhuaAmusementParkCo.,
2、Ltd.Address:EastEndofDongFengEastStreet,WeifangCityLegalrepresentative:JieYangLender:WeifangBranchoftheBankofCommunicationsAddress:358DongFengEastStreetAccordingtoapplicablelawsandregulationsofthePeoplesRepublicofChina(thePRC),theBorrowerandLender,afterreachinganagreementthroughnegotiations,herebyen
3、terintothiscontractpursuanttoBorrowersapplicationtoLenderforaworkingcapitalloan(theLoan)Article1.TheLoan1.1.Typeofcurrency:RMB1.2.Loanamount(full-formcharacters):Fourhundredandfiftythousandyuanexactly.TheactualprincipalborrowedbyBorrowershallbethenumberwrittenonthefinancialvoucherissuedbyLender.1.3.
4、Loanterm:July24,2001toJune20,20021.4.TheLoanunderthisLoanContractshallbesolelyforindustrial/businessuse.BorrowershallnotdivertthefundsunderthisLoanContracttoanyotherpurpose.Article2.InterestRateandInterestCalculation2.1.Interestrate:5.3625%,basedon30daysinamonthand360daysinayear.2.2.Duringthetermoft
5、hisLoanContract,interestmaybechangedasprescribedbythePeoplesBankofChinawhensaidBankadjustsitsinterestrateorratecalculationmethod,inwhichcaseBorrowersapprovalisnotnecessary.22.3.Theformulaforcalculatingtheinterestisasfollows:Interestontheloan=(theprescribedinterestrateunderthisLoanContract)x(Loanamou
6、nt)x(actualdaysofuse),whereactualdaysofuseiscalculatedfromthedaytheLoanisissued.2.4.SettlementofinterestunderthisLoanContractistobecalculatedpermonth.Thesettlementdateisthe20thdayofeachmonth.AllprincipalandinterestshallbepaidinfullonthedaythetermoftheLoanexpires.Article3.ReleaseoffundsundertheLoan3.
7、1.BorrowermayapplyforreleaseoffundsundertheLoanContract,atonetimeoratdifferenttimes,withinthefixedperiod,underArticle1.3hereof.However,eachtimeBorrowermustmaketheapplicationtoLenderatleast3bankingdaysinadvance.3.2.LendershallhavetherighttoexaminethefollowingissuesbeforereleasingfundsundertheLoanands
8、halldecidewhethertoreleasefundsbasedonresultsoftheexamination:(1)whetherBorrowerhasperformedalllegally-requiredproceduressuchasobtaininggovernmentlicenses,approvalsandregistrationandotherproceduresLendermayrequireofBorrower;(2)Whetherarelatedguarantycontractiscurrentlyineffect.3.3.Lendershallrelease
9、fundsatonetimeoratdifferenttimestoBorroweraccordingtotheLoanVoucher;and3.4.ThefundsreleasedateandamountshallbeasrecordedintheLoanVoucher.Article4.RepaymentoftheLoan:4.1.ThedateofrepaymentofprincipalunderthisLoanContractshallbeasrecordedintheLoanVoucher;4.2.Borrowershallrepaytheprincipalandinterestun
10、derthisLoanContractinfullontheduedate.4.3.*BorrowerherebyirrevocablyauthorizesLender,ontheLendersowninitiative,towithdrawfundsfromBorrowersdepositaccountwiththeBankofCommunications.4.4.BorrowershallrepayprincipalandinterestinthecurrencyprovidedinArticle1.1above.4.5.*BorrowermayrepaytheLoaninadvanceu
11、ponapprovalfromLender.3LenderhastherighttocollecttheinterestfortheperiodbetweenthedateoftheprepaymentandthedateofrepaymentrecordedintheLoanVoucherattheratespecifiedinthisLoanContract.Article5.*BorrowersDeclarationandWarranties5.1.BorroweracceptsandshallabidebyLendersbusinesssystem,operationalpractic
12、es,andtheproceduresunderthisLoanContract.5.2.BorrowerwarrantsthatitwillcooperatewithLenderonthesupervisionandinspectionoftheuseofthefundsborrowedunderthisLoanContractandofthebusinessconditionofBorrowerandthatitwillpromptlyprovideallfinancialstatementsandrelatedmaterialsneededbyLender,whichBorrowerwa
13、rrantstobetrue,pleteandaccurate.5.3.BorrowerwarrantsthatitwillissuewrittennoticestoLenderuponoccurrenceorpossibleoccurrenceofthefollowingeventswithinsevendaysthereof:(1)Borrowersoperationalsystemororganizationalformofpropertyownershipischangedmaterially,including,butnotlimitedto,introducingthepracti
14、ceofcontracting,conductingleasingoperations,enteringintojointoperations,restructuringequity,mergingwith(acquiring)otherentities,enteringintoajointventure(cooperativearrangement),splittingintoseparateentities,settingupasubsidiary,transferringtitletoproperty,reducingcapital,terminationordissolutionand
15、filingforbankruptcy;(2)Borroweramendsitarticlesofassociation,replacesitslegalrepresentative,reducesitsregisteredcapitalormakesmaterialchangesinitsfinancesorpersonnel;(3)Borrowersells,leases,transfersorotherwisedisposesofallorpartofitsassets;(4)Borrowerprovidesaguarantytoathirdparty,whichwillhaveamaterialadverseeffectonitsfinancialpositionoritsabilitytoperformitsobligationsunderthisLoanContract;(5)Borrowerisapartytoamateriallegalsuitoritsmainassetshavebeenputunderpropertypreservationorotherorders;(6)ThefinancialpositionofBorrowerhasundergoneamaterialch
