《金融英语证书考试常用金融词汇总结》由会员分享，可在线阅读，更多相关《金融英语证书考试常用金融词汇总结（23页珍藏版）》请在金锄头文库上搜索。
1、金融英语证书考试常用金融词汇总结account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背
2、书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler s cheque 旅行支票 cheque for t
3、ransfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar s note 庄票，银票 balance sheet 资产负债表 cash flow 现金流转 glossary 术语表 money order 汇款单，汇票 letter of credit n.商(银行发行的)信用证 charge for 想.收费 overdraw v.透支 overdraft n.透支, 透支之款项 endorse In5dC:s v.在(票据)背面签名, 签注(文件), 认可, 签署 liability
4、n.责任, 义务, 倾向, 债务, 负债, 与assets相对 asset n.资产, 有用的东西 solvent adj. 有偿付能力的 n.溶媒, 溶剂, 解决方法 securities n.有价证券 time hull insurance 船舶定期保险 marine insurance 海损保险 maritime transportation insurance 海洋运输保险 fire insurance 火险 cargo insurance 货物保险 金融专业术语释义与注解英文词汇 中文释义 详细注解All-Ordinaries Index(All-ORD Index) 所有普通股指数
5、联交所负责编制的第二种指数，于1989年1月2日起推出。与恒生指数或香港指数只选定一组股份为基础不同，这个指数是以在联交所挂牌的全部普通股作为成份股，但同样以资本市值加权法来计算。指数的基准日是1986年4月2日，以1000点定为该日指数的基数，每日的指数便是根据当日所有普通股的总市值除以基准日的总市值，再乘以1000而得出。allotment证券分配 股票分配1.指公司根据申请人申请（填写在公司提供的申请书上）及预交定金，将股票分配给各申请人。承办发给债券的银行财团，其管理银行将待发行的债券分配给银行财团的成员银行，由它们认购或销售。 2.指证券发行机构对证券认购人或中介人所进行的分配证券的
6、过程。 3.The portion of a new securities issue which is assigned to each member of a syndicate, for underwriting and distribution.allottee被分予者，接受分配物者Any entity which has subscribed to buy securities in an underwriting.Allowance折让 备抵 1.用于弥补坏账或折旧的准备金。 2.销货数量短少或损坏而自发票金额扣除的部分。 3A sum set aside for an occur
7、rence that may or may not come to pass. For example, funds earmarked for expenses associated with potential bad weather. 4.Funds allocated periodically for a stated purpose, such as a per diem. 5.A discount, especially one offered as a result of specific circumstances.allowance for depreciation折旧备抵A
8、n accumulated expense that writes off the cost of a fixed asset over its expected useful life.allowance for doubtful accounts坏账备抵An estimated amount of bad debts, to be subtracted from a balance sheets accounts receivable.all-risks coverage一切险 Insurance policy that covers losses from all causes not
9、specifically excluded in the policy. opposite of named peril coverage.Alpha阿尔法1.用来衡量证券报酬来自市场以外之独特因素的系数。例如某证券的报酬51.2市场报酬，代表市场报酬每变动1，该证券报酬同向变动1.2%；式中的5是该证券独特因素带来的报酬率，与市场因素无关，该5即为阿尔法值。 2.英国于1986年金融大改革（Big Bang）之前，对规模及交易量最大的公司股票的分类名称，当时之为阿尔法股票（alpha stocks）。 3.A coefficient measuring the risk-adjusted p
10、erformance, considering the risk due to the specific security, rather than the overall market. A large alpha indicates that the stock or mutual fund has performed better than would be predicted given its beta (volatility).Alphabet stock字母股票美国通用汽车公司（General Motors）用于购并用途的股票，这些股票以英文字母命名；例如E股票系来自购并电子资料
11、系统公司（Electronic Data Systems）；H股票系用于购并休斯飞机公司（Hughes Aircraft）。各种字母股票的持有人的投票权不同，其股利也须视特定部门的营运绩效而定。alpha-beta 阿尔法-贝塔 一种投资组合分析方法，旨在检测经理为实现其收益需要冒风险的程度。英文词汇 中文释义 详细注解alternate account备选账户Account which multiple individuals can draw against without permission from each other.alternate payee第二收款人An individu
12、al who is recognized as having a right to receive some or all of the benefits under a qualified retirement plan if the plan holder does not or cannot collect. Usually a spouse, former spouse, child, or other dependent.alternative assets备选资产Assets that have the potential to provide economic value to
13、the owner but are not traditionally considered assets, such as collectibles.alternative investment market 备选投资市场 伦敦证券交易所专门为成立时间不长但处于快速成长期的公司单独开辟的一块市场。Alternative minimun tax (AMT)替换最低税1.美国联邦政府对公司、个人、或财产减除所有的税负优惠或减免额之后，最低应征收的税款。 2.Alternative Minimum Tax. An IRS mechanism created to ensure that high-
14、income individuals, corporations, trusts, and estates pay at least some minimum amount of tax, regardless of deductions, credits or exemptions. It operates by adding certain tax-preference items back into adjusted gross income. While it was once only important for a small number of high-income individuals who made extensive use of tax shelters and deductions, more
