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1、Electronic Payment,Judy Cherry Mary 杨小迎 王菊仙 吕华莉,Mobile payment,If one day, you lost your wallet,Will you be worried? Maybe ,you have to fill do those credit card, bank card, id card or other papers . And you may also lost your meal at that time.,But,mobile phone purse,Take a bus Take a taxi Go to th
2、e cinema Go shopping Go to supermarket And so on,Mobile phone bank,What is Mobile phone bank ? Mobile phone bank refers to mobile phones for carrier terminal, and relying on the mobile wireless network, provide for the customer account management, financial services such as online payment of an elec
3、tronic channels, and its function almost include people every aspect of life.,function,As we have learned, current mobile phone bank basically achieved all kinds of bank based business. Can be divided into three categories: One : Check capture expends business , including account inquiry, balance, a
4、ccount details, query, bank transfer of the electricity and water, telephone, etc.; Two: shopping business, the customer will mobile phone information and the banking system binding, through the mobile phone bank platform to purchase goods; Three: Financial management business , including purchasing
5、 a financial product, fry ,etc.,Traffic bank : mobile phone bank take no card service. According to the bank staff introduced, a cardholder can through the mobile phone bank in advance to ATM withdrawals. After the appointment, the customer to the ATM machine withdrawals, just make an appointment by
6、 mobile phone number, make an appointment number and make an appointment card password withdrawals, can achieve without card withdrawals, and need not to the ATM CARDS inserted.,For a example,In addition, many Banks were on the mobile platform load the value-added services such as ordering the ticke
7、ts, special offer tickets, lottery tickets,for phone, etc, and some areas can even enjoy hospital non-financial sectors such as registration service.,But.if you lost you mobile phone,It is not our topic ,but if you are interested in how to prevent your mobile phone and not lose ,I d like to show you
8、 a video.,Square: mobile payment of the upstart,It is convenient to Square the realization of the function of the credit card, you only need a effective bank check account, and Square software. The individual also can use the software to charge Square credit card payments, such as ebay auction on yo
9、u in a you dont furniture, but the other side no cash, no, take out your mobile phone, insert the Square Square, brush !,Then Do you want to know how the square to realize the payment process ?,Pay, without paying,this is the slogan of the Square, is they are trying to achieve the objectives. So far
10、 there are more than forty thousand merchants joined the Square of the Card Case program (4 months ago was only for twenty thousand), this means that in this forty thousand merchants consumption you only need to speak his name can complete payment.,If you want a coffee.,When you get to a coffee shop
11、 within 100 meters ,a Square of the restaurant will through application Geofencing technology to be automatic perception to your arrival, and finding your account name and photo material. Once you purchase a cup of coffee, you just need to say your name, the cashier confirm photos on person is you,
12、so she can press pay ok button to complete payment, you can carry coffee go. Soon you will receive a push notification told your consumption amount and send you an electronic invoice.,Such payment experience can say that completely consumers and businessmen realizing seamless docking, the future may
13、 be in store will not see the long lines in the front row. Another domestic unionpay also has started and entrepreneurial companies as Square similar mobile payment services, but is currently in the first stage, the realization of “pay and dont pay“ experience is no specific date.,In 2012, mobile el
14、ectronic business is an important year. This year, if the cell phone of your purse? If the cell phone will be your shopping partner? Whether you will use mobile phone users to users of the deal? Or you could use their cell phones to play “angry birds“ and access email? I believe that all this is possible. This year, we really started to think about the future of the move.,Summary,Thank you ！,
