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1、姓名 :_编号 :_地区 :_省市 :_密封线密封线 全国银行招聘考试重点试题精编注意事项:1.全卷采用机器阅卷，请考生注意书写规范；考试时间为120分钟。2.在作答前，考生请将自己的学校、姓名、班级、准考证号涂写在试卷和答题卡规定位置。 3.部分必须使用2B铅笔填涂;非选择题部分必须使用黑色签字笔书写，字体工整，笔迹清楚。 4.请按照题号在答题卡上与题目对应的答题区域内规范作答，超出答题区域书写的答案无效:在草稿纸、试卷上答题无效。(参考答案和详细解析均在试卷末尾)一、选择题1、下列不属于审计的职能的是（ ）。 A.经济监督功能 B.经济评价功能 C.经济鉴证功能 D.经济核算功能 2、Wh
2、en Monte broke the glass,he tried to put the（）back together. A.fragments B.pieces C.bits D.slices 3、Mr.Smith had an unusual（ ）：he was first an office clerk，the a sailor， and ended up as a school teacher. A.profession B.occupation C.position D.career 4、I could speak_ Japanese_ Chinese, so I had to ta
3、lk with him in English. A.not only； but also B.both； and C.neither； nor D.either； or 5、中国近代史上第一次明确提出彻底反帝、反封建的民主革命纲领是在（）。 A.中共“一大” B.中共“二大” C.中共“七大” D.中共十“一大” 6、标志着中国半殖民地半封建社会形成的是（）。 A.北京条约 B.马关条约 C.中法条约 D.辛丑条约 7、人民代表大会制度的核心内容是（）。 A.民主集中制 B.国家的一切权力属于人民 C.坚持中国共产党的领导 D.广泛的人民参与 8、倾销就是出口商（）。 A.低价出口 B.低于进
4、口国价格出口 C.低于出口国价格出口 D.低于其他国家价格出口 9、下列关于公司股东出资的表述，正确的是（）。 A.公司成立后，股东可以根据需要抽回出资 B.股东只能用货币进行出资 C.无论是有限责任公司还是股份有限公司，股东均可自由转让其出资 D.股东可以货币和非货币资产出资 10、在休克发病前期，患者一般会出现皮肤苍白、四肢发冷、心跳呼吸加快等症状，这是因为（）。 A.呼吸系统功能紊乱 B.人体温度调节功能逐步丧失 C.神经系统发生病变 D.血液循环不畅，供血不足 11、当事人订立合同有书面形式、口头形式和其他形式。其中，电子邮件属于（）。 A.书面形式 B.口头形式 C.推定形式 D.其
5、他形式 12、一次化妆舞会中，男士戴着蓝色的帽子，女士戴着红色的帽子。每个男士看见的蓝色帽子比红色帽子的2倍还多6个，每位女士看见的蓝色帽子是所见红色帽子的3倍。那么房间里一共有（）人。 A.37 B.27 C.39 D.29 13、某班级组织春游，班干讨论后规定获得贫困助学金的同学交25元的活动费，其他同学交50元的活动费，班上共有60名同学，最后共收取春游费2700元，该班有（）名同学获得贫困助学金。 A.10 B.12 C.14 D.16 14、Passage 2The data a bank has stored on its servers is more valuable than
6、 the gold in its vaults.Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors.In Europe,at least,that is all about to change with a new set of regulations,named PSD2.The rules will compel banks to share data easily with licensed third parties.Bank
7、ers in Europe complain that their profits and customer relationships are under threat.However,opening up banks,and the data they store,is good for consumers and competition.New providers will be better placed to offer all sorts of innovative services,such as a one-click option to put unspent monthly
8、 income into a pension plan.Nevertheless.some concerns about PSD2 are legitimate.In particular,it is reasonable to wonder about the privacy and security implications of sensitive financial data being shared with third parties.But banks themselves are hardly invulnerable to cyber attack（网络攻击）.And the
9、 solutions that the European regulators propose to deal with these worries look promising.Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.The gap between writing rules and implement
10、ing them is always large.First,consent from customers to provide access to their bank data must be gained explicitly,and the purposes of the data use should be clearly explained.Second,regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licen
11、ses of third parties that break the rules.Third,regulators must also be flexible enough to allow for changes as the market evolves.Since the new entrants will not be licensed to engage in riskier financial activitiessuch as lending moneyit makes sense to regulate them with a lighter touch.But if som
12、e Fintech providers do end up becoming systemically important,higher standards of oversight might be necessaryWhat can be inferred from passage on the effects of PSD2 in the second paragraph （） A.Customers are more likely to enjoy more innovative services B.People will no longer go to banks to depos
13、it their money C.Service providers do not want to partner with banks D.People will receive more pension 15、下列说法不正确的是（ ）。 A.孔子是儒家创始人，核心是“仁” B.庄子是道家代表，代表作是道德经 C.韩非是法家思想的集大成者 D.朱熹是理学的重要代表，著有四书集注 16、While the reasons for massive，longer-burning wildfires are complex，there is_that wildfires will occur mor
14、e frequently with climate change。 A.consensus B.conclusion C.recognition D.compromise 17、要求每个管理工作者必须从思想上明确：自己负责控制的对象是一个整体的动态系统，而不是一个个孤立分割的部分，应该从整体着眼对待部分，使部分服从整体。同时还应明确自己的位置，为更大的整体效益服务。这是（ ）。 A.人本原理 B.系统原理 C.动态原理 D.效益原理 18、（）是收文办理的中心环节。 A.批办 B.拟办 C.承办 D.注办 19、货币供应量是一国在某时期内为社会经济运转服务的货币存量，它由包括中央银行在内的金融
15、机构供应的存款货币和现金货币两部分构成。中央银行在公开市场上买卖有价证券，最直接影响（），从而影响货币供应量。 A.中央银行再贷款 B.商业银行法定准备金 C.中央银行再贴现 D.商业银行超额准备金 20、资料：之后，经济学家Mr.U与你讨论了一些潜在的问题，请根据下列资料回答问题。KGV is s traditional high-street music retailer.Based in Amsterdam,it has 12 stores in the Netherlands,three of which are mega stores.Some years ago,it expanded into the rest of Europe and now ow
