2020秋季中国银行校园招聘真题(推荐)

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1、2023考试备考资料word版本欢迎下载 2020 年秋季中国银行校园招聘真题年秋季中国银行校园招聘真题 1. The director tried to get the actors to _ to the next scene by hand signals. A. move on B. move off C. move out D. move along 2. His ideas are invariably condemned as _ by his colleagues. A. imaginative B. ingenious C. impractical D. theoretica

2、l 3. Thousands of people turned out into the streets to _ against the local authorities decision to build a highway across the field. A. contradict B. reform C. counter D. protest 4. The majority of nurses are women, but in the higher ranks of the medical profession women are in a _. A. minority B.

3、scarcity 2023考试备考资料word版本欢迎下载 C. rarity D. minimum 5. Professor Johnsons retirement _ from next January. A. carries into effect B. takes effect C. has effect D. puts into effect 6. The president explained that the purpose of taxation was to _ government spending. A. finance B. expand C. enlarge D. b

4、udget 7. One thousand dollars a month is not a fortune but would help cover my living _ . A. bills B. expenses C. prices D. charges 8. The open-air celebration has been put off _ the bad weather. A. in case of B. in spite of 2023考试备考资料word版本欢迎下载 C. instead of D. because of 9. The practice of hanging

5、 clothes across the street is a common _ in many parts of the city. A. look B. sign C. sight D. appearance 10. _ achievement, last weeks ministerial meeting of the WTO here earned a low, though not failing, grade. A. in terms of B. in case of C. as a result of D. in the face of 11. There used to be

6、a petrol station near the park, _? A. didnt it B. doesnt there C. usednt it D. didnt there 12. It is an offence to show _ against people of different races. A. distinction 2023考试备考资料word版本欢迎下载 B. difference C. separation D. discrimination 13.A great amount of work has gone into _ the Cathedral to it

7、s previous splendor. A. refreshing B. restoring C. renovating D. renewing 14. The thieves fled with the local police close on their _. A. backs B. necks C. toes D. heels 15. The economic recession has meant that job_ is a rare thing. A. security B. safety C. protection D. secureness 16. Many people

8、nowadays save money to _ for their old age. A. cater 2023考试备考资料word版本欢迎下载 B. supply C. provide D. equip 17. The tone of the article _ the writers mood at the time. A. reproduced B. reflected C. imagined D. imitated 18. This is not the right _ to ask for my help; I am far too busy even to listen A. m

9、oment B. situation C. opportunity D. circumstance 19. The job of a student accommodation officer_ a great many visits to landladies. A. concerns B. offers C. asks D. involves 20. Our family doctors clinic _at the junction of two busy roads. A. rests 2023考试备考资料word版本欢迎下载 B. stands C. stays D. seats 2

10、1. She was so fat that she could only just _ through the door. A. assemble B. appear C. squeeze D. gather 22. After the heavy rain, a builder was called to repair the roof, which was _. A. leaking B. trickling C. prominent D. noticeable 23. The reception was attended by _ members of the local commun

11、ity. A. excellent B. conspicuous C. prominent D. noticeable 24. Share prices on the Stock Exchange plunged sharply in the morning but _ slightly in the afternoon. A. regained 2023考试备考资料word版本欢迎下载 B. recovered C. restored D. revived 25. His_ brain has worked away on the idea of a universal cure. A. r

12、ich B. quick C. productive D. fertile 26. The couple has donated a not_ amount of money to the foundation. A. inconsiderable B. inconsiderate C. Inaccurate D. incomparable 27. _dull he may be, he is certainly a very successful top executive. A. Although B. whatever C. As D. However 28. Its high time

13、 we _ cutting down the rainforests. A. stopped 2023考试备考资料word版本欢迎下载 B. had to stop C. shall stop D. stop 29. The student said there were a few points in the essay he _ impossible to comprehend. A. has found B. was finding C. had found D. would find 30. The statistics _ that living standards in the a

14、rea have improved drastically in recent times. A. proves B. is proving C. are proving D. prove 31. Teddy came to my _ with a cheque of 200 dollars to pay my room rate, after I phoned him that my wallet had been stolen. A. attendance B. assistance C. rescue D. safety 2023考试备考资料word版本欢迎下载 32. The moon

15、, being much nearer to the Earth than the Sun, is the _ cause of the tides . A. principal B. basic C. initial D. elementary 33. First, we need to find out what his scheme is, and then act _ . A. sensitively B. imaginatively C. efficiently D. accordingly 34. Men differ from animals _ three is to one

16、. A. for which B. for that C. in that D. in which 35. _ the boss says, it is unreasonable to ask me to work overtime without pay. A. Whatever B. Whenever C.Whichever D. However 2023考试备考资料word版本欢迎下载 36. A new laptop costs about _ of a second-hand one. A. the price of three times B. three times the pr

17、ice C. as much as the three times price D. three times more than the price 37. Did you fly to London directly? No, I traveled from Taiwan_ Paris. A. through B. by way of C. by the way D. in the way 38. I was very interested in _ she told me . A. all that B. all which C. all what D. that 39. During t

18、he TV interview, the singer announced that he was going to _ his new album soon. A. release B. renew C. relieve 2023考试备考资料word版本欢迎下载 D. rehearse 40. After working for the firm for ten years, he finally _ the rank of deputy director. A. achieved B. approached C. attained D. acquired 41. Winter is the

19、 _ season at most hotels in this seaside town, because very few tourists come to stay. A. slow B. slack C. low D. quiet 42. Come on, Jack, tell me the story. Dont keep me in _ . A. suspense B. suspending C. suspension D. suspender 43. The football match was _ because of the heavy rain. A. called ove

20、r B. called up 2023考试备考资料word版本欢迎下载 C. called out D. called off 44. We had a good time there, and the food was plentiful and _ . A. conductive B. wholesome C. helpful D. appreciative 45. It was strange that she would _ such an absurd idea. A. allow B. stick C. take D. entertain 46. He suggested that

21、 we_ to the park . A. go B. went C. will go D. gone 47. Ten minutes _ too short for me to prepare the presentation. A. are B. is 2023考试备考资料word版本欢迎下载 C. being D. were 48. The teacher, with her students, _ discussing the environmental problem. A. is B. are C. were D. who is 49. The person he intervie

22、wed was _ his former schoolmate. A. no other than B. no more than C. none other than D. none the less 50. Do you own your apartment or you a _ ? A. tenant B. customer C. client D. proprietor TO: Marketing staff FROM: Jonathan Blair DATE: August 22 2023考试备考资料word版本欢迎下载 RE: New Advertising Campaign We

23、 are very excited about our new line of infant clothes this year. The following will give you a general outline of the marketing strategies we have planned to help promote our new clothes.As you all know, this is our first attempt in this market, and we are anticipating great results.And to add to t

24、his, we have put together our biggest and most expensive ad campaign in several of the countrys largest media. TELEVISION SPOTS A thirty-second commercial on 3 of the largest networks during primetime hours (7-9 p.m.) for three months. A total of 4 showings on each station daily. Also 5 showings bet

25、ween 9-11 p.m. on Saturdays and 6 showings on Sundays. NEWSPAPER ADD INS Will feature a three-page advertisement complete with colorful illustrations and discount coupons. Will be inserted into the middle of all major newspapers in the city on weekend editions for two months. SUBWAY AND BUS ADS Adve

26、rtising posters on major routes around the city. A total of 5000 posters will be posted for I month. Everyone is encouraged to submit comments and ideas to the Marketing Department. 51. What is the main purpose of the memorandum? A. To recruit talented people to work on an advertising project B. To

27、announce the companys future plans C. To inform the staff members about a television documentary 2023考试备考资料word版本欢迎下载 D. To find a model spokesperson for the posters 52. Who is the target audience for the new products being launched? A. Babies B. Children C. Adults D. Seniors 53. What can be inferre

28、d from the memorandum? A. Local television is airing a special on the company. B. The company is breaking into a new market. C. An article about the company has been printed in the local newspaper. D. The subway and bus strikes will affect the company. 54. How many times will the ad be aired on a we

29、ekday on one station? A. 3 times B. 4 times C. 5 times D. 6 times 55. Which of the following is NOT true about the newspaper ad? A. It will be printed in various colors. B. It will be featured on the front page. C. It will offer discount vouchers. 2023考试备考资料word版本欢迎下载 D. It will be included in the w

30、eekend editions. Could the bad old days of economic decline be about to return? Since OPEC agreed to supply-cuts in March, the price of crude oil has jumped to almost $26 a barrel, up from less than $10 last December. This near-tripling of oil prices calls up scary memories of the 1973 oil shock, wh

31、en prices quadrupled, and 1979-1980, when they also almost tripled. Both previous shocks resulted in double-digit inflation and global economic decline. So where are the headlines warning of gloom and doom this time? The oil price was given another push up this week when Iraq suspended oil exports.

32、Strengthening economic growth, at the same time as winter grips the northern hemisphere, could push the price higher still in the short term。 Yet there are good reasons to expect the economic consequences now to be less severe than in the 1970s. In most countries the cost of crude oil now accounts f

33、or a smaller share of the price of petrol than it did in the 1970s. In Europe, taxes account for up to four-fifths of the retail price, so even quite big changes in the price of crude have a more muted effect on pump prices than in the past。Rich economies are also less dependent on oil than they wer

34、e, and so less sensitive to swings in the oil price. Energy conservation, a shift to other fuels and a decline in the importance of heavy, energy-intensive industries have reduced oil consumption. Software, consultancy and mobile telephones use far less oil than steel or car production. For each dol

35、lar of GDP (inconstant prices) rich economies now use nearly 50% less oil than in 1973. The OECD estimates in its latest Economic Outlook that, if oil prices averaged $22 a barrel for a full year, compared with $13 in 1998, this would increase the oil import bill in rich economies by only 0.25-0.5%

36、of GDP. That is less than one-quarter of the income loss in 1974 or 1980. On the other hand, oil-importing emerging economies to which heavy industry has shifted have become more energy-intensive, and so could be more seriously squeezed。 One more reason not to lose sleep over the rise in oil prices

37、is that, unlike the rises in the 1970s, it has not occurred against the background of general commodity-price inflation and global excess demand. A sizable portion of the world is only just emerging from economic decline. TheEconomists commodity price index is broadly unchanging from a year ago. In

38、1973 commodity rices jumped by 70%， and in 1979 by almost 30%。 56. The main reason for the latest rise of oil price is _ A. global inflation. B. reduction in supply. 2023考试备考资料word版本欢迎下载 C. fast growth in economy. D. Iraqs suspension of exports. 57. It can be inferred from the text that the retail p

39、rice of petrol will go up dramatically if _ A. price of crude rises. B. commodity prices rise. C. consumption rises. D. oil taxes rise. 58. The estimates in Economic Outlook show that in rich countries A. heavy industry becomes more energy-intensive。 B. income loss mainly results from fluctuating cr

40、ude oil prices. C. manufacturing industry has been seriously squeezed. D. oil price changes have no significant impact on GDP. 59. We can draw a conclusion from the text that_ A. oil-price shocks are less shocking now. B. inflation seems irrelevant to oil-price shocks. C. energy conservation can kee

41、p down the oil prices. D. the price rise of crude leads to the shrinking of heavy industry. 60. From the text we can see that the writer seems _ A. optimistic. B. sensitive. 2023考试备考资料word版本欢迎下载 C. gloomy. D. scared. From: Paul Rooney To: Green Mountain Stationery, Inc I have been purchasing vario

42、us products through your catalog for many years. For the most part, Ive been quite satisfied. However, I recently ordered a case of 1,000 envelopes for mybusiness and am extremely disappointed. First of all, the envelopes I received differ from the description in your catalog. They are supposed to b

43、e nine inches long, but the envelopes I received are six inches long. Second, the adhesive on the envelops is defective. I attempted to use a dozen of them, and none of them remained properly sealed. At the very least, I would like a refund for the full cost of these envelopes, along with the shippi

44、ng charge. The total amount I paid was $34.68. Furthermore, the inspection sticker on the carton states that the product was inspected at your Burlington warehouse. I would like to know how this mistake occurred and request your assurance that this sort of thing will not happen again in the future.

45、Otherwise, I am afraid that I will have to take my business elsewhere. From: Sharon Park To: Paul Rooney Dear Mr.Rooney, My name is Sharon Park, and I am the director of quality control at Green Mountain Stationery. Inc. I was recently made aware of your complaint by one of our customer service re

46、presentatives. I would like to start by apologizing for any inconvenience you may have experience. Our accounting department will issue you a full refund of $34.68 for the defective envelopes. We would also like to offer you a $50 gift certificate that can be used with the purchase of any product in

47、 our catalog. I must acknowledge that there have been some problems with inspections in our Burlington warehouse. To deal with this issue, the company has decided that the entire inspecting staff will take part in an intensive re-training program. We will review our procedures to identify anything t

48、hat needs to be improved. I have forwarded your message to our entire management team, to ensure that this issue will not be overlooked. I am sorry that we have disappointed you, and I sincerely hope you continue to purchase our products. Im sure this was a one-time incident that will not happen aga

49、in. Please dont hesitate to contact me directly in the future if you have any questions or concerns. Sincerely, Sharon Park 61. What did Mr. Rooney purchase from Green Mountain Stationery? 2023考试备考资料word版本欢迎下载 A. Glue B. Boxes C. Paper D. Envelopes 62. What was different from the product in the cata

50、log? A. Size B. Color C. Quantity D. Shape 63. What else does Ms. Park offer to Mr. Rooney? A. Replacement of the product he ordered B. Voucher for the purchase of any product C. Free shipping on his next order D. A tour of the Burlington warehouse 64. Who is going to be re-trained? A. The director

51、of quality control B. The entire management team C. The whole inspecting staff D. The customer service representative 65. Which of the following does Ms.Park NOT do? 2023考试备考资料word版本欢迎下载 A. Send a replacement product B. Forward the email to the management C. Inform to contact her directly anytime D.

52、 Reassure that it was a one-time incident Dear Disney, Last weekend, the four members of my family spent an enjoyable holiday at the Magic KingdomDisneyland. And one event made our visit seem truly magical. We got to the front of the line at Space Mountain, only to find out that our little daughter

53、Gloria couldnt take her ice-cream on the ride. We were so excited that we all forgot ice-cream was not allowed on the ride. Gloria broke into tears and we all had no idea what to do. Then Murphy, one of the staff members, came over. She bent down and told Gloria that she would hold the ice-cream for

54、 her and give it to her when she finished the ride. Gloria said, Promise? Then she gave Murphy her ice-cream, and she completely enjoyed the ride. Sure enough, as we walked out the exit, there was Glorias new friend with her ice-cream. Now you and I both know what happened, because we know that an i

55、ce-cream wont last twentyminutes on a summer afternoon in Florida. Murphy knew what time we would get off the ride; she went to the nearest shop and bought a brand-new ice-cream thirty seconds before we walked out the exit. Gloria said, Thank you, but Im sure she thought it was the same ice-cream. W

56、e know that someone tried hard to make our visit special. Thanks so much for going above and beyond! Your fan, Carmen Rivera 66. The familys visit to the Magic Kingdom was _. A. helpful B. awful C. frightening D. amazing 67. Before the ride, Gloria cried because _. A. she couldnt find her parents in

57、 the line B. she was too little to take the ride 2023考试备考资料word版本欢迎下载 C. she couldnt take her ice-cream on the ride D. she had to wait for twenty minutes 68. Murphy was waiting for Gloria _ after the ride. A. in the ice-cream shop B. at the exit C. in the front of the line D. at the entrance 69. In

58、order to keep the promise, Murphy _. A. took Gloria to the nearest shop B. asked her new friend to help Gloria C. helped Gloria get off the ride D. bought a new ice-cream for Gloria 70. Carmen Rivera wrote the letter to _. A. order ice-creams B. promise to visit again C. express her thanks D. give s

59、ome suggestions I have closely watched my generation, known as The Millennials. for 29 years now. Joel Stein wrote an extensive piece on Millennials and he remains rather optimistic about our potential. I hesitate to share his optimism because of a paradox (矛盾的现象）we seem to exhibit, namely, that the

60、re are more avenues for us to entertain ourselves than ever before, yet we are more 2023考试备考资料word版本欢迎下载 bored than ever before. Entertainment has never been more varied. We have more cable channels, television shows, and movies than ever before. Internet providers allow instant viewing of almost an

61、y movie or television program ever created. Social drinking and partying are also widely available for Millennials. Every generation develops these habits at a certain age, but Millennials seem to be extending this phase of life as they postpone marriage. Some of this is undoubtedly due to The Great

62、 Recession. Millennials arc having a difficult time finding jobs; only 47 percent of 16-to-24-year-olds are employed, the smallest share since government stared recording data in 1948. But do Millennials respond to these economic troubles by doing whatever it takes to make ends meet? Hardlv. In fact

63、, of the four generations Pew Research has data for, the Millennial generation does not cite work ethic (勤奋工作）as distinctive of itself. Millennials want to save the world, but they sit and wait for that world-changing opportunity to be handed to them. Instead of working 2-3 jobs, launching a busines

64、s, or doing what it takes to succeed, they retreat. Millennials may be the first generation to have a lower standard of living than their parents, but with this response to adversity (逆境）, perhaps deservingly so. Much ink has been spilled in management books discussing how to get the most out of the

65、se youths in the workplace. Largely, they come to the same conclusion: Millennials are entitled, over-confident, and expect too much too quickly. We should not be surprised. Todays young adults were raised by parents who made sure to boost their self-esteem at every turn, telling them they could ach

66、ieve whatever they set their minds to, and handing out prizes for the sixth place. 71. What does the author of the passage think of Millennials? A. They show little interest in entertainment. B. They are not confident about their ability. C. They enjoy an easy life due to high technology. D. They ma

67、y not have bright prospects for success. 72. How do Millennials feel about their life? A. They can hardly do anything about it. B. There is little in it to get excited about. C. It is not as good as their parents. D. It is full of opportunities for success. 73. In what way are Millennials different

68、from previous generations according to Pew Research? 2023考试备考资料word版本欢迎下载 A. They spend less time socializing. B. They are indifferent to others. C. They do not value hard work. D. They are more independent. 74. What should Millennials do according to the author? A. Remain optimistic in face of adve

69、rsity. B. Start a business as early as possible. C. Make full use of new opportunities. D. Take action to change their situation. 75. Why are Millennials over-confident about themselves? A. They have been spoiled by their parents. B. They can always get whatever they expect. C. They are misguided by

70、 management books. D. They think they are young and energetic. It is all very well to blame traffic jams, the cost of petrol and the quick pace of modern life, but manners on the roads are becoming horrible. Everybody knows that the nicest men become monsters behind the wheel. It is all very well, a

71、gain, to have a tiger in the tank, but to have one in the drivers seat is another matter altogether. You might tolerate the odd road-hog, the rude and inconsiderate driver, but nowadays the well-mannered motorist is the exception to the rule. (Perhaps the situation calls for a “Be Kind to Other Driv

72、ers” campaign, otherwise it may get completely out of hand.) Road politeness is not only good manners, but good sense too. It takes the most cool-headed and good-tempered of drivers to resist the temptation to revenge when subjected to uncivilized behavior. On the other hand, a little politeness goe

73、s a long way towards 2023考试备考资料word版本欢迎下载 relieving the tensions of motoring. A friendly nod or a wave of acknowledgment in response to an act of politeness helps to create an atmosphere of goodwill and tolerance so necessary in modern traffic conditions. But such acknowledgments of politeness are a

74、ll too rare today. Many drivers nowadays dont even seem able to recognize politeness when they see it. However, misplaced politeness can also be dangerous. Typical examples are the driver whobrakes violently to allow a car to emerge from a side street at some hazard to following traffic, when a few

75、seconds later the road would be clear anyway; or the man who waves a child across a zebra crossing into the path of oncoming vehicles that may be unable to stop in time. The same goes for encouraging old ladies to cross the road wherever and whenever they care to. It always amazes me that the highwa

76、ys are not covered with the dead bodies of these grannies. A veteran driver, whose manners are faultless, told me it would help if motorists learnt to filter correctly into traffic streams one at a time without causing the total blockages that give rise to bad temper. Unfortunately, modern motorists

77、 cant even learn to drive, let alone master the subtler aspects of roadsmanship. Years ago the experts warned us that the car ownership explosion would demand a lot more give-and-take from all road users. It is high time for all of us to take this message to heart. 76. According to this passage, tro

78、ubles on the road are primarily caused by _. A. peoples attitude towards the road-hog B. the rhythm of modern life C. the behavior of the driver D. traffic conditions 77. The sentence “You might tolerate the odd road-hog. the rule.” (Para. 1) implies that _. A. our society is unjust towards well-man

79、nered motorists B. rude drivers can be met only occasionally C. the well-mannered motorist cannot tolerate the road-hog D. nowadays impolite drivers constitute the majority of motorists 2023考试备考资料word版本欢迎下载 78. By “good sense,” the writer means _. A. the drivers ability to understand and react reaso

80、nably B. the drivers prompt response to difficult and severe conditions C. the drivers tolerance of rude or even savage behavior D. the drivers acknowledgement of politeness and regulations 79. Experts have long pointed out that in the face of car-ownership explosion, _. A. road users should make mo

81、re sacrifice B. drivers should be ready to yield to each other C. drivers should have more communication among themselves D. drivers will suffer great loss if they pay no respect to others 80. In the writers opinion, _. A. strict traffic regulations are badly needed B. drivers should apply road poli

82、teness properly C. rude drivers should be punished D. drivers should avoid traffic jams In the atmosphere, carbon dioxide acts rather like a one-way mirrorthe glass in the roof of a greenhouse which allows the sun s rays to enter but prevents the heat from escaping. According to a weather experts pr

83、ediction, the atmosphere will be 3C warmer in the year 2050 than it is today, if man continues to burn fuels at the present rate. If this warming up took place, the ice caps in the poles would begin to melt, thus raising sea level several metres and severely flooding coastal cities. Also, the increa

84、se in atmospheric temperature would lead to great changes in the climate of the northern hemisphere, possibly resulting in an alteration of the earths chief food-growing zones. In the past, concern about a man-made warming of the earth has concentrated on the Arctic because the Antarctic is much col

85、der and has a much thicker ice sheet. But the weather experts are now paying more attention to West Antarctic, which may be affected by only a few degrees of warming: in other words, by a warming on the scale that will 2023考试备考资料word版本欢迎下载 possibly take place in the next fifty years from the burning

86、 of fuels. Satellite pictures show that large areas of Antarctic ice are already disappearing. The evidence available suggests that a warming has taken place. This fits the theory that carbon dioxide warms the earth. However, most of the fuel is burnt in the northern hemisphere, where temperatures s

87、eem to be falling. Scientists conclude, therefore, that up to now natural influences on the weather have exceeded those caused by man. The question is: Which natural cause has most effect on the weather? One possibility is the variable behavior of the sun. Astronomers at one research station have st

88、udied the hot spots and “cold” spots (that is, the relatively less hot spots) on the sun. As the sun rotates, every 27.5 days, it presents hotter or “colder” faces to the earth, and different aspects to different parts of the earth. This seems to have a considerable effect on the distribution of the

89、 earths atmospheric pressure, and consequently on wind circulation. The sun is also variable over along term: its heat output goes up and down in cycles, the latest trend being downward. Scientists are now finding mutual relations between models of solar-weather interactions and the actual climate o

90、ver many thousands of years, including the last Ice Age. The problem is that the models are predicting that the world should be entering a new Ice Age and it is not. One way of solving this theoretical difficulty is to assume a delay of thousands of years while the solar effects overcome the inertia

91、(惯性)of the earths climate. If this is right, the warming effect of carbon dioxide might thus be serving as a useful counte-balance to the suns diminishing heat. 81.It can be concluded that a concentration of carbon dioxide in the atmosphere would _. A. prevent the suns rays from reaching the earths

92、surface B. mean a warming up in the Arctic C. account for great changes in the climate in the northern hemisphere D. raise the temperature of the earths surface 82. The article was written to explain _. A. the greenhouse effect B. the solar effects on the earth 2023考试备考资料word版本欢迎下载 C. the models of

93、solar-weather interactions D. the causes affecting weather 83. Although the fuel consumption is greater in the northern hemisphere, temperatures there seem to be falling. This is _. A. mainly because the levels of carbon dioxide are rising B. possible because the ice caps in the poles are melting C.

94、 exclusively due to the effect of the inertia of the earths climate D. partly due to variations in the output of solar energy 84. On the basis of their models, scientists are of the opinion that _. A.the climate of the world should be becoming cooler B. it will take thousands of years for the inerti

95、a of the earths climate to take effect C. the man-made warming effect helps to increase the solar effects D. the new Ice Age will be delayed by the greenhouse effect 85. If the assumption about the delay of a new Ice Age is correct, _. A. the best way to overcome the cooling effect would be to burn

96、more fuels B. ice would soon cover the northern hemisphere C. the increased levels of carbon dioxide in the atmosphere could warm up the earth even more quickly D. the greenhouse effect could work to the advantage of the earth Some people believe that international sport creates goodwill between the

97、 nations and that if countries play games together they will learn to live together. Others say that the opposite is true: 2023考试备考资料word版本欢迎下载 that international contests encourage false national pride and lead to misunderstanding and hatred. There is probably some truth in both arguments, but in r

98、ecent years the Olympic Games have done little to support the view that sports encourage international brotherhood. Not only was there the tragic incident involving the murder of athletes, but the Games were also ruined by lesser incidents caused principally by minor national contests. One country r

99、eceived its second-place medals with visible indignation after the hockey(曲棍 球)final. There had been noisy scenes at the end of the hockey match, the losers objecting to the final decision. They were convinced that one of their goals should not have been disallowed and that their opponentsvictory wa

100、s unfair. Their manager was in a rage when he said:“This wasnt hockey. Hockey and the International Hockey Federation are finished.” The president of the Federation said later that such behavior could result in the suspension of the team for at least three years.The American basketball team announce

101、d that they would not yield first place to Russia, after a disputable end to their contest. The game had ended in disturbance. It was thought at first that the United States had won, by a single point, but it was announced that there were three seconds still to play. A Russian player then threw the

102、ball from one end of the court to the other, and another player popped it into the basket. It was the first time the USA had ever lost an Olympic basketball match. An appeal jury debated the matter for four and a half hours before announcing that the result would stand. The American players then vot

103、ed not to receive the silver medals. Incident of this kind will continue as long as sport is played competitively rather than for the love of the game. The suggestion that athletes should compete as individuals or in non-national teams might be too much to hope for. But in the present organization o

104、f the Olympics there is far too much that encourges aggressive patriotism. 86.According to the author, recent Olympic Games have _. A. created goodwill between the nations B. bred only false national pride C. barely showed any international friendship D. led to more and more misunderstanding and hat

105、red 87. What did the manager mean by saying, “. Hockey and the International Hockey Federation are finished”? A. His team would no longer take part in international games. B. Hockey and the Federation are both ruined by the unfair decisions. 2023考试备考资料word版本欢迎下载 C. There should be no more hockey mat

106、ches organized by the Federation. D. The Federation should be dissolved. 88. The basketball example implied that _. A. too much patriotism was displayed in the incident B. the announcement to prolong the match was wrong C. the appeal jury was too hesitant in making the decision D. the American team

107、was right in rejecting the silver medals 89. The author gives the two examples in Paragraphs 2 and 3 to show _. A. how false national pride led to undesirable incidents in international games B. that sportsmen have been more obedient than they used to be C. that competitiveness in the games discoura

108、ges international friendship D. that unfair decisions are common in Olympic Games 90. What conclusion can be drawn from the passage? A. The organization of the Olympic Games must be improved. B. Athletes should compete as individual in the Olympic Games. C. Sport should be played competitively rathe

109、r than for the love of the game. D. International contests are liable for misunderstanding between nations. Is language, like food, a basic human need without which a child at a critical period of life can be starved and damaged? Judging from the drastic experiment of Frederickin the thirteenth cent

110、ury, it may be. Hoping to discover what language a child would speak if he heard no mother tongue, he told the nurses to keep silent.All the infants died before the first year. But clearly there was more than lack of language here. What was missing was good mothering. Without 2023考试备考资料word版本欢迎下载 go

111、od mothering, in the first year of life especially, the capacity to survive is seriously affected. Today no such severe lack exists as that ordered by Frederick. Nevertheless, some children are still backward in speaking. Most often the reason for this is that the mother is insensitive to the signal

112、s of the infant, whose brain is programmed to learn language rapidly. If these sensitive periods are neglected, the ideal time for acquiring skills passes and they might never be learned so easily again. A bird learns to sing and to fly rapidly at the right time, but the process is slow and hard onc

113、e the critical stage has passed. Experts suggest that speech stages are reached in a fixed sequence and at a constant age, but there are cases where speech has started late in a child who eventually turns out to be of high IQ. At twelve weeks a baby smiles and makes vowel-like sounds; at twelve mont

114、hs he can speak simple words and understand simple commands; at eighteen months he has a vocabulary of three to fifty words. At three he knows about l, 000 words which he can put into sentences, and at four his language differs from that of his parents in style rather than grammar. Recent evidence s

115、uggests that an infant is born with the capacity to speak. What is special about mans brain, compared with that of the monkey, is the complex system which enables a child to connect the sight and feel of, say, a toy-bear with the sound pattern “toy-bear”. And even more incredible is the young brains

116、 ability to pick out an order in language from the mixture of sound around him, to analyze, to combine and recombine the parts of a language in new ways. But speech has to be induced, and this depends on interaction between the mother and the child , where the mother recognizes the signals in the ch

117、ild s babbling (咿呀学语) , grasping and smiling, and responds to them. Insensitivity of the mother to these signals dulls the interaction because the child gets discouraged and sends out only the obvious signals. Sensitivity to the childs non-verbal signals is essential to the growth and development of

118、 language. 91. The purpose of Frederick s experiment was _ . A.to prove that children are born with the ability to speak B. to discover what language a child would speak without hearing any human speech C. to find out what role careful nursing would play in teaching a child to speak D. to prove that

119、 a child could be damaged without learning a language 92. The reason some children are backward in speaking is most probably that _ . A. they are incapable of learning language rapidly B. they are exposed to too much language at once 2023考试备考资料word版本欢迎下载 C. their mothers respond inadequately to thei

120、r attempts to speak D. their mothers are not intelligent enough to help them 93. What is exceptionally remarkable about a child is that A. he is born with the capacity to speak B. he has a brain more complex than an animals C. he can produce his own sentences D. he owes his speech ability to good nu

121、rsing 94. Which of the following can NOT be inferred from the passage? A. The faculty of speech is inborn in man. B. Encouragement is anything but essential to a child in language learning. C. The childs brain is highly selective. D. Most children learn their language in definite stages. 95. If a ch

122、ild starts to speak later than others, he will A. have a high IQ B. be less intelligent C.be insensitive to verbal signals D. not necessarily be backward Scratchy throats, stuffy noses and body aches all spell misery, but being able to tell if the cause is a cold or flu may make a difference in how

123、long the misery lasts. The American Lung Association (ALA) has issued new guidelines on combating colds and the flu, and one of the keys is being able to quickly tell the two apart. Thats because the prescription drugs available for the flu need to be taken soon after the illness sets in. As for col

124、ds, the sooner a person starts taking 2023考试备考资料word版本欢迎下载 over-the-counter remedy, the sooner relief will come. The common cold and the flu are both caused by viruses. More than 200 viruses can cause cold symptoms, while the flu is caused by three virusesflu A, B and C. There is no cure for either

125、illness, but the flu (流感) can be prevented by the flu vaccine (疫苗), which is, for most people, the best way to fight the flu, according to the ALA. But if the flu does strike, quick action can help. Although the flu and common cold have many similarities, there are some obvious signs to look for.Col

126、d symptoms such as stuffy nose, runny nose and scratchy throat typically develop gradually, and adults and teens often do not get a fever. On the other hand, fever is one of the characteristic features of the flu for all ages. And in general, flu symptoms including fever and chills, sore throat and

127、body aches come on suddenly and are more severe than cold symptoms. The ALA notes that it may be particularly difficult to tell when infants and preschool age children have the flu. It advises parents to call the doctor if their small children have flu-like symptoms. Both cold and flu symptoms can b

128、e eased with over-the-counter medications as well. However, children and teens with a cold or flu should not take aspirin for pain relief because of the risk of Reye syndrome (综合症)，a rare but serious condition of the liver and central nervous system. There is, of course, no vaccine for the common co

129、ld. But frequent hand washing and avoiding close contact with people who have colds can reduce the likelihood of catching one. 96. According to the author, knowing the cause of the misery will help _ . A. shorten the duration of the illness B. the patient buy medicine over the counter C. the patient

130、 obtain cheaper prescription drugs D. prevent people from catching colds and the flu 97. We learn from the passage that _ . A. one doesnt need to take any medicine if he has a cold or the flu B. aspirin should not be included in over-the-counter medicines for the flu C. delayed treatment of the flu

131、will harm the liver and central nervous system D. over-the-counter drugs can be taken to ease the misery caused by a cold or the flu 98. According to the passage, to combat the flu effectively, _ . A. one should identify the virus which causes it 2023考试备考资料word版本欢迎下载 B. one should consult a doctor a

132、s soon as possible C. one should take medicine upon catching the disease D. one should remain alert when the disease is spreading 99. Which of the following symptoms will distinguish the flu from a cold? A. A stuffy nose. B. A high temperature C. A sore throat. D. A dry cough. 100. If children have

133、flu-like symptoms, their parents _ . A. are advised not to give them aspirin B. should watch out for signs of Reye syndrome C. are encouraged to take them to hospital for vaccination D. should prevent them from mixing with people running a fever 1. 1，10，31，70，133， （ ） A.136 B.186 C.226 D.256 2. 1，3，

134、2，4，5，16， （ ） A.25 B.32 2023考试备考资料word版本欢迎下载 C.48 D.75 3. 79，102，119，146， （ ） A.158 B.162 C.167 D.172 4. -1，0，27， （ ） A.64 B.91 C.256 D.512 5. 8，9，27，3，64，1， （ ） A.72 B.79 C.88 D.125 6. 2，10，30，68， （ ） A.126 B.136 2023考试备考资料word版本欢迎下载 C.130 D.140 13.正式群体：为了完成较高层次系统所规定的工作和任务、依据一定章程、按照某种正式的手续而建立的群体。 下

135、列属于正式群体的是： A.某公司为了丰富员工的精神文化生活，于年前组建了艺术团，并到市有关部门作了申请、注册，团长、副团长享受公司中层领导待遇 B.国庆长假期间，某公司雇员小肖组织了几个旅友一起去九寨沟，自认团长，过了一把 自助游瘾 C.某乡政府征地毁田的现象很严重，村民小黄组织了几个与自己思想观点一致的人，多 次去县政府有关部门上访，要求制止这样滥征地的做法 D.某重点中学高二（1）班有学生自发组织了课外活动小组，他们或脾气秉性相近，或 兴趣爱好相投，或人生目标相同，或着装打扮一样 14.相比那些不踢足球的大学生，经常踢足球的大学生的身体普遍健康些。由此可见， 足球运动能锻炼身体，增进身体健

136、康。 以下哪项为真，最能削弱上述论断？ A.大学生踢足球是出于兴趣爱好，不是为了锻炼身体 B.身体不太好的大学生一般不参加激烈的足球运动 C.足球运动有一定的危险性，容易使人受伤 D.研究表明，长跑比踢足球更能达到锻炼身体的目的 15.某工地上的建筑材料遭窃，四名门卫因涉嫌偷窃而被传讯。四人的供述如下： 甲：我们四人都没作案。 乙：我们中有人作案。 丙：乙和丁至少有一人没作案。 丁：我没作案。 2023考试备考资料word版本欢迎下载 如果四个门卫中有两人说的是真话，有两人说的是假话，则下列推断能成立的是： A.说真话的是甲和丙 B.说真话的是乙和丙 C.说真话的是甲和丁 D.说真话的是乙和丁

137、 16.某联邦议院规定，只有在联邦议院中占有至少 5%议席的政党才能组成议会党团。只 有议员人数不足 5%的政党，在征得绝大多数议员同意后，可以组成议会集团。议会集团只享有部分议会党团被赋予的权利。 根据这段文字，可推知，在该联邦议院： A.能组成议会党团的政党不能组成议会集团 B.能否组成党团或集团最终需由联邦议会进行裁决 C.少于联邦议院议席 5%的政党不可能组成议会集团 D.该制度避免了议员们过于集中于某一议会党团或集团 17.甲、乙、丙、丁四人正在进行羽毛球比赛，已知： 甲比乙年轻； 丙比他的两个对手年龄都大； 甲比他的同伴年龄大； 乙与甲的年龄差比丙与丁的年龄差要大； 请问他们中年龄

138、最小的是： A.甲 B.乙 C.丙 D.丁 2023考试备考资料word版本欢迎下载 18.针对当时建筑施工中工伤事故频发的严峻形势， 国家有关部门颁布了 建筑业安全 生产实施细则 。但是，在细则颁布实施两年间，覆盖全国的统计显示，在建筑施工中伤亡职工的数量每年仍有增加。这说明， 细则并没有得到有效的实施。 以下哪项如果为真，最能削弱上述论证？ A.在细则颁布后的两年中，施工中的建筑项目的数量有了很大的增长 B.严格实施细则 ，将不可避免地提高建筑业的生产成本 C.在细则颁布后的两年中，在建筑业施工的职工数量有了很大的增长 D.细则实施后，对工伤职工的补偿金和抚恤金的标准较前有所提高 19.据

139、某市卫生检疫部门统计，和去年相比，今年该市肠炎患者的数量有明显下降，权 威人士认为，这是由于该市的饮用水净化工程正式投入使用。 以下选项最不能削弱上述观点的是： A.和天然饮用水相比，该市经过净化的饮用水中缺少了几种重要的微量元素 B.该市的饮用水工程在五年前动工，于前年正式投入了使用 C.去年该市对餐饮业特别是卫生条件较差的大排档进行了严格的卫生检查和整顿 D.引进新的诊断技术，许多以前被诊断为肠炎的病例，今年被确诊为肠溃疡 20.历史证明，民族兴旺、国家发展的关键因素是国民素质的提高。因此，实现我国宏 伟发展目的的关键是进一步增加教育投入。 这表明： A.增加教育投入就可以提高国民素质 B

140、.国民素质的提高是我国的宏伟发展目标 C.国民素质提高了才可使民族兴旺、国家发展 D.我国宏伟发展的目标是民族兴旺、国家发展 21.在维和警察的选拔中，要求被选中者同时在技术能力、政治觉悟、身体素质三个方 面都是优秀的。现在有甲、乙、丙、丁四个候选，其中技术能力优秀的有 1 人，政治觉悟优秀的有 2 人，身体素质好的有 3 人，每个人至少具备一优，有一人同时具备了三优。已知， 甲、乙政治觉悟一样高，乙、丙身体素质一样好，丙、丁身体素质不都是好的。 请问四人2023考试备考资料word版本欢迎下载 中哪位同时具备了三优？ A.甲 B.乙 C.丙 D.丁 22.有 8 只盒子，每只盒内放有同一种笔

141、，8 只盒子所装笔的支数分别为 17 支、23 支、 33 支、36 支、38 支、42 支、49 支、51 支，在这些笔中，圆珠笔的支数是钢笔的 2 倍，钢笔支数是铅笔支数的 1/3 ，只有一只盒里放的是水彩笔，这盒水彩笔共有多少支？（ ） A.38 B.49 C.51 D.36 23.某河上下两港相距 90 公里， 每天定时有甲、 乙两艘船速相同的客船从两港同时出发 相向而行。这天，甲船从上港出发时掉下一物，此物浮于水面顺水漂下，2 分钟后，与甲船相距 1 公里，预计乙船出发后几小时与此物相遇？（ ） A.6 B.5 C.4 D.3 24.已知昨天是星期一，那么从今天起再过 400 天之后

142、是星期几？（ ） A.星期一 B.星期二 C.星期三 2023考试备考资料word版本欢迎下载 D.星期四 25.开挖一条长 1200 米的水渠，其中一段土质较硬，每 10 米需 3 人挖 4 天，另一段土质较软，每 10 米需 2 人挖 3 天，经估算，这段水渠可由 40 人花 30 天时间挖完，问土质较 硬的一段有多长？（ ） A.400 米 B.600 米 C.800 米 D.1000 米 26.甲、 乙两人岁数之和是一个两位数， 这个两位数是一个质数。 这个质数的数字之和是 13，甲比乙也刚好大 13 岁。那么甲、乙各是几岁？（） A.40 27 B.42 26 C.29 16 D.3

143、5 22 27.甲、乙两车分别从 A、B 两地同时出发相向而行，6 小时后相遇在 C 点，如果甲车速度不变，乙车每小时多行 5 千米，且两车还从 A、B 两地同时出发相向而行，则相遇地点距 C 点 12 千米；如果乙车速度不变，甲车每小时多行 5 千米，且两车还从 A、B 两地同时出发相向而行，则相遇地点距 C 点 l6 千米，甲车原来每小时行多少千米？（） A.20 B.40 C.10 D.30 28.一体育俱乐部赠给其成员的票，如按人均算，则每个成员得 92 张，实际是每个女成员2023考试备考资料word版本欢迎下载 得 84 张，每个男成员得 96 张。问该俱乐部男女成员间的比率是多少

144、？（） A.1：1 B.1：2 C.1：3 D.2：1 29.某单位组织员工去旅游， 要求每辆汽车坐的人数相同。 如果每辆车坐 20 人， 还剩下 2 名员工；如果减少一辆汽车，员工正好可以平均分到每辆汽车。问该单位共有员工多少名？（） A.224 B.220 C.242 D.244; 30.某车间有 100 名工人，每人每天平均可加工螺栓 18 个或螺母 24 个，要使每天加工的螺栓与螺母配套（一个螺栓要配两个螺母） 。应分配多少人加工螺栓？（） A.40 B.60 C.56 D.48 31.一辆轿车从甲地开往乙地，如果把车速提高 20%，就可以比预定时间早到 l 小时；如果以原速行驶 l2

145、0 千米后，再把车速提高 1/6，就可以早到 40 分钟。甲、乙两地相距多少千米？（） A.540 B.480 2023考试备考资料word版本欢迎下载 C.720 D.640 32.一件工作，甲先做 10 天，乙接着做 14 天可以完成。如果由甲先做 2 天，乙接着做16 天也可完成。现在甲先做 8 天后，再由乙接着做，还需要多少天完成？（） 33.幼儿师范学校有语文、数学、体育教师共 27 人，其中只能教语文的有 8 人，只能教体育的有 6 人，能教语文、体育的有 5 人，能教数学、体育的有 3 人，能教语文、数学的有 4 人，语文、数学、体育都能教的有 2 人，问只能教数学的有多少人？（

146、） A.7 人 B.6 人 C.5 人 D.4 人 34.有人说，传统小说是依赖经验的写作，而网络小说是依赖想象的写作。看来，这两种写作需要找到一个结合点，依赖经验的写作需要吸纳网络小说的想象，而依赖想象的写作则需要糅入传统小说中丰厚充实的经验。因此，当今的文学要从原创力日益萎缩的窘境中走出来，作家们增加生活经验的积累应该是一个非常关键的举措。但这还只是由经验通往原创力的第一步。接下来必须在体验上进行认真的修炼，使生活经验转化为心灵体验，使客观的经验世界转化为作家主观的心灵世界。这段文字重点强调的是（） 。 A.如何转化经验吸纳想象 B.怎样找到传统和网络小说的结合点 C.作家应该如何不断地积

147、累生活经验 D.如何提高文学的原创力 35.动物骨头都含有钙的成分，很难溶解于水，有人曾做过实验，用 5 公斤猪骨头加上 5公斤水，在高压锅里熬 10 个小时，结果一碗骨头汤中的钙含量不过 10 毫克，不及一袋牛奶钙含量的 1/20。骨头汤里还溶解有大量骨内脂肪，经常食用会引发其他健康问题。因此，喝骨头汤未必是治疗骨质疏松的最佳食疗方法，重要的是注重饮食多样化，多摄入富含钙的食物，如牛奶、豆腐、虾皮、紫菜等。这段文字意在说明（） 。 2023考试备考资料word版本欢迎下载 A.喝骨头汤有利有弊 B.预防骨质疏松补钙是关键 C.如何科学有效补钙 D.日常生活中多样化饮食最科学 36.儒学源远流

148、长、内涵丰富，其内部不仅有子学、经学之分，也有汉学、宋学的对立，每一学术形态下又有不同之派系，故后世有所谓“道统”说，以对其内容作出判别、衡定、分析。一种学术思想，虽极复杂，但不可无一中心，道统即表示一种居中心地位的思想传统。儒家的道统观念由来已久，不过系统表述道统思想的是唐代中期的韩愈。韩愈道统说是在“儒门淡薄”的颓势下，辟佛老、明仁义，重新确立儒学的正统地位，故对后世影响甚大。根据这段文字，理解不正确的是（） 。 A.道统说因为学术思想的复杂性而出现 B.韩愈是儒学发展史上的标志性人物 C.韩愈的道统说被后世普遍认同 D.儒学体系复杂，内部存在一些彼此矛盾的思想 37.19 世纪， 爱默生

149、和其他一些作家向读者传授一种称为 “自助论” 的理论。 在这些人看来，一个有个性的人必须要有一颗充实的大脑。在这种思想的指导下，为了得到他人的尊重，有必要在闲暇时广泛涉猎文化史上的杰出著作。同时，也有必要熟悉哲学、神学和世界范围内的重大政治事件。这种风气在一个多世纪的时间里塑造了美国新闻业。在那几十年里，杂志致力于推广古典歌剧、高雅艺术和宗教神学，而不是电影或大众健康常识。这段文字意在说明： A.新闻媒体是主流文化观的集中体现 B.广泛阅读可以充实我们的大脑 C.主流媒体有引导大众品味的责任 D.自助论为美国新闻业的发展提供了方向 38.一块木料，能不能用，怎样使用，舍弃什么，不是用嘴说，也不

150、是用眼看，更不是凭“老经验”去推断下结论权威只有一个，就是用尺子量一量，用墨线校一校。这就是 2023考试备考资料word版本欢迎下载 “匠人规则” 。匠人们之所以令人肃然起敬，源于他们对工作的一丝不苟，始终遵循“尺子最有发言权”这一准则。 这段文字中的“匠人规则”启示我们（） 。 A.规则是有棱有角，非常清楚的，丁就是丁，卯就是卯 B.尊重规则，遵守规则，是做好一切事情的前提和根本 C.规则可惩罚违反它的人，又可保护和赏赐遵守它的人 D.规则作为尺度和准绳，为人们做事提供了一个客观的标准 39.扬善必须抑恶，扶正自应祛邪，一个健康、文明的社会，当然不应让横行一方为非作歹的黑恶势力逍遥法外，不

151、应为毒害健康_暴利的无良企业庇护，不应对权钱勾结贪婪攫取的腐败现象_，不应让_侵夺他人权益的缺德行为无所制约。依次填入划横线部分最恰当的一项是（） 。 A.获取 漠然置之 随意 B.获取 不闻不问 恣意 C.牟取 置之不理 任意 D.牟取 麻木不仁 肆意 40.品格与情怀是治学的思想_，一些学者之所以受到世人敬仰，不惟其取得了丰硕的学术成果，更因其具有高尚的精神品格。学者高尚的精神品格有着丰富内涵，其中忧乐情怀是一个核心元素。忧乐情怀是儒家文化的重要精神，自古为学人所_。依次填入划横线部分最恰当的一项是（） 。 A.源泉 宣扬 B.前提 珍重 C.保证 向往 D.根基 推崇 41.改革开放以来

152、，随着社会的巨变，各种各样的思潮也_。这些社会思潮与社会的变迁有怎样的纠结，其间是否有_可寻，各种思潮是否有共识可以分享？依次填入2023考试备考资料word版本欢迎下载 划横线部分最恰当的一项是（） 。 A.层出不穷 踪影 B.各有所长 来源 C.来势汹汹 答案 D.此消彼长 脉络 42.下列句子中，有语病的一句是（） 。 A.构建和谐社会，光靠行政命令与严厉的执法是不行的。以和为贵的思维与长期不懈促进互信的举措，都是值得大力鼓励的。 B.在就业难的大环境下，相当多的应届毕业生认同“先就业再择业” ，先抢到个“饭碗” ，工作几年后，再换一份待遇更高的新工作。 C.许多城市的限购政策到期之后是

153、否持续，一些地方政府态度暧昧，三缄其口，骨子里所想的，无非是取消“限购令” ，迎接房地产业所谓的“春天” 。 D.周立波在他主持的节目壹周立波秀里批评了很多人。他的言辞虽然尖刻甚至偏激，但是谁又能否认他说的有道理呢？ 43.下列各句中，没有语病的一句是（） 。 A.有人认为，不少电影剧本浮在生活表面，对题材挖掘不够深，这是阻碍中国电影在国际影坛上走得更远，不能获得更多国际大奖的最大障碍。 B.某大学工商管理学院在课程设置上除了专业课、外语课、政治理论课，还包括演讲与口才、基础写作等课程，以进一步提高说写方面的技能。 C.专业人士告诫说，18 岁以前是孩子长高的重要时期，请家长们在起居、饮食、运

154、动及心理等方面应该为孩子的健康成长做好相应的准备。 D.有的人喜欢把成功的希望寄托在诸如命运和星座这些东西或其他人身上，有的人则懂得什么事都要靠自己，积极地寻找机会并努力工作。 44.下列各项中，没有语病的一项是（） A.人心向背，是决定一个政党、一个政权兴盛的根本原因。真正的马克思主义政党，从来2023考试备考资料word版本欢迎下载 都牢记这个真理。 B.央行负责人表示，可以通过保持存款利率不变而增加贷款利率的方法来缓解外汇储备增长过快而带来的升值负担。 C.权威人士强调：国内接连发生特大煤矿爆炸事件，各级各类主管部门必须加强防范意识，尽量防止此类事件不再发生。 D.还没有足够的生活积累就

155、提笔写书，一些“神童”的做法未免失之浮躁。 45.每年清明节期间，新茶初出，最适合参斗 斗茶，即比赛茶的优劣，又名斗茗、茗战，始于唐、盛于宋，是古代有钱有闲人的雅玩 斗茶的场所，多选在有规模的茶叶店，前后二进，前厅阔大，为店面；后厅狭小，兼有厨房，便于煮茶 在古代，斗茶可谓风靡一时，如同西班牙斗牛一般惹人眷爱。但不同的是，斗茶要文雅得多，其文化内涵也十足丰富 有些人家，有比较雅洁的内室，或花木扶疏的庭院，或临水，或清幽，都是斗茶的好场所 宋代是一个极讲究茶道的时代，宋徽宗赵佶撰大观茶论 ，蔡襄撰茶录 ，黄儒撰品茶要录 ，可见宋代斗茶之风极盛 上述句子按语序排列组合最连贯的一项是（） 。 A.

156、B. C. D. 46.不可以想象，没有以学术作为内容的思想，将成为怎样一种思想，而没有思想的学术，这种学术还有什么价值？思想和学术它们之间没有“不是东风压倒西风，便是西风压倒 东风”那种_的关系。填入划横线部分最恰当的一项是（） 。 A.非此即彼 2023考试备考资料word版本欢迎下载 B.针锋相对 C.势不两立 D.此消彼长 47.对发展中国家和新兴市场国家尤其如此 很大原因是因为中国仍然保持着对资本流动的严格控制 作为一个发展中国家，中国之所以在过去这些年屡屡可以躲过金融危机的直接冲击 资本的自由流动，从来都是一把双刃剑 一个原因就是这些国家尚不成熟的金融体系碰上了具有高度流动性的国际

157、资本 这个世界上几乎还没有哪个新兴市场国家逃脱过金融危机的魔爪 对上述语句排序正确的一项是（） 。 A. B. C. D. 48.将下列句子重新排列组合，最连贯的一组是（） 。 从微观方面说，汶川处在四川盆地西部的龙门山地震带上 青藏高原在隆升的同时，也朝东北方向移动，挤压四川盆地向东北走滑 龙门山地震带是新的西藏隆起板块和原来的云南、四川板块交错的地方，这个地方是一个地震敏感区 而汶川地震就发生在青藏高原的东南边缘，这里属于中国的南北地震带，包括从宁夏经甘肃东部、四川西部直至云南 四川汶川为什么会发生这样大的地震？ 2023考试备考资料word版本欢迎下载 从宏观方面说，印度洋板块由南向北碰

158、撞欧亚板块，碰撞的地区拱起青藏高原 A. B. C. D. 49.依次填入下面一段文字横线处的语句。衔接最恰当的一组是（） 。 我国的建筑，从古代的宫殿到近代的一般住房， ， 。苏州园林， ， ，我想，用图画来比方，对称的建筑是图案画，不是美术画，而园林是美术画，美术画讲究自然之趣，是不讲究对称的。 左边怎么样，右边也怎么样 好像故意避免似的 绝大部分是对称的 可绝不讲究对称 这是为什么？ 东边有了一个亭子或者一个回廊，西边决不会来一个同样的亭子或者一个回廊 A. B. C. D. 50.与经济的影响相比，现在的中国在对外方面缺乏有力的文化表现。国务院新闻办公银行室原主任赵启正不久前说： “和

159、中国对外贸易的出超相比，中国对外文化交流和传播存在严重的赤字。 ” 他举例说， 在图书出版方面， 中国近年来图书版权贸易的逆差是 1 比 10。 2004年，从美国引进图书 4068 种，出口只有 14 种。从日本引进 694 种，出口 22 种。英国前首相撒切尔夫人最近也在一本书中说： “中国出口的是电视机，而不是思想观念。 ”作者2023考试备考资料word版本欢迎下载 举撒切尔夫人的话是为了说明（） 。 A.中国对外方面的文化表现远远落后于经济方面的影响 B.和中国对外贸易的出超相比，中国对外文化交流和传播存在严重的赤字 C.中国的经济发展速度超过了中国的文化发展速度 D.中国近年来在图

160、书出版方面逆差严重 51.文化的本性在于创造，其使命与一切墨守成规、刻板一致、千篇一律是不相容的，创造必然导致多样性。在文化领域，只有才会呈现出丰富多彩和生机勃勃的活力，而同质性、统一性必然窒息文化生命。填入划横线部分最恰当的一项是（） 。 A别出心裁 B独树一帜 C推陈出新 D不拘一格 52.英国经济学家哥尔柏说： “税收这种技术，就是拔最多的鹅毛，听最少的鹅叫。 ”此话不免有几分，但却形象地说明，制定税收政策，必须寻找一个合适的点。依次填入划横线部分最恰当的一项是（） 。 A.戏谑 切入 B.夸张 落脚 C.揶揄 平衡 D.幽默 增长 53.下列语句中，有语病的一项是（） 。 A.我国企业

161、职工养老保险制度不断完善，各省已全部出台养老保险省级统筹办法。 B “电荒”隐忧的背后不是表现供求关系，而是煤炭价格形成机制的反应。 C.铁路网络正在逐渐完善， 硬件是达到了世界先进水平， 而软件服务与世界先进水平差距太2023考试备考资料word版本欢迎下载 大。 D.我们要号召更多社会人士关注慈善事业，为爱心活动贡献一份力量。 54.中国古代教育有两条线索，官学和私学。官学的优点是：有正式的场所，有讲堂、藏书楼，有固定的学田，因此经济上有_；私学的长处是：可以自由讲学，老师以个人身份讲学，不一定是朝廷的官员，因此思想_。依次填入划横线部分最恰当的一项是（） 。 A.保障 活跃 B.支撑 开

162、放 C.供给 自由 D.来源 进步 55.光伏发电的_是半导体的光伏效应，利用太阳能电池将太阳能直接转化为电能。光伏发电_，任何需要电源的场合，上至航天器，下至家用电器，大到兆瓦级电站，小到玩具，光伏电源无处不在。光伏发电_，在 21 世纪会占据世界能源消费的重要席位，不但要代替部分常规能源，而且将成为世界能源供应的主体。依次填入划横线部分最恰当的一项是（） 。 A.主要原理应用广泛前景广阔 B.主要原理前景广阔应用广泛 C.广阔前景原理简单应用广泛 D.广泛应用原理简单前景广阔 56. 20082009 的个位数减去 20092008 的个位数等于（） 。 A.-1 B.0 C.3 D.7

163、2023考试备考资料word版本欢迎下载 57.102104106196198200 的值为（） 。 A.7550 B.9550 C.10050 D.12550 58.对于两个数 A，B。假设 A&B 表示 A 除以 B 的商与余数的和。2012&7 的值是（） 。 A.287 B.290 C.295 D.302 59.甲、乙、丙、丁、戊 5 人比年龄，已知甲丁戊，丙乙，乙丁，丙甲，那么年龄第二大的是（） 。 A.甲 B.乙 C.丙 D.戊 60.有 30 个船工集体到河对岸，均会划船，但只有一只可承载 4 人的船，河里有凶恶的鳄鱼，不能游泳过去，那么至少需要（）次才能让全部船工到对岸。 A.

164、10 B.9 C.8 2023考试备考资料word版本欢迎下载 D.7 61.一副扑克牌（共 54 张） ，至少从中摸出多少张牌才能确保至少有 6 张牌的花色相同？（） A.21 B.22 C.23 D.24 62.（129618）36 的值是（） A.20 B.35.5 C.19 D.36 63.一根绳子对折三次后，从中间剪断，共剪成（）段绳子。 A.9 B.6 C.5 D.3 64.（1-1001）（1- 991）（1- 981）（1- 901）的值为（） A.1001 B.10089 C. 10881 2023考试备考资料word版本欢迎下载 D. 1088898 65.假设有 8 个球

165、， 其中一个略微重一些， 但是找出这个球的唯一方法是将球放在天平上对比。最少要称多少次才能找出这个较重的球？（） A.1 次 B.2 次 C.3 次 D.4 次 66.400440054005-400540044004 的值是（） A.0 B.40 C.60 D.100 根据以下资料，回答 67-71 题 7 月份采掘业完成增加值 50.85 亿元， 比上年同期下降 14.8%， 比上月回落 2.5 个百分点；1-7 月完成增加值 314.79 亿元，下降 15.3%，比 1-6 月增速回落 0.3 个百分点。其中，当月回落幅度较大的是：黑色金属矿采选业回落 27.2 个百分点，有色金属矿采选

166、业回落 14.8 个百分点。7 月份制造业完成增加值 751.25 亿元，增长 19.1%，增速比上月回落 6.5 个百分点； 1-7 月制造业完成增加值 4984.16 亿元， 增长 21.2%， 比 1-6 月增速回落 2.9 个百分点。制造业中，当月回落幅度较大的有：废弃资源和废旧材料回收加工业回落 40.3 个百分点， 烟草制品业回落 29.7 个百分点， 木材加工及木、 竹、 藤、 棕草制品业回落 16.8 个百分点， 交通运输设备制造业回落 16.5 个百分点， 家具制造业回落 15.7 个百分点等。 7 月份电力、 煤气及水的生产和供应业完成增加值 72.95 亿元， 增长 9.

167、4%， 比上月回落 0.1 个百分点；1-7 月完成增加值 452.82 亿元，增长 7.9%，与上月持平。 67. 1-7 月采掘业完成的增加值为（） 。 A.50.85 亿元 2023考试备考资料word版本欢迎下载 B.751.25 亿元 C.314.79 亿元 D.72.95 亿元 68. 7 月份行业增速回落幅度最大的是（） 。 A.黑色金属矿采选业 B.有色金属矿采选业 C.烟草制品业 D.废弃资源和废旧材料回收加工业 69.1-6 月份制造业完成增加值为（） 。 A.4232.91 亿元 B.4984.16 亿元 C.751.25 亿元 D.621.23 亿元 70.6 月份电力

168、、煤气及水的生产和供应业完成增加值的增长幅度为（） 。 A.9.3% B.9.4% C.9.5% D.9.6% 71.1-6 月份制造业完成增加值与采掘业完成增加值相差（） 。 A.4232.1 亿元 2023考试备考资料word版本欢迎下载 B.3968.97 亿元 C.1830.7 亿元 D.1440.5 亿元 根据以下资料，回答 72-76 题 据调查，截至 2009 年底，中国网民规模在总人口中的比重从 2008 年的 22.6%提升到28.9%。 72. 2008 年，我国网民规模有（）万。 A.13700 B.29800 C.21000 D.38400 73.下列年份中，相比上一年

169、，我国网民数量增长最多的是（）年。 A.2004 B.2006 C.2008 D.2009 74. 2001 年，我国的网民规模约有（）万人。 A.2563 B.3370 C.4456 D.5320 2023考试备考资料word版本欢迎下载 75. 2009 年，我国人口数量比 2008 年约（）万人。 A.多 1000 B.少 1000 C.多 6000 D.少 6000 76.下列说法正确的一项是（） 。 A.从 2001 年到 2009 年，我国网民数量年均增长率为 36.7% B.由图中数据可知，新世纪以来我国互联网普及率稳步上升 C.我国网民数量的增长率有逐年降低的趋势 D.由图中数

170、据可以推知，2010 年我国网民数量很有可能突破 4 亿 根据以下资料，回答 77-81 题 科技对学术进程影响巨大，影响中国学术进程的科技活动，有三个重要的关键点，一是纸的发明，二是印刷技术的普及，三是网络信息技术的异军突起（古籍数字化为其中之一） 。前二者对学术的巨大作用已被历史证明，现代信息技术左右学术的趋向也初露端倪。不过，人们在认识科技与学术的关系时，往往关注积极方面。比如人们认为纸张的发明和应用，促进了书籍的出版和文学的繁荣；汉末魏晋时期纸张取代简牍极大地促进了知识普及和文化传播。雕版印刷的积极作用也被充分认识。两末时期的刻书最大限度地促进了教育文化传播，并且作为一种产业加速了商业

171、经济的发展，改变了都市文化的布局，对文学的发展也产生了巨大影响。_。不讲或少讲并不等于存在，事实上早在北宋，苏轼等人已经开始思考印刷流行对文人的影响。苏轼认为，书籍多且易得，反而使记忆力衰退。对此问题，叶梦得亦颇有体悟。其石林燕语指出刻本书籍广泛传播后的两个弊端：一是读书人育读灭裂，和苏轼的担忧相同；二是刻本流行后，其据以刊刻的刻本反而不被重视，导致讹谬之处无法刊正。感知数学化与纸和印刷术的发明一样，虽然也对学术有一定的负面作用，却是历史的必然，无可逆转。根据历史经验预测数字化进程，可能有两个特点：一是数字化感知最终取代纸本书籍，二是这个过程是漫长的。从历史来看，纸书取代简牍，印刷取代抄写，都

172、经历了相当长的过程。究其原因，一是因为经济成本的降低需要技术改进的支持，需要一个较长的过程。比如纸张起初很稀有，只有特权阶层才能享用，随着技术改进、成本降低，纸张才逐渐普及。二是因为观念的变化也需要一个较长的过程。汉末魏初重简轻纸，对粗糙的纸张并不认同，纸的应用往往与俗文化连在一起。但最终纸张的轻便廉价等好处慢慢为人接受，逐渐取代简牍。纸简替代的完成约在魏晋时期，刻本2023考试备考资料word版本欢迎下载 取替写本则在明清刻书产业全面兴隆之后方才完成，均完成了较长的一段时期。可以设想，电子文本全面取代纸本同样需要一个漫长的过程，比如电子出版得到官方认可，电子文献征引获得“合法性” ，各种电子

173、书籍和电子商品全面普及等等，均需漫长的时日。 77.填入划横线部分最恰当的一项是（） 。 A.人们很少将学术与政治环境联系起来 B.没有比纸和印刷更重要的发明了 C.科技进步会影响人的“心理”活动 D.科技对学术的负面作用却鲜少提及 78.下列哪项属于科技对学术的消极影响？（） A.纸张的发明和应用促成文化普及 B.两宋刻书作为一种产业加速商业经济的发展 C.印刷术的推广促进教育文化传播 D.刻本流行使得据以刊刻的抄本反而不被重视 79.下列哪项最有可能是苏轼的观点？（） A.近岁市人转相摹刻而后生科举之士，皆束书不观，游谈无根 B.世既一以板本为正，而藏本日亡，其讹谬者遂不可正，甚可惜也 C

174、.牛童马走之口无不道，至于缮写模勒，烨卖于市井 D.轻于蝉翼薄于纱，栏画乌丝整双斜。不用文人愁纸贵，淡黄遍种瑞香花 80.下列哪项与最后一段的内容不符？（） A.数字化古籍最终可能取代纸本书籍 B.成本降低是纸张取代简牍的重要前提 C.纸简替代在明清刻书产业全面兴隆后方才完成 2023考试备考资料word版本欢迎下载 D.电子文献合法征引是电子文本取代纸本的必要条件 81.文章接下来最有可能探讨的是（） 。 A.古籍数字化有无必要 B.古籍数字化对学术的影响 C.科技对当代文化传播的新影响 D.纸本与电子文本共存时代的特点 1.从商品货币、纸币支票到正在发展的电子货币，其背后的根本原因在于人们

175、有降低（）的激励。 A.交易成本 B.物价成本 C.经济波动性 D.生产成本 2.M2 中不包括（） 。 A.M0 B.M1 C.现金 D.同业拆借 3.在金银复本位制下，实际价值高于名义价值的货币被收藏、熔化而退出流通，实际价值低于名义价值的货币则充斥市场，这种现象称作（） 。 A.三元悖论 B.特里芬难题 2023考试备考资料word版本欢迎下载 C.米德冲突 D.格雷欣法则 4.金融市场以（）为交易对象。 A.实物资产 B.货币资产 C.金融资产 D.无形资产 5.证券回购业务实际上是一种（）行为。 A.证券交易 B.短期质押融资 C.商业贷款 D.信用贷款 6.我国目前发行的债券大多（

176、） A.低于面值发行 B.按面值发行，其间按期支付利息 C.按面值发行，按本息相加额到期一次付清 D.高于面值发行 7.商业银行特有的职能是（） 。 A.信用中介 B.支付中介 2023考试备考资料word版本欢迎下载 C.信用创造 D.金融服务 8.商业银行最主要的负债是（） 。 A.贷款 B.存款 C.投资 D.代理国库 9.（）是指尽管借款人目前有能力偿还贷款本息，但存在一些可能对偿还产生不利影响因素的贷款。 A.损失类贷款 B.可疑类贷款 C.次级类贷款 D.关注类贷款 10.信用卡的功能不包括（） 。 A.消费信用 B.投资 C.转账结算 D.提取现金 11.关于商业银行经营原则的关

177、系，下列说法错误的是（） 。 A.流动性越强，风险越小，安全性越高 2023考试备考资料word版本欢迎下载 B.流动性越强，安全性越高，盈利性越低 C.保证盈利性、安全性和流动性的有效统一 D.流动性越强，盈利性越高，安全性越高 12.根据凯恩斯货币需求理论，下列不属于人们持有货币动机的是（） 。 A.交易动机 B.预防动机 C.投机动机 D.盈利动机 13.我国已不再实施宽松的、扩张型的货币政策，现行的货币政策的核心是（） 。 A.增加赤字、减少税收和扩大支出 B.处理好稳增长、调结构、控物价、防风险的关系 C.保持对通货膨胀高度警惕，优化信贷机构和融资结构 D.为低通胀、促增长、促就业、

178、保持国际收支基本平衡服务 14.在席卷全球的金融危机期间，中央银行为了对抗经济衰退，刺激国民经济增长，不应该采取的措施是（） 。 A.降低商业银行法定存款准备金率 B.降低商业银行再贴现率 C.在证券市场上卖出国债 D.下调商业银行贷款基准利率 15.一般被认为作用力度最强的货币政策工具是（） 。 A.公开市场业务 2023考试备考资料word版本欢迎下载 B.再贴现率 C.流动性比率 D.存款准备金率 16.短期市场利率能够反映市场资金供求状况且变动灵活，因此，通常将其作为中央银行货币政策的（） 。 A.最终目标 B.中介目标 C.传统工具 D.特殊工具 17.资金业务最主要的风险是（） 。

179、 A.流动性风险 B.市场风险 C.操作风险 D.信用风险 18.下列选项中，属于经济学中均衡分析方法的是（） 。 A.生产者分析法和消费者分析法 B.局部分析法和消费者分析法 C.局部分析法和一般分析法 D.生产者分析法和一般分析法 19.以下关于经济周期理论，属于外因论的是（） 。 2023考试备考资料word版本欢迎下载 A.消费不足理论 B.投资过度理论 C.心理理论 D.创新理论 20.长期平均成本曲线呈 U 形特征的决定因素是（） 。 A.长期生产技术的规模经济和规模不经济 B.外在经济和外在不经济 C.厂商对生产要素的利用程度 D.劳动投入量的边际报酬先增加然后再递减 21.设对

180、某一消费者有 MUx/PxMUy/Py，为使他得到的效用最大，他将（） 。 A.X、Y 的价格不变，增加 X 的购买量，减少 Y 的购买量 B.X、Y 的价格不变，增加 Y 的购买量，减少 X 的购买量 C.仅当 Y 的价格降低时，才有可能增加 X 的购买 D.仅当 Y 的价格降低时，才有可能增加 Y 的购买 22.2005 年小李将他的全部收入用在两种商品 X 和 Y 上，与 2005 年相比，2006 年商品 X 和 Y 的价格都上升了 8%， 2006 年小李消费的 X 和 2005 年一样多， 但消费的 Y 却比 2005 年少，因此可以断定（） 。 A.Y 的需求收入弹性大于零 B.

181、Y 的需求收入弹性小于零 C.Y 的需求收入弹性等于零 2023考试备考资料word版本欢迎下载 D.相对价格没有改变，因此小李行为非理性 23.在一个由家庭、企业、政府和国外部门构成的四部门经济中，GDP 是（）的总和。 A.消费、总投资、政府购买和净出口 B.消费、净投资、政府购买和净出口 C.消费、总投资、政府购买和总出口 D.工资、地租、利息、利润和折旧 24.已知产量为 8 个单位时，总成本为 80 元，当产量增加到 9 个单位时，平均成本为 11元，那么，此时的边际成本为（） 。 A.1 元 B.19 元 C.88 元 D.20 元 25.完全垄断企业为了实现利润最大化，应遵循的决

182、策原则是（） 。 A.按照价格弹性进行价格歧视 B.边际收益大于边际成本 C.边际收益等于边际成本 D.边际收益等于平均收益曲线 26.下列（）的财政政策将导致国民收入水平有最大增长。 A.政府增加购买 50 亿元物品和劳务 B.政府增加购买 50 亿元，同时增加税收 50 亿元 C.税收减少 50 亿元 2023考试备考资料word版本欢迎下载 D.政府支出增加 50 亿元，其中 30 亿元由增加的税收弥补 27.在经济分析中，假定做出经济决策的居民、企业、政府都遵循一定的行为准则，使得既定目标最优化。这是经济学中的（） 。 A.社会人假设 B.理性人假设 C.复杂人假设 D.现实人假设 2

183、8.乘数效应的类型有三种类型，其中不包括（） 。 A.消费乘数效应 B.税收乘数效应 C.预算平衡乘数效应 D.投资或公共支出乘数效应 29.菲利普斯曲线由新西兰统计学家威廉菲利普斯于 1953 年提出， 下列说法正确的是 （） 。 A.表示社会收入分配平均程度的曲线 B.表示收入与商品需求量之间关系的曲线 C.表示税收与税率之间关系的曲线 D.表示失业与通货膨胀之间关系的曲线 30.某市拥有 800 万人口，其中从业人数 750 万，登记失业人数 25 万，则该市的失业率应约为（） A. 3.2% B. 3.5% 2023考试备考资料word版本欢迎下载 C. 3.1% D.3.8% 31.

184、在维持效用水平不变的前提下，消费者增加一单位某种商品的消费数量时所需要放弃另一种商品的消费数量，这被称为（） 。 A.商品的总效用 B.商品的边际效用 C.商品的替代效应 D.商品的边际替代率 32.某家庭 2000 年总收入为 10 万元人民币，2012 年时，该家庭的总收入增加值 38 万元人民币，根据恩格尔定律，与 2001 年相比，2012 年该家庭用于食品的支出在家庭总收入中的比重（） 。 A.保持不变 B.将会下降 C.将会增长 D.无从判断 33.商业银行不得将同业拆借资金用于（） 。 A.发放固定资产贷款或投资 B.弥补票据结算的资金不足 C.解决临时性周转资金的需要 D.弥补

185、联行汇差头寸的不足 34.银行业从业人员对所在机构违反法律法规、行业公约的行为，有责任予以揭露，同时有权利、义务向（）举报。 2023考试备考资料word版本欢迎下载 A.上级机构 B.所在机构的监督管理部门 C.国家司法机关 D. ABC 都正确 35.存款类金融机构在通过编制预算对经营活动进行控制属于（） 。 A.前馈控制 B.反馈控制 C.现场控制 D.预期控制 36.存款类金融机构从业人员对待客户采用一视同仁热情服务的态度，这遵守了服务礼仪的（） 。 A.平等原则 B.自律原则 C.适度原则 D.从容原则 37.银监会对发生信用危机的银行可以实行接管，接管期限最长为（）年。 A.1 B

186、.2 C.3 D.5 2023考试备考资料word版本欢迎下载 38.存款类金融机构从业人员在接待客户时，通过身体语言来传情达意的礼仪行为是（） 。 A.肢体礼仪 B.行为表情礼仪 C.饰物礼仪 D.言语礼仪 39.现实生活中，一些人不断地从一家公司“跳槽”到另一家公司，虽然这种现象在一定意义上有利于人才的流动，但它同时也说明这些从业人员缺乏（） 。 A.工作技能 B.强烈的职业责任感 C.光明磊落的态度 D.坚持真理的品质 40.商业银行法关于资产负债比例管理的规定，对同一借款人的贷款金额与商业银行资本余额的比例不得超过（） 。 A.10% B.15% C.20% D.5% 41.关于对金融

187、机构董(理)事、监事和高级管理人员职业行为的特殊标准要求的表述中，下列不正确的选项是（） 。 A.知人善任，任人唯贤 B.自觉抵制内幕交易，拒绝洗钱 C.适度参与公共活动，远离违法及不良行为 2023考试备考资料word版本欢迎下载 D.细化管理，重点监控 42.洗钱活动的本质是（） 。 A.获取更多的非法收益 B.为犯罪活动提供资金支持 C.借助金融机构的金融活动 D.将非法收入合法化的过程 43.伪造货币罪侵犯的客体是（） 。 A.货币信用 B.国家货币管理制度 C.假币购买者 D.金融机构 44.近期传言某存款类金融机构因为一笔违规批贷可能导致重大损失，记者李某找到他在该金融机构的一位朋

188、友张某欲进行采访。关于张某行为正确的选项是（） 。 A.本着诚实信用的原则，有责任对李某将他所知道的情况实话实说 B.本着维护所在机构的形象和声誉的原则，应对该传言断然否认 C.如果李某答应不对外宣传，张某就可以将他所知道的情况告诉李某 D.不应擅自代表所在机构接受新闻媒体采访 45.现行的金融机构反洗钱规定由中国人民银行制订并自（）年 1 月 1 日起施行，原 2003 年 1 月 3 日颁布的金融机构反洗钱规定同时废止。 A.2004 B.2005 2023考试备考资料word版本欢迎下载 C.2006 D.2007 46.不兑现信用货币制度的特点有（） 。 （多选） A.黄金非货币化 B

189、.黄金货币 C.货币供给信用化 D.货币形态多样化 47.常见的金融工具包括（） 。 （多选） A.商业银行借款 B.发行票据 C.发行债券 D.发行股票 48.今年 6 月份，同业拆借市场利率迅速攀升，其中隔夜拆借利率涨幅尤为迅猛，从 4.5%起步，盘中先后攻破 10%、20%、30%大关，不断刷新银行间市场成立以来的历史记录，下列有关商业银行同业拆借的表述中，正确的有（） （多选） A.同业拆借主要通过全国银行间债券市场进行 B.拆出资金限于交足存款准备金、留足备付金和归还中国人民银行到期贷款之后的闲置资金 C.同业拆借利率随资金供求的变化而变化，常作为货币市场的基准利率 D.同业拆借，应

190、当遵守中国人民银行规定的期限，拆借的期限最长不得超过三个月 E.拆入资金用于弥补票据结算、联行汇差头寸的不足和解决临时性周转资金的需要 49.现代商业银行的发展趋势呈现出（） 。 （多选） 2023考试备考资料word版本欢迎下载 A.业务的全能化 B.资本的集中化 C.服务的电子化 D.网上交易扩大化 50.以下哪些属于传统中间业务的特点（） 。 （多选） A.银行几乎不承担风险 B.收入稳定 C.需要银行提供资金 D.以接受客户委托的方式开展业务 51.以下关于金融宏观调控的说法正确的有（） 。 （多选） A.金融宏观调控存在的前提是二级银行体制 B.金融宏观调控主体是商业银行 C.金融宏

191、观调控包括计划调控、政策调控、法律调控和行政调控 D.政策和法律调控是市场经济体制下金融宏观调控的主要形式 E.金融宏观调控是宏观调控的重要组成部分 52.在银行业的市场运营监管中，对银行的流动性进行监管的主要内容有（） 。 （多选） A.监测银行对关系人的贷款变化 B.银行的流动性应当保持在适当水平 C.检测银行资产负债的期限匹配 D.检测银行的资产变化情况 2023考试备考资料word版本欢迎下载 E.检测银行坏账和贷款准备金的变化 53.一国要实现本国货币资本项目项下可兑换需要的条件是（） 。 （多选） A.稳定的国际环境 B.健全的经济体系 C.稳定的宏观经济环境 D.稳健的金融体系

192、E.弹性的汇率制度 54.商品标价是货币执行价值尺度职能的重要体现，也就是说，商品标价表现着商品的内在价值。 在普通商品中某商品标价为 9.98 元， 而完全相同的该商品在高档商品的标价为 9.98 元。这表明（） （多选） A.标价的差异体现了两家商场产品品质的差异 B.货币作为衡量商品价值的尺度有时是不准确的 C.商品标价不仅包含商品本身的价值，还包括与买卖商品相关服务的价值 D.标价的差异体现了商品价格影响因素的多样性 55.下列属于间接融资工具的有（） 。 （多选） A.银行贷款 B.银团贷款 C.债券 D.股票 56.债券按计息方式分类可分为（） 。 （多选） A.贴现 2023考试

193、备考资料word版本欢迎下载 B.单利 C.累进 D.利率 E.复利 57.下列业务中，属于商业银行负债业务的有（） 。 （多选） A.融资性租赁 B.再贴现 C.转账结算 D.同业拆借 E.发行金融债券 58.不充分就业一词， 用以指称那些仅能找到比正常时间短的工作的就业人员， 包括 （） 。 （多选） A.打零工的人 B.兼职工人 C.季节性工人 D.临时工 59.下列关于公共物品的说法，正确的有（） 。 （多选） A.纯公共物品只能由政府提供 B.公共物品的消费容易产生“搭便车”现象 C.公共物品的市场需求曲线是所有消费者需求曲线的纵向加总 D.准公共物品具有一定程度的拥挤性 2023考

194、试备考资料word版本欢迎下载 E.公共物品的市场需求曲线是所有消费者需求曲线的水平方向加总 60.下列研究题目中属于宏观经济学研究的范围的有（） 。 （多选） A.家庭把多少收入用于储蓄的决策 B.政府管制对汽车废气的影响 C.高国民储蓄对经济增长的影响 D.企业关于雇佣多少工人的决策 E.通货膨胀与货币量变动之间的关系 61.下列选项中关于经济人的假设说法错误的有（） 。 （多选） A.在研究消费者行为时，假定生产者是追求效用最大化的 B.经济人假设是一种现实中状态 C.每一个从事经济活动的人都是利己的 D.经济人假设是分析消费者行为的前提 62.治理通货膨胀可以采取紧缩总需求的政策，下列

195、属于紧缩性财政政策的有（） 。 （多选） A.减少政府投资 B.减少政府支出 C.提高法定存款准备金率 D.增加税收 E.公开市场操作 63.当经济处于萧条时期时，为了拉动经济增长，政府可采取以下措施（） 。 （多选） A.减少税收优惠 2023考试备考资料word版本欢迎下载 B.提高投资支出水平 C.增加财政补贴支出 D.降低税率 64.存款办理的原则有（） 。 （多选） A.存款自愿 B.存款有息 C.为存款人保密 D.取款自由 65.银行从业人员良好的职业操守的要求是（） 。 （多选） A.诚实信用、守法合规 B.专业胜任、勤勉尽职 C.保护秘密、公平竞争 D.机制适应 66.根据担保

196、法规定，可以质押的权利包括（） 。 （多选） A.汇票、本票、支票 B.存款单、仓单、提单 C.土地所有权 D.依法可以转让的股份、股票 67.关于存款类金融机构职员的一些行为描述，有可能会对从业人员及所在机构产生不利影响的选项有（） 。 （多选） A.在为客户提供服务的过程中，发现该客户提供的业务申请材料有部分是假造的，但是为2023考试备考资料word版本欢迎下载 了做成业务，该业务员暗示客户其行为可能触犯法律，并建议该客户可以经由第三方代其申请，以规避法律约束 B.发现其经办的某笔业务是为了逃避监管规定或规避法律、法规禁止性规定，于是按照内部流程进行了必要的报告 C.出于私情向家人提供规

197、避监管规定的意见和建议， 并利用其所在机构的资源为这些行为提供方便 D.明确告知某客户，其申请资料存在不实之处，并让客户重新提交真实的申请材料，以顺利提交审核 68.根据我国法律规定，商业银行不能向以下哪些人群发放贷款？（） （多选） A.某商业银行的董事 B.某商业银行管理人员的配偶 C.某商业银行信贷业务人员王某投资开设的朝阳教育科技公司 D.某商业银行的综合柜台人员 69.在日常工作和生活中，银行从业人员应当恪守有关内幕信息和内幕交易的禁止性规定，做到（） 。 （多选） A.不在不当时间和地点谈论工作话题 B.不以明示或暗示的方式向不应该知道该项信息的内部人员提及内幕信息 C.不违反有关规定，将内幕信息以明示或暗示的方式告知自己的亲友 D.按照内部秘密信息保管规定妥善保管涉及内幕信息的文件或电子文档