《Lecture6货币创新金融体系和中央银行》由会员分享，可在线阅读，更多相关《Lecture6货币创新金融体系和中央银行（58页珍藏版）》请在金锄头文库上搜索。
1、Lecture6：货币创新、金融体系和中央银行Stillwatersrundeep.流静水深流静水深,人静心深人静心深Wherethereislife,thereishope。有生命必有希望。有生命必有希望 货币，银行和中央银行Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.提纲货币定义货币的功能现代银行体系怎样创造货币中央银行和货币供给货币数量论铸币税或者通货膨胀税Evaluation only.Created w
2、ith Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.2008年，温家宝说，今年要实行稳健的财政政策和从紧的货币政策 实行从紧的货币政策，主要是考虑当前固定资产投资反弹压力较大，货币信贷投放仍然偏多，流动性过剩矛盾尚未缓解，价格上涨压力明显，需要加强金融调控，控制货币供应量和信贷过快增长。 Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 200
3、4-2011 Aspose Pty Ltd.什么是货币我们为什么需要它？LEARNING OBJECTIVE1货币货币 一种资产，人们乐一种资产，人们乐于接受它并用它来交换货于接受它并用它来交换货物和服务，以及偿还债务物和服务，以及偿还债务 资产资产 一个人或者企业持一个人或者企业持有的任何有价值的东西有的任何有价值的东西 Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.什么是货币我们为什么需要它？以物易物和货币的发
4、明商品货币商品货币 用来作为货币的货物。用来作为货币的货物。如果不用来做货币，它具有独立如果不用来做货币，它具有独立的价值的价值 Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.监狱里的货币监狱里的货币香烟.Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose
5、Pty Ltd.什么是货币我们为什么需要它？货币的功能作为货币任何东西 鹿皮, 贝壳，人民币应该具有以下功能:交易媒介交易媒介记账单位记账单位UNIT OF ACCOUNT价值储藏价值储藏STORE OF VALUE延期支付的标准延期支付的标准STANDARD OF DEFERRED PAYMENTEvaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.什么是货币我们为什么需要它？什么可以当货币?5个标准:被广泛接受 质量标
6、准化 耐用 durable 重量轻，便于携带 可分割 Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.什么是货币我们为什么需要它？什么可以当货币?商品货币商品货币法定货币法定货币FIAT MONEY（纸币）（纸币）法定货币法定货币 政府或者中央银行指定的货币，不能被中央银行兑换成黄金或者其他商品货币Evaluation only.Created with Aspose.Slides for .NET 3.5 Clie
7、nt Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.没有政府的货币没有政府的货币ManyIraqiscontinuedtousecurrencywithSaddamspictureonit,evenafterhewasforcedfrompower.Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.什么是货币我们为什么需要它？LEARNING OBJECTIVE2
8、M1: 最窄的定义M1 :流通中的现金，支票账户，活期存款账户，旅行支票包括:1.流通中的纸币和硬币，不是银行持有的和国库持有的2.支票账户.3.旅行支票4.活期存款Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.中国的划分M0：流通中现金（货币供给量统计的机构范围之外的现金发行）M1：M0企业存款（企业存款扣除单位定期存款和自筹基建存款）机关团体部队存款农村存款信用卡类存款（个人持有）M2：M1城乡居民储蓄存款企业
9、存款中具有定期性质的存款（单位定期存款和自筹基建存款）外币存款信托类存款M3：M2金融债券商业票据大额可转让定期存单等M1，即狭义货币；M2，即广义货币；M2M1即准货币。 Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.政府文件根据两会下发的,2008年的广义货币(M2)调控目标是增长16%,低于去年年末增长16.7%幅度。 M2，谁控制？其增长是怎么造成的？你的想法是什么？Evaluation only.Crea
10、ted with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.关于信贷政策,政府工作报告的说法是“着力优化信贷结构,严格执行贷款条件,有保有压”,其中,要控制对高效能、高排放企业和产能过剩行业的贷款。 很多人说，这句话说明温家宝不是一个懂经济的总理，为什么？Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pt
11、y Ltd.银行怎么创造货币?银行的资产平衡表准备准备 DepositsthatabankkeepsascashinitsvaultorondepositwiththeFederalReserve.法定准备法定准备 Reservesthatabankislegallyrequiredtohold,basedonitscheckingaccountdeposits.法定准备率法定准备率 Theminimumfractionofdepositsbanksarerequiredbylawtokeepasreserves.超额准备超额准备 Reservesthatbanksholdoverandabo
12、vethelegalrequirement.Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.银行怎么创造货币?资产资产 负债和权益负债和权益准准备$34,150储蓄存款储蓄存款$295,053贷款款$221,083短期负债$64,161转存于其他银行的存款$4,441长期负债$46,750证券$110,597其他负债$37,216建筑和设备$5,628总负债$443,189其他$117,425股东权益$50,135总
13、资产$493,324股东权益$493,324银行的资产平衡表Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.银行怎么创造货币? 你（个人）在工商银行的活期账户里，存入1000块钱，工商银行的资产和负债都增加1000元这个行为没有增加货币因为流通中的现金减少了1000，活期存款增加了1000，M1没变化资产负债准备 1000存款 1000Evaluation only.Created with Aspose.Slide
14、s for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.资产负债准备100活期存款1000贷款900工商行可以保留100作为法定准备，贷出去900，比如贷款给某个买汽车的简单点说，银行允许你的支票账户增加900额度资产负债B银行存款900准备900假如那个人把900块支付给车主车主把支票存到B银行Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose
15、Pty Ltd.资产负债B银行储备90存款900贷款？B银行可以贷款出去多少？Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.银行怎么创造货币? 银行行活期存款活期存款账户的增加的增加A银行1,000B银行900(= 0.9 x 1,000)第三家银行810(= 0.9 x 900)第四家银行729(= 0.9 x 810).总的存款变化10,000 Evaluation only.Created with Aspo
16、se.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.简单的存款乘数存款乘数存款乘数 存款与银行新的准备的比值存款与银行新的准备的比值银行怎么创造货币?Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.中央银行体系LEARNING OBJECTIVE4部分准备的银行体系部分准备的银行体系 银行保留部分的准备.挤兑
17、挤兑 很多存款者同时提款很多存款者同时提款银行恐慌银行恐慌 很多银行都面临着挤兑.Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.阿根廷阿根廷2001年的银行恐年的银行恐慌慌阿根廷中央银行不能阻止银行恐慌.Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose P
18、ty Ltd.中央银行体系美国叫做联邦储备银行货币战争对联储有描述，但是对事实的解释基本属于偏见偏见比无知更使人愚蠢 Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.中央银行的功能中央银行是否可以是私人控股的？可不可以有几个中央银行？历史上的纸币是怎么出现的？现代的中央银行你认为应该有什么功能？为什么山西票号没有发展成现代银行？Evaluation only.Created with Aspose.Slides fo
19、r .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.中央银行中央银行怎么控制货币供给？货币政策货币政策 中央银行控制货币供给或者俄利率来达到政策目标中央银行有三个货币政策工具:公开市场操作贴现准备要求Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.银行怎么创造货币?公开市场操作公开市场操作 美国有个委员会决定公开市场操作美国有个委员
20、会决定公开市场操作 中国？中国？公开市场操作公开市场操作 央行购买和销售国债来控制央行购买和销售国债来控制货币供给货币供给 Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.银行怎么创造货币?贴现贴现给商业银行贷款给商业银行贷款.贴现率贴现率 .法定准备率法定准备率Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0
21、.Copyright 2004-2011 Aspose Pty Ltd.Unit:100 Million Yuan项目项目 Item Item2007.08 2007.08 2007.09 2007.09 2007.10 2007.10 2007.11 2007.11 2007.12 2007.12 货币和准货币（M2）387205.04 393098.91 394204.17 399757.91 403401.30 Money&Quasi-money货币（M1）140993.21 142591.57 144649.33 148009.82 152519.17 Money流通中现金（M0）27
22、822.39 29030.58 28317.78 28987.92 30334.32 CurrencyinCirculationEvaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.项目项目 Item Item2009.02009.01 1 2009.02 2009.02 2009.02009.03 3 2009.02009.04 4 2009.02009.05 5 2009.02009.06 6 2009.02009.0
23、7 7 2009.02009.08 8 2009.02009.09 9 货币和准货币（M2）496135.31 506708.07 530626.71 540481.21 548263.51 568916.20 573102.85 576698.95 585405.34 Money & Quasi-money 货币（M1）165214.34 166149.60 176541.13 178213.57 182025.58 193138.15 195889.27 200394.83 201708.14 Money流通中现金（M0）41082.37 35141.64 33746.42 34257.2
24、7 33559.52 33640.98 34239.30 34406.62 36787.89 Currency in CirculationEvaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.中央银行资产负债表单位：亿元人民币 资产资产20072007年年1 1月月1111月月负债负债20072007年年1 1月月11月国外资产 Foreign Assets89451.67 122170.97 储备货币ReserveMo
25、ney73380.48 92433.16 外汇ForeignExchange88044.93 115031.21 货币发行CurrencyIssue30236.40 31389.64 货币黄金MonetaryGold337.24 337.24 金融性公司存款DepositsofFinancialCorporations42943.03 60775.81 其他国外资产OtherForeignAssets1069.50 6802.52 其他存款性公司OtherDepositoryCorporations42817.49 60569.24 对政府债权ClaimsonGovernment2856.41
26、 8825.32 其他金融性公司OtherFinancialCorporations125.54 206.57 其中：中央政府Ofwhich:CentralGovernment2856.41 8825.32 非金融性公司存款DepositsofNon-financialCorporations201.05 267.71 对其他存款性公司债权ClaimsonOtherDepositoryCorporations6484.92 6310.42 活期存款DemandDeposits201.05 267.71 对其他金融性公司债权ClaimsonOtherFinancialCorporations21
27、917.51 15950.40 发行债券BondIssue34337.95 35667.62 对非金融性公司债权ClaimsonNon-financialCorporations66.34 63.68 国外负债ForeignLiabilities926.20 933.08 其他资产OtherAssets11730.92 11979.20 政府存款DepositsofGovernment12907.87 23159.58 总资产总资产TotalAssets132507.77 165299.99 自有资金OwnCapital219.75 219.75 其他负债OtherLiabilities107
28、35.52 12886.80 总负债总负债TotalLiabilities132507.77 165299.99 Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.国外资产Foreign Assets163731.49179720.25储备货币Reserve Money129653.44133406.64外汇Foreign Exchange150784.95166460.89货币发行Currency Issue4767
29、2.6640504.78货币黄金Monetary Gold337.24669.84金融性公司存款Deposits of Financial Corporations81980.7892901.86其他国外资产Other Foreign Assets12609.3112589.51其他存款性公司Other Depository Corporations81837.8992797.95对政府债权Claims on Government16195.9915676.74其他金融性公司Other Financial Corporations142.9103.9其中：中央政府Of which: Centr
30、al Government16195.9915676.74不计入储备货币的金融性公司存款Deposits of financial corporations excluded from Reserve Money580.49635.72对其他存款性公司债权Claims on Other Depository Corporations8378.067591.72发行债券Bond Issue43521.2139915.61对其他金融性公司债权Claims on Other Financial Corporations11852.7511701国外负债Foreign Liabilities771.4
31、9746.92对非金融性公司债权Claims on Non-financial Corporations44.1243.96政府存款Deposits of Government17618.1127247.71其他资产Other Assets8052.77817.24自有资金Own Capital219.75219.75总资产总资产Total AssetsTotal Assets208255.12222550.91其他负债Other Liabilities15890.6220378.54总负债总负债TotalTotalLiabilitiesLiabilities208255.12222550.9
32、12009年央行资产负债表Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.报表项目报表项目Items2003.012003.012003.022003.022003.032003.03国外资产Foreignassets24474.4724714.3425222.19外汇Foreignexchange23323.6923553.0224062.32货币黄金Monetarygold337.24337.24337.24其他
33、国外资产Otherforeignassets813.54824.08822.63对政府债权Claimsongovernment2863.792863.792863.79其中：中央政府Ofwhich:Centralgovernment2863.792863.792863.79对存款货币银行债权Claimsondepositmoneybanks9882.959505.269548.71对特定存款机构债权Claimsonspecificdepositoryinsti2305.312330.662270.66对其他金融机构债权Claimsonotherfinancialinstitutio7244.7
34、37250.917268.43对非金融机构债权Claimsonnon-financialinstitutions206.7206.65206.57其他资产Otherassets5358.65307.235426.82总资产总资产TOTALASSETS52336.5552178.8452807.17储备货币Reservemoney46091.5145032.6944111.31货币发行Currencyissue23277.9119400.7218675.97金融机构存款Depositoffinancialinstitutions15324.0717829.8917426.67存款货币银行Depo
35、sitmoneybanks15196.461754317171.32特定存款机构Specialdepositoryinstitutions122.38277.64246.24其他金融机构Otherfinancialinstitutions5.239.259.11非金融机构存款Depositsofnon-financialinstitutions7489.537802.088008.67活期存款Demanddeposits54.6254.4846.6储蓄存款Savingdeposits7434.917747.67962.07发行债券Bondissue950950450国外负债Foreignlia
36、bilities433.83451.54433.47政府存款Depositsofgovernment3736.574005.794494.01其中：中央政府Ofwhich:Centralgovernment1730.821729.032283.31自有资金Owncapital219.75219.75219.75其他负债Otherliabilities904.891519.073098.63总负债TOTALLIABILITIES52336.5552178.8452807.17Evaluation only.Created with Aspose.Slides for .NET 3.5 Clien
37、t Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.中央银行货币中央银行可以直接控制中央银行货币谁需求？公众需求现金银行需求储备Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.中央银行怎样控制货币供给假如中央银行从工商银行购买了100亿国债中央银行资产负债准备：100亿政府债券100亿商业银行资产负债政府债券-100准备 +100Evaluation only.C
38、reated with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.货币乘数H高能货币或者基础货币=流通中的现金+商业银行准备等M1=H货币乘数 15万=10万1.5M2=H货币乘数 40万=10万4Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.货币总量美国The Federal Reser
39、ve uses three definitions of the money supply: M1, M2, and M3.M2 = $6,510.0 (billions of dollars), June 2005M2 has a much broader definition: it includes M1, plus a range of other deposits and deposit-like assets, making it about three times as large.Evaluation only.Created with Aspose.Slides for .N
40、ET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.简单的货币理论：货币数量论Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.货币和价格货币流通速度货币流通速度 平均的每个RMB在购买GDP商品和劳务流转的次数货币数量论货币数量论 很简单的理论，弗里德曼是代表人物.货币数量论LEARNING OBJECTIVE5P 价格水平；Y真实GDP，
41、M货币供给，比如M1或者M2V 流通速度2007，PY=名义GDP=25万亿，M2等于40万亿，V=0.62 美国是2？ M1等于15万亿，V=1.67 美国是8Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.解释通货膨胀我们可以把上页的公式变为: 货币供给的增长率 + 流通速度的增长率 =价格水平的增长率 (或者通货膨胀率) + 产出（GDP）的增长率货币数量论Evaluation only.Created wit
42、h Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.解释通货膨胀通胀率 = 货币增长率 +流通速度变化率 产出的增长率如果货币流通速度不变，那么其增长率为0；因此， 通胀率 = 货币增长率 产出增长率 2007 5.1% =16.7%-11.6事实上，通胀率是？货币流通速度是不变吗？你猜货币流通速度受哪些因素影响？货币数量论Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0
43、.0.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.阿根廷的高通胀 货币数量论Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.德国德国 1920s的超级通胀的超级通胀人
44、们用钞票点炉子篮子失窃的故事Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.货币和超级通货膨胀Copyright 2004 South-Western德国德国1Index(Jan. 1921 = 100)波兰波兰100,000,000,000,0001,000,00010,000,000,0001,000,000,000,000100,000,00010,000100 货币供给价格水平1925192419231922
45、1921价格水平 货币供给 Index(Jan. 1921 = 100)10010,000,000100,0001,000,00010,0001,00019251924192319221921Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.Money and Prices in Brazil, 1985-1995Evaluation only.Created with Aspose.Slides for .NET 3
46、.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd. 预算赤字和货币创造超级通货膨胀发生在政府财政出现危机的时候。政府没有能力从公众或者国外借款。Seignorage 是政府通过货币创造产生的真实收入数量 .Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.通货膨胀税或者铸币税 Seignorage是名义货币增长率乘以真实货币余额. Evaluati
47、on only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.C
48、opyright 2004-2011 Aspose Pty Ltd.年 份货币和准货币货 币准货币流通中现金活期存款199015293.46950.72644.44306.38342.7199119349.98633.33177.85455.510716.6199225402.211731.54336.07395.213670.7199334879.816280.45864.710415.718599.4199446923.520540.77288.613252.126382.8199560750.523987.17885.316101.836763.4199676094.928514.888
49、02.019712.847580.1199790995.334826.310177.624648.756169.01998104498.538953.711204.227749.565544.91999119897.945837.313455.532381.874060.62000134610.453147.214652.738494.581463.22001158301.959871.615688.844182.898430.32002185007.070881.817278.053603.8114125.22003221222.884118.619746.064372.6137104.32
50、004254107.095969.721468.374501.4158137.22005298755.7107278.724031.783247.1191476.9200620072008152519 30334 36673.15 Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.中央银行的收入报表项目报表项目Items2008.01 2008.01 国外资产 Foreign Assets130850.14 外汇For
51、eignExchange120743.12 货币黄金MonetaryGold337.24 其他国外资产OtherForeignAssets9769.78 对政府债权ClaimsonGovernment16317.71 其中：中央政府Ofwhich:CentralGovernment16317.71 对其他存款性公司债权ClaimsonOtherDepositoryCorporations7075.11 对其他金融性公司债权ClaimsonOtherFinancialCorporations12291.84 对非金融性公司债权ClaimsonNon-financialCorporations44
52、.12 其他资产OtherAssets7883.95 总资产总资产TotalAssets174462.87 Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.储备货币ReserveMoney109477.69 货币发行CurrencyIssue40052.01 金融性公司存款DepositsofFinancialCorporations69425.68 其他存款性公司OtherDepositoryCorporation
53、s69329.71 其他金融性公司OtherFinancialCorporations95.97 不计入储备货币的金融性公司存款DepositsoffinancialcorporationsexcludedfromReserveMoney526.08 发行债券BondIssue32306.69 国外负债ForeignLiabilities946.86 政府存款DepositsofGovernment20056.58 自有资金OwnCapital219.75 其他负债OtherLiabilities10929.22 总负债总负债TotalLiabilities174462.87 Evaluati
54、on only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.报表项目报表项目Items2009.012009.01国外资产Foreign Assets163731.49外汇Foreign Exchange150784.95货币黄金Monetary Gold337.24其他国外资产Other Foreign Assets12609.31对政府债权Claims on Government16195.99其中：中央政府Of which: Centra
55、l Government16195.99对其他存款性公司债权Claims on Other Depository Corporations8378.06对其他金融性公司债权Claims on Other Financial Corporations11852.75对非金融性公司债权Claims on Non-financial Corporations44.12其他资产Other Assets8052.7总资产总资产Total AssetsTotal Assets208255.12Evaluation only.Created with Aspose.Slides for .NET 3.5 C
56、lient Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.储备货币Reserve Money129653.44货币发行Currency Issue47672.66金融性公司存款Deposits of Financial Corporations81980.78其他存款性公司Other Depository Corporations81837.89其他金融性公司Other Financial Corporations142.9不计入储备货币的金融性公司存款Deposits of financial corporations excluded
57、 from Reserve Money580.49发行债券Bond Issue43521.21国外负债Foreign Liabilities771.49政府存款Deposits of Government17618.11自有资金Own Capital219.75其他负债Other Liabilities15890.62总负债总负债TotalTotalLiabilitiesLiabilities208255.12Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004
58、-2011 Aspose Pty Ltd.你计算出多少？1996年我计算过，人民银行大为恼火Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.1997年银行改革年银行改革中央财政定向发行2700亿元特别国债，补充四大国有银行资本金；将13939亿元银行不良资产剥离给新成立的四家资产管理公司；以及取消贷款规模，实行资产负债比例管理等重要改革措施。Evaluation only.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Copyright 2004-2011 Aspose Pty Ltd.
