《浦发银行个人抵押贷款合同英文》由会员分享，可在线阅读，更多相关《浦发银行个人抵押贷款合同英文（35页珍藏版）》请在金锄头文库上搜索。
1、No.: SPD BankPersonal Guarantee Loan ContractContract version No.:SPDB202X03SPD Bank Personal Guarantee Loan Contract Personal Guarantee Loan ContractSpecial Notes: The main body of the present contract is made up of Contract Terms and Conditions as well as Summary Sheet of Elements of the Contract
2、Terms and Conditions. The Contract Terms and Conditions needs not to be filled in, and all of its items to be filled in are indicated with specific codes; the Summary Sheet of Elements of the Contract Terms and Conditions is attached to the Part 2 of this contract by centralized printing or filling
3、in all the information which needs to be filled in. The borrower and the Loaner have confirmed that all the contents of the Summary Sheet of Elements of the Contract Terms and Conditions are correct, and also acknowledged that the contract elements which need to be filled in the Contract Terms and C
4、onditions are subject to the contents of the Summary Sheet of Elements of the Contract Terms and Conditions. All the contents of the Summary Sheet of Elements of the Contract Terms and Conditions correspond one-to-one with the specific codes of the items to be filled out in the Contract Terms and Co
5、nditions, and constitutes an integral part with the Contract Terms and Conditions.The borrower: ID certificate type and No.: The lender (the Mortgagee / the pledgee): Shanghai Pudong Development Bank Co., Ltd. BranchThe mortgager (name / designation of natural person or legal person): ID certificate
6、 type and No.: The pledger (name / designation of natural person or legal person): ID certificate type and No.: The guarantor (name / designation of natural person or legal person): ID certificate type and No.: Whereas:The borrower applies to the lender for RMB personal loan, in accordance with the
7、relevant laws, rules and regulations of the Peoples Republic of China, upon consensus through consultation among the parties, the present contract is hereby entered into for mutual observance.Meanwhile, the borrower, the guarantor and the lender hereby confirm that (check with a mark and uncheck wit
8、h a mark according to the conditions): The present contract serves as an ancillary business document of the Personal Comprehensive Credit Granting Contract under the number of signed by the borrower and the lender. The present contract is an independent business document signed by the borrower, the
9、guarantor and the lender.Part 1 Contract Terms and Conditions Article 1 Loan Amount and Purpose1.1 The loan type of the present contract is S1.1A (personal car loan / personal consumption loan / personal business loan / personal credit loan / others: S1.1A), the loan amount is RMB S1.1B Yuan (in wor
10、ds: RMB S1.1C Yuan), and it is used for S1.1D only and shall not be appropriated. The lender has the right to monitor the use of loans.Article 2 Loan Term, Interest Rate and Method for Interest Calculation 2.1 The loan term (and the debt performance period) under the present contract is S2.1A (“ yea
11、r(s) and month(s)”), and its start date is expected from the date S2.1B (from MM DD YY to MM DD YY). The actual loan start date is subject to the date recorded on the loan receipt.2.2 The value date of the loan under the present contract is the date of loan release. The method for interest calculati
12、on is as follows: the loan interest will be calculated on a daily, monthly and yearly basis. The calculation methods of full-year, full-month and full-day shall be adopted for loan interest. If full-year, full-month and full-day cannot be reached, the last day at the end of end is the full-day. If t
13、he loan period comes to the completion of year, the interest shall be calculated as per annual interest rate; if the loan period comes to the completion of month, the interest shall be calculated as per monthly interest rate; if the loan period covers full year (month) and remnant days, the interest
14、 of the part of full year (month) shall be calculated as per yearly (monthly) interest rate, and the interest of the remnant days shall be calculated according to the actual number of days. The formula of computation is as follows: For the full year and full month: Interest = principal period (the n
15、umber of year(s) or month(s) yearly or monthly interest rate;For the full year (month) and remnant day(s): Interest = principal period (the number of year(s) or month(s) yearly or monthly interest rate + the number of remnant day(s) daily interest rate2.3 Except otherwise specified by the both parties, the date of settlement of th
