瑞达 Rejda 保险教材英文练习题10

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1、Prciple of RikagemennInsurane, 1 (Rejda)Cte 0 Anaysis of Inurane Contracs1) Th tionof a poe andbiit insranceotactthacontn infmaton bout oery o atvit o be isrd is cald th) eclrans.B) insurin agreement.C) eclusios.) condtisAswe: AQuetion Status: revio Ediion2) Wht infotion is conain in the insrig agem

2、entfn irnepo?) a dcptioof he proprt o lifeo be insuredB)a summryfheajorpomises the inrer) aummary ofeoiatiosof isuredD) ito th popert, losss,adpeils thatarenot coveedAne: BQuion Sttus: Preous Edton3)Whihofth follwng tatemnts bou all-risks cerae is (are) ru?I.Al losss are covred ecptose loss secallye

3、xcludedIThe brden o pof is on heinsurd o pove a as is covered.A) I olyB) I yC) both I an IID) eite I nor IInse: AQustnSaus: Pevu dito4) hexcsioof od ina hmeowners plicy s n examp ofanA) exudeacity.) exludedodtiC) ecluded proper.D) excludd eril.nswr: DQuestinStatus: Previus Edition5)clusions are used

4、 i suance olicies fralof th flwing reansEXCEPTA)o reduce mol haar.B) to waivepoliy oditionsC) toeliminae oerage for ninurble pelD) t elimnat coerage not ned by typical insueds.Aswer: BQuetion Staus: Previos Edin) Rons wh erl may be cnsidred uninure terefrexcded rom insace ontactincludwhc t flowing?I

5、.The los fr te ocureneo th peril abe ue o preditbl ecine n alueI.Th los fr toccrrne o thepeilmay be nclcuab ancatatophc.A) I onlyB) IIonly) both ad I) eihe or Aswer: CQesn Sats: Prvious Eitin7)The policy proision reunghe lngof ooff loss wth h nsurrs a exapl fa(n)A) dlaratioB) coitioC) insuring agmnt

6、D) miscellaneous roision.As: BQuestio Stus: reviosEition8) hich o the folwingtatmtsbouh defintin o te insuredis (ar)true?I.I sme cases,apson who snot secificaly amed becassified as aninsurd.I.Under ocircmsaces cn mr thanone eron benamd as an insurd.A) olB) I nl) bo a IID) ether nr IIAnr: Austion tat

7、u: Prevus Edition9) ll ofth llowig staemntabu endorsemntsandridrsar tre EXCEPTA) Tey are usal writen)They cn e usedto add or dlte pic proviions.) Tey omally ta prcede oer othronflitng plic poisions.D) ey repriarlysedtoccmen leislatnequiing spciic policy povisions.nswe: Dusin Status:eou Eiion0) Deduc

8、tiblsareused in all of the follwig tpes of isurne XPTA)life insunceB) helh inuranc.C)proerty isanc.D) uomobile isurnce.nswer: AQuetioStatus: PevouEdtio11) Allf efllowing ae prpose ofdeductibls EPA) to elimintesmallca.B) reducepreium.C) to rduce attudil hazar.) to exclude unurable erisAswr: Questo St

9、us: Revise12) he deductible use for autoobe coliion les an xampe of a(n)A)corridordecible.B) eliitioerod.C)stright deducible)aggrege deductilense: CQusti Sttus: Previus Edition1) Wich e follwing statment abot aalenr-eardedutible is (are) tru?I.I rurs the insure o paya speifiedmont ofech claim regard

10、less wete cli occurs ding the ya and rarles ofy pevious clams duing theyear.I. is ud l inplicies wich cver irect property lose.A) I olB) II onlyC)boh I a IID)neiterI orIAswr: DQusion ttus: Pevious Editon) A provisin n a disaiity incom insurne pyth equirs apersn t b disabed or6 aysbeor recvingbeefits

11、 is n exmple f a(n)A) corridor etble.B) gae pod.C) lntonperiodD)pobaionary perodAnswer: Qein Stats: Rsed1) At wha poin n tmemust an nurd metth coinura rquirmentina propertyinsrance policy i order to avoid havin t pa a ornof te loss?) only at e im f loss) ony at thtime hen te polic is isued C) onl a te tie o olcyappliatonD) bohat the timehen the policyi sued and t the eo lsAnser: AQestion Satu: eised16) Daviowns a commrcal uii ith replaeentto $4 ion.Thebuidinnsured onarlcemen ost asis or $ illion undr a fireinsane policy hat as a80entoin

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