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1、2022年考博英语-云南大学考前模拟强化练习题（附答案详解）1. 单选题Heres the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40,000 victims could have done to prevent it from happening. This was an inside job, according to court documents. A lowly help-desk worker
2、at Tele data Communications, a software firm that helps banks access credit reports online, allegedly stole passwords for those reports and sold them to a group of 20 thieves at $60 a pop. That allowed the gang to cherry-pick consumers with good credit and apply for all kinds of accounts in their na
3、mes, cost to the victims: $3 million and rising.Even scarier is this, the largest identity-theft bust to date, is just a drop in the bit bucket. More than 700,000 Americans have their credit hijacked every year. Its one of crimes biggest growth markets. A name, address and Social Security numberwhic
4、h can often be found on the Webis all anybody needs to apply for a bogus line of credit. Credit companies make $1.3 trillion annually and lose less than 2% of that revenue to fraud, so theres little financial incentive for them to make the application process more secure. As it stands now, its up to
5、 you to protect your identity.The good news is that there are plenty of steps you can take. Most credit thieves are opportunists, not well-organized gangs. A lot of them go Dumpster diving for those millions of “pre-approved” credit-card mailings that go out every day. Others steal wallets and retur
6、n them, taking only a Social Security number. Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later.But the most effective way to keep your identity clean is to check your credit reports once or twice a year. There are three major creditreport outfits:
7、Equifax (at E), TransUnion () and Experian (E). All allow you to order reports online, which is a lot better than wading through voice-mail hell on their 800 lines. Of the three, 1 found TransUnions website to be the cheapest and most comprehensivelaying out state-by-state prices, rights and tips fo
8、r consumers in easy-to-read fashion.If youre lucky enough to live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are entitled to one free report a year by law. Otherwise its going to cost $8 to $14 each time. Avoid services that offer to monitor your reports year-round for
9、 about $70; thats $10 more than the going rate among thieves. If you think youre a victim of identity theft, you can ask for fraud alerts to be put on file at each of the three credit-report companies. You can also download a theft-report form at www.consumer.gor/idtheft, which, along with a local p
10、olice report, should help when irate creditors come knocking. Just dont expect justice. That audacious help-desk worker was one of the fewer than 2% of identity thieves who are ever caught.1.What is the trend of credit-theft crime?2.The expression “inside job” most probably means（ ）.3.The creditors
11、can protect their identity in the following way except（ ）.4.Why is it easy to have credit-theft?5.What is the best title of the passage?问题1选项A.Tightly suppressed.B.More frightening.C.Rapidly increasing.D.Loosely controlled.问题2选项A.a crime that is committed by a person working for the victimB.a crime
12、that should be punished severelyC.a crime that does great harm to the victimD.a crime that poses a great threat to the society问题3选项A.destroying your junk mailB.leaving your Social Security card at homeC.visiting the credit-report website regularlyD.obtaining the free report from the government问题4选项A
13、.More people are using credit services.B.The application program is not safe enough.C.Creditors usually disclose their identity.D.Creditors are not careful about their identity.问题5选项A.The danger of credit-theftB.The loss of the creditorsC.How to protect your good nameD.Why the creditors lose their i
14、dentity【答案】第1题:C第2题:A第3题:D第4题:B第5题:C【解析】1.推理判断题。定位到文章第二段“Even scarier is this, the largest identity-theft bust to date, is just a drop in the bit bucket. More than 700,000 Americans have their credit hijacked every year. Its one of crimes biggest growth markets”, 更可怕的是，这是迄今为止最大规模的身份盗窃案，不过是沧海一粟。每年有超过
15、70万美国人的信用被劫持。这是最大的犯罪增长市场之一。由此可知，信用盗窃犯罪率呈上升趋势。因此C选项符合题意。2.推理判断题。由题干关键词定位到文章第一段“A lowly help-desk worker at Tele data Communications, a software firm that helps banks access credit reports online, allegedly stole passwords for those reports and sold them to a group of 20 thieves at $60 a pop”, Tele data Communications是一家帮助银行在线获取信用报告的软件公司，据称该公司的一名地位低下的咨询台工作人员窃取了这些报告的密码，并以每份60美元的价格将其卖给了20名盗贼。由此可知，inside job意味着公司内部人员对受害者犯下的罪行。因此A选项符合题意。3.细节事实题。由题干关键词定位到文章第三段“Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later”和第四段“But the most effec
