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1、2022年考博英语-南京师范大学考试题库及模拟押密卷（含答案解析）1. 填空题Life is full of dangers and surprise. Your house may burn down. You may fall out of the window and break your neck. Mice and beetles may eat your floor so that you drop in to the flat below for an uninvited cup of tea. 1.（ ）.You cannot always prevent disasters,
2、 but you can insure against them. Most forms of insurance are voluntary-it is up to you whether you take out a policy or not. But some forms are compulsory. 2.（ ）.The “parties” to an agreement, or contract, are the individuals or groups concerned. With third-party motor insurance, the three parties
3、are （i） you yourself, （ii） your insurance company, and （iii） anybody else-for example, the man whose Jaguar has just smashed up your Mini. Third -party insurance does not cover fire, theft or anything else. It is intended only to protect road users from each other.3.（ ）.Another form of compulsory in
4、surance is National Insurance. Everybody over 16 earning money on a regular basis must pay a sum each week to the state. These weekly contributions cover part of the cost of the National Health Service and the other social service benefits, e.g. unemployment benefits, sickness benefits, old-age pens
5、ions, industrial injury benefits and so on. You must be able to prove you have paid your contributions, so you must have a card （kept by your employer unless you are self-employeD.onto which stamps are stuck every week. Of course, you can take out private health insurance as well if you wish, but yo
6、u must still pay your state contributions.There are, of course, many insurance companies in Britain, both large and small. But there is also a rather special organization called Lloyds, which started as a coffee-house in late 17lh century. Lloyds is a society of around six thousand members-all of th
7、em underwriters-and is administered by a committee controlled by Act of Parliament. 4. （ ）. You have to go to an insurance broker who will then contact a member of Lloyds for you. If you want to insure something expensive-like a fleet of Jumbo jets, for example-your broker will probably have to cont
8、act a syndicate of underwriters because the risks would be too high for one man to cover.Lloyds will probably insure you against any risk at all-provided you are prepared to pay the premiums. 5.（ ）. Maybe clowns insure their noses. You never know-anything may happen.【答案】1.G2.C3.E4.D5.A【解析】1.第一段列举了一些
9、可能发生的危险的例子，比如房子烧毁，地板被老鼠和甲虫吃掉等。此空作为第一段的最后一句，G项“一切都有可能发生，”与第一句呼应。2.由But some forms are compulsory. 但有些形式的保险是强制性的。可知接下来的内容会讲到强制性的保险。而C项正好是一个强制性保险的例子。故C项正确。3.由空前的“It is intended only to protect road users from each other. 第三方保险只是为了保护道路使用者免受他人的伤害。”可知这种保险有局限性，E项中的comprehensive与原文中的only很自然地形成对比。故E项正确。句意：如果
10、你想为可能发生在你或你的车身上的所有其他可怕的事情投保，你可以买一份综合保险。4.上文提到Lloyds是一个6000人组成的团体，并且受委员会管制。故空格处如果填D项“Lloyds不是一般意义上的保险公司，而是一个保险市场，你不能直接和它做生意。”能与上下文自然地衔接。5.空前提到“只要你缴纳保险费，Lloyds会保护你的一切危险。”接下来空格后举例“小丑可能会为他的鼻子买保险”。而A项“钢琴家会为他们的手买保险”正好与下文的例子构成并列关系，并且是对上文的论证。故A项正确。2. 单选题Microwaves are a type of electromagnetic radiation; th
11、ey are a very mild form of electrical or magnetic wave that moves through space. Unlike X-rays and gamma rays, which are very powerful rays of radiation, microwaves are rather weak and are much more like the waves of radiation used in radio broadcasting.In microwave ovens, the use of microwaves with
12、 which most people are familiar, the waves are produced by an electronic tube called a magnetron. Microwaves produce beat in any food placed inside the oven by causing the water in the food to vibrate rapidly and thus heat up. Food that have more water in them take less time to cook and probably hav
13、e more of their nutrients left intact when cooked in a microwave oven.Microwaves do not pass through metals so the microwaves are retained within the oven. Microwaves pass immediately through glass, paper, and plastic with no effect on these materials or on the microwaves; nothing inside the microwa
14、ve oven is heated except the food itself, so the cooking process is much more efficient than in conventional ovens. Sometimes a part or container is heated because it is touching the hot food, though; some users of microwave ovens have been burned by hot food, by hot pans, or steam escaping from the
15、 food. No documented case of radiation burns from a microwave oven has ever been reported.Actually, we know very little about how microwave radiation might affect human beings. Obviously, if microwaves can cook a roast by exciting the water molecules in the meats they could do the same thing to huma
16、n flesh. Human being could be burned by prolonged exposure to high levels of microwaves. But scientists are more concerned about the effects of low level microwave exposures, such as might result from a leaking microwave oven.No research has yet been performed on people who have been exposed to low level microwave radiation. Some experiments have been performed on animals, but the results are very difficult to interpret. As
