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1、小额贷款公司全套运营管理制度一、公司基本制度 ,一，总经理岗位职责1 ,二，副总经理岗位职责.2 ,三，业务管理基本制度.3 ,四，公司考核办法10 二、贷款业务部 ,一，贷款业务部部门职责 .18 ,二，贷款业务部部经理岗位职责19 ,三，贷款业务部部员工岗位职责20 ,四，贷前调查制度21 ,五，贷后管理制度26 三、风险管理部 ,一，风险管理部部门职责29 ,二，风险管理部经理岗位职责30 ,三，贷款风险控制员岗位职责31 ,四，风险控制管理制度32 ,五，责任追究制度36 1、贷款业务部责任追究制度实施细则.36 2、风险管理部责任追究制度实施细则.37 3、综合管理部责任追究制度实施
2、细则.38 4、稽核财务部责任追究制度实施细则.38 2 5、贷款审批人责任追究制度实施细则38 ,六，贷款审批制度40 四、稽核财务部 ,一，稽核财务部部门职责42 ,二，财务总监岗位职责43 ,三，财务管理办法44 ,四，财务管理及内部审计制度50 五、综合管理部 ,一，综合管理部部门职责.55 ,二，综合管理部经理岗位职责.56 ,三，综合管理部文员岗位职责 .57 六、印章管理办法60 七、办公管理制度.62 八、人事管理制度68 -he social investment to the industry group, to achieve leveraging the develop
3、ment, ensure that the value of state, examination and approval procedures, strict regulation of economic activities, attract injection twin principle, in the framework of national policies and regulations, strict inspection and argumentation, legal consultation-t, mutual benefit, seeking winl truszo
4、ns, effective integration of resources within the group, the city resources, other industries and regional resources, mutuasuit of stability and development of the market.(four) to promote the integration of resources. To further broaden their horihe purreakthroughs, to enhance the competitive stren
5、gth, walking business road the competition of alienation and characteristics, tnning, packaging and publicity of a number of unique, market influence and coverage of the brand, the implementation of key bl plathe use of brand, brand value, brand acquisition performance, enhance the competitive stren
6、gth. Concentrated manpower, carefu aximum to avoid investment risk, gain profit.(three) vigorously promote the brand. To establish brand awareness, awareness oftheir own conditions to develop the correct road, the m2ote leapfrog development.o promolicy, financial policy and tax policy, and actively
7、seek policy, projects and funds, enterprise and industry group mission tltural undertakings in the country and the XX policy, especially the policy of industrial development, financial investment pof cu need of market competition.(six) seriously study the policy for policy. Serious research about so
8、cial support the developmentknowledge structure, age structure, structure optimization and upgrading ability, enhance core competitiveness, adapt to the quality professional management team, hard work, and promote the entire workforce -quality management management personnel, and strive to build a h
9、igh-t. At the same time, according to the need of industrial development, vigorously the introduction of highmarke petition, the sense of urgency, improve the ability to respond to market competition, improve management and operation of thekers of the existing business, firmly establish the concept
10、of the market, enhance the sense of crisis to adapt to market comof cadres and worowned assets.(five) to strengthen the construction management personnel. Strengthen the management of education and training 一、公司基本制度 ,一，总经理岗位职责 1. 主持公司的日常行政和管理工作,组织实施董事会决议。 2. 组织实施公司的年度经营计划和投资方案。 3. 拟订公司的基本管理制度,董事会批准后
11、组织实施。 4. 拟订公司内部机构设置方案,董事会批准后组织实施。 5. 制定公司的具体规章。 6. 聘任和解聘除应由董事会聘任和解聘以外的管理人员。 7. 按照国家法律法规和公司的管理制度,组织对员工的考核评议,并决定薪酬奖惩、升降级。 8. 管理、防范、消除经营风险和其他相关风险,保证业务高质量。 9. 聘请律师、注册会计师和资产评估师担任公司的法律和财务顾问。 10. 定期向董事会报告贷款业务运行情况和财务收支状况。 11. 着力打造高素质、守法纪、重道德的经营管理班子和业务团队。 12. 公司章程规定和董事会授予的其他职权。 management personnel. Strength
12、en the management of education and training of cadres and workers of the existing business, fir owned assets.(five) to strengthen the construction-try group, to achieve leveraging the development, ensure that the value of stateation and approval procedures, strict regulation of economic activities,
13、attract injection the social investment to the indus, examinwin principle, in the framework of national policies and regulations, strict inspection and argumentation, legal consultation-s within the group, the city resources, other industries and regional resources, mutual trust, mutual benefit, see
14、king winourceof the market.(four) to promote the integration of resources. To further broaden their horizons, effective integration of res e strength, walking business road the competition of alienation and characteristics, the pursuit of stability and developmenttitiva number of unique, market influence and coverage of the brand, the implementation of key breakthroughs, to enhance the compe cquisition performance, enhance the competitive strength. Concentrated manpower, careful planning, packaging and publicity ofe the brand. To establish brand awareness, awareness o
